LAX.SH
FINO PAYMENTS BANK LTD·SMALL FINANCE BANKS - SFBS 47.44BANKS 52.98·Banks
Price
125.74
+0.07%52W Range
Market Cap
₹1,046.39 Cr
Traded: ₹2.20 Cr (0.21%) 0.0x
Free Float: ₹217.44 Cr (1.01% of FF traded)
Volume · 60D trend
1.76 L 0.0x
Delivery: % 0.0x
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Returns
RS Score
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Valuation
Business Strength
Growth (3Y CAGR)
Balance Sheet
Cash Position
Others
MTF Exposure Trend
60 sessions · funded amount, % of FF, daily delta
LAX.SH
Growth Trends
| Metric | 10Y | 5Y | 3Y | 1Y | TTM | Trend |
|---|---|---|---|---|---|---|
| Sales | -- | +65.0% | +38.0% | -- | +27.0% | Decelerating |
| ROE | -- | +12.0% | +11.0% | -- | -- | Decelerating |
| Return | -- | -- | -15.0% | -50.0% | -- | Decelerating |
| Profit | -- | +21.0% | -5.0% | -- | -40.0% | Decelerating |
Quarterly Results
Revenue & Margin Trends
Annual
Quarterly
Balance Sheet Health
Leverage
Efficiency
Cash Position
Detailed Financials
Jun 2026PDF ↗ | Mar 2026PDF ↗ | Dec 2025PDF ↗ | Sep 2025PDF ↗ | Jun 2025PDF ↗ | Mar 2025PDF ↗ | Dec 2024PDF ↗ | Sep 2024PDF ↗ | Jun 2024PDF ↗ | Mar 2024PDF ↗ | Dec 2023PDF ↗ | Sep 2023PDF ↗ | Jun 2023PDF ↗ | Mar 2023PDF ↗ | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 72 | 64 | 63 | 60 | 61 | 53 | 49 | 48 | 45 | 41 | 39 | 37 | 33 | -- |
| Expenses | 285 | 306 | 344 | 351 | 400 | 438 | 407 | 404 | 389 | 353 | 326 | 320 | 314 | 287 |
| Operating Profit | -213 | -242 | -281 | -291 | -339 | -385 | -358 | -357 | -343 | -312 | -287 | -284 | -281 | -- |
| Other Income | 235 | 275 | 328 | 340 | 392 | 441 | 412 | 408 | 392 | 360 | 331 | 322 | 315 | 294 |
| Interest | 35 | 29 | 29 | 28 | 28 | 26 | 26 | 25 | 24 | 23 | 22 | 19 | 15 | 14 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | -14 | 4 | 17 | 21 | 25 | 30 | 28 | 26 | 24 | 25 | 23 | 20 | 19 | 22 |
| Tax % | 0.0% | -73.0% | 30.0% | 28.0% | 28.0% | 19.0% | 19.0% | 18.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net Profit | -14 | 7 | 12 | 15 | 18 | 24 | 23 | 21 | 24 | 25 | 23 | 20 | 19 | 22 |
| Exceptional Items | 0 | -1 | -3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Rs) | -1.6 | 0.8 | 1.5 | 1.8 | 2.1 | 2.9 | 2.8 | 2.5 | 2.9 | 3.0 | 2.7 | 2.4 | 2.3 | 2.6 |
| Sales Growth (YoY) | 18.4% | 21.4% | 27.6% | 25.9% | 34.5% | 27.5% | 26.1% | 30.7% | 37.5% | 40.8% | 54.9% | 70.2% | 76.0% | -- |
| Sales Growth (QoQ) | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| OP Growth (YoY) | 37.2% | 37.1% | 21.5% | 18.5% | 1.2% | -23.4% | -24.7% | -25.7% | -22.1% | -- | -- | -- | -- | -- |
| OP Growth (QoQ) | 12.0% | 13.9% | 3.4% | 14.2% | 11.9% | -7.5% | -0.3% | -4.1% | -9.9% | -8.7% | -1.1% | -1.1% | -- | -- |
| Profit Growth (YoY) | -177.0% | -65.0% | -38.0% | -27.0% | -27.0% | -5.0% | 1.0% | 8.0% | 30.0% | 14.0% | 19.0% | 41.0% | 85.0% | 25.0% |
| EPS Growth (YoY) | -- | -70.5% | -47.1% | -27.6% | -27.1% | -5.0% | 1.5% | 8.1% | 29.8% | 14.3% | -- | -- | -- | -- |
| EPS Growth (QoQ) | -- | -42.2% | -20.1% | -13.6% | -26.0% | 3.6% | 9.4% | -13.0% | -3.6% | 10.6% | 16.6% | 4.4% | -15.1% | -- |
| OP Margin | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Margin | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Material Cost % | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Employee Cost % | 80.0% | 83.0% | 86.0% | 94.0% | 96.0% | 107.0% | 109.0% | 107.0% | 113.0% | 112.0% | 113.0% | 121.0% | 130.0% | 136.0% |
| P/S | 4.04 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| P/E | 50.10 | 26.03 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| P/B | 1.36 | 1.77 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
Exchange Filings
50Revision in ESG Rating by Crisil Ratings & analytics Limited
Earnings Call for the quarter ended September 30, 2026, is scheduled to be held on October 30, 2026, at 4 P.M. (IST)
Fino Payments Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/10/2026 ,inter alia, to consider and approve the financial results for ....
Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018 is enclosed herewith.
Revision in ESG Rating/Score by ESG Risk Assessments & Insights Limited
Business Performance Update - September 2026
Outcome of Board Meeting held on October 01, 2026
Extension of tenure of Interim Chief Financial Officer
Appointment of Head-MSME
Business Performance Update - August 2026
Post-Dispatch Newspaper Publication for the 10th Annual General Meeting of the Bank scheduled to be held on Tuesday, September 29, 2026 is enclosed herewith.
Business Responsibility and Sustainability Report for the financial year ended March 31, 2026 is enclosed herewith
Annual Report of Fino Payments Bank Limited for the financial year ended March 31, 2026 is enclosed herewith.
Notice of the 10th Annual General Meeting of Fino Payments Bank Limited to be held on Tuesday, September 29, 2026, is enclosed herewith
Appointment of Head - Branch Banking
Newspaper publication for the 10th Annual General Meeting of the Bank scheduled to be held on Tuesday, September 29, 2026
Approval of RBI for extension of tenure of Mr. Ketan Merchant as Interim CEO
Outcome of the meeting of Board of Directors held on August 24, 2026
Extension of tenure of Mr. Ketan Merchant as Interim CEO of the Bank
Investor Meet with Infinity Alternatives Advisors LLP on one-to-one basis
Transcript of the Earnings Call held on August 14, 2026
Newspaper Publication of Unaudited Financial Results for the quarter ended June 30, 2026
Audio Link of Earnings Call Recording
Investor Presentation for the quarter ended June 30, 2026
Press Release on the Financial Results for the quarter ended June 30, 2026
Financial Results for the quarter ended June 30, 2026
Outcome of the Board Meeting held on August 13, 2026
Business Performance Update - July 2026
Business Performance Update - July 2026
Outcome and Scrutinizer''s Report for Postal Ballot notice dated June 24, 2026.
Outcome and Scrutinizer''s Report for the Postal Ballot notice dated June 24, 2026
Earnings call with Investors and Analysts on August 14, 2026
Fino Payments Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 13/08/2026 ,inter alia, to consider and approve Intimation of Board Meeting ....
Certificate under Reg. 74(5) for the quarter ended June 30, 2026
Business Performance Update - June 2026
Investor Meet with New Horizon Wealth Management Private Limited on one-to-one basis.
The Nomination & Remuneration Committee has vide circular resolution approved grant of ESOPs to eligible employees.
Newspaper publication for dispatch of Postal ballot notice
Postal Ballot notice dated June 24, 2026.
Trading Window closure for the quarter ending June 30, 2026
Go India Advisors Flagship Conference 2026.
Investor meet with Kotak Mahindra Asset Management Company Limited rescheduled from June 18, 2026 to June 25, 2026
Investor meet with International Finance Corporation on one-to-one basis
Investor meet with Kotak Mahindra Asset Management Company Limited on one-to-one basis
Investor meet with Infinity Alternatives Advisors LLP on one-to-one basis.
Investor meet with Fortuna Asset Managers LLP
Business Update
Strategic Partnership with Ezee.ai
Annual Secretarial Compliance Report for the financial year ended March 31, 2026
Approval of RBI for extension of tenure of Mr. Ketan Merchant as an Interim CEO
Credit Ratings
6Concalls
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