INDIA SHELTER FIN CORP L·NBFC 52.84HOUSING FINANCE 46.71·Finance Companies

Price

675.25

-0.01%
O:675
H:688.7
L:668.55
C:675.25

52W Range

640968.75
+6%/-30%

Market Cap

₹7,345.71 Cr

Traded: ₹3.54 Cr (0.05%) 0.0x

Free Float: ₹1,778.40 Cr (0.20% of FF traded)

Volume · 60D trend

52.06 K 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-7% 3M:-14% 6M:-16% 12M:-21%

Valuation

P/E14.6
P/B2.3
P/S--
EV/EBIT--

Business Strength

ROE15.1%
ROCE12.6%
OPM--
NPM--

Growth (3Y CAGR)

EPS+32.1%
Sales+38.0%
Profit+48.0%
3Y Return--

Balance Sheet

Debt/Equity2.0
Debt6,246 Cr
Pledge0.0%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP-235.6%
FCF-1,196 Cr
FCF 3Y Avg-3,878 Cr
Cash/MCap4.0%

Others

Div Yield0.6%
Div Payout22.0%
Cash Conv. Cycle--
Tradeable Free Float24.2%

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 17.97 Cr
1.01% FF
60d high
₹ 19.80 Cr
60d low
₹ 12.21 Cr
60d mean
₹ 15.02 Cr
vs mean
▲ 19.62%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
ROE
--
+15.0%
+16.0%
--
--
Accelerating
Return
--
--
--
-4.0%
--
--
Sales
--
+37.0%
+38.0%
--
+31.0%
Stable
Profit
--
+42.0%
+48.0%
--
+33.0%
Stable

Quarterly Results

Mar 2026

2 May
Rev
--
+25% YoY--
OPM--
NPM--
PAT
+27% YoY138 Cr
EPS
+26% YoY12.7

Dec 2025

7 Feb
Rev
--
+28% YoY--
OPM--
NPM--
PAT
+29% YoY124 Cr
EPS
+28% YoY11.4

Sep 2025

PDF
Rev
--
+31% YoY--
OPM--
NPM--
PAT
+35% YoY122 Cr
EPS
+34% YoY11.3

Jun 2025

PDF
Rev
--
+44% YoY--
OPM--
NPM--
PAT
+43% YoY119 Cr
EPS
+42% YoY11.1

Mar 2025

PDF
Rev
--
+39% YoY--
OPM--
NPM--
PAT
+39% YoY108 Cr
EPS
+38% YoY10.0

Dec 2024

PDF
Rev
--
+46% YoY--
OPM--
NPM--
PAT
+54% YoY96 Cr
EPS
+53% YoY8.9

Sep 2024

PDF
Rev
--
+39% YoY--
OPM--
NPM--
PAT
+50% YoY90 Cr
EPS
+25% YoY8.4

Jun 2024

PDF
Rev
--
+38% YoY--
OPM--
NPM--
PAT
+77% YoY84 Cr
EPS
-27% YoY7.8

Mar 2024

PDF
Rev
--
+38% YoY--
OPM--
NPM--
PAT
+47% YoY78 Cr
EPS
-40% YoY7.3

Dec 2023

PDF
Rev
--
+39% YoY--
OPM--
NPM--
PAT
+55% YoY62 Cr
EPS
-37% YoY5.8

Sep 2023

PDF
Rev
--
+46% YoY--
OPM--
NPM--
PAT
+67% YoY60 Cr
EPS
-19% YoY6.7

Jun 2023

Rev
--
----
OPM--
NPM--
PAT
--47 Cr
EPS
--10.7

Mar 2023

Rev
--
+19% YoY--
OPM--
NPM--
PAT
+7% YoY53 Cr
EPS
--12.1

Dec 2022

Rev
--
----
OPM--
NPM--
PAT
--40 Cr
EPS
--9.2

Sep 2022

Rev
--
----
OPM--
NPM--
PAT
--36 Cr
EPS
--8.2

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage-2.9x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow-1.2K Cr
Investing Cash Flow-105 Cr
Financing Cash Flow1.2K Cr
Free Cash Flow-1.2K Cr

Detailed Financials

Mar 2026PDF ↗
Dec 2025PDF ↗
Sep 2025PDF ↗
Jun 2025PDF ↗
Mar 2025PDF ↗
Dec 2024PDF ↗
Sep 2024PDF ↗
Jun 2024PDF ↗
Mar 2024PDF ↗
Dec 2023PDF ↗
Sep 2023PDF ↗
Jun 2023
Mar 2023
Dec 2022
Sep 2022
Sales------------------------------
Expenses11011398978385797367615957514445
Operating Profit------------------------------
OPM %------------------------------
Other Income00000019101076864
Interest11511411010610292857775747268565850
Depreciation333333333222222
Profit Before Tax180160158155140124117108100817761685347
Tax %24.0%22.0%23.0%23.0%23.0%23.0%23.0%23.0%22.0%23.0%22.0%23.0%22.0%23.0%24.0%
Net Profit13812412211910896908478626047534036
Exceptional Items------------------------------
EPS (Rs)12.711.411.311.110.08.98.47.87.35.86.710.712.19.28.2
Sales Growth (YoY)24.7%28.1%30.7%43.6%39.4%45.7%38.5%38.2%38.4%39.1%45.7%--18.7%----
Sales Growth (QoQ)------------------------------
OP Growth (YoY)------------------------------
OP Growth (QoQ)------------------------------
Profit Growth (YoY)27.0%29.0%35.0%43.0%39.0%54.0%50.0%77.0%47.0%55.0%67.0%--7.0%----
EPS Growth (YoY)26.3%28.0%34.2%42.1%37.6%53.3%25.4%-27.4%-39.8%-36.5%-18.7%--------
EPS Growth (QoQ)10.8%1.4%1.7%10.5%12.3%6.3%7.7%7.0%25.1%-13.0%-37.6%-11.3%31.9%11.4%--
OP Margin------------------------------
Net Margin------------------------------
Material Cost %------------------------------
Employee Cost %19.5%20.6%18.6%19.2%18.8%19.7%19.3%21.0%21.0%21.9%21.1%22.8%21.4%22.8%23.6%
P/S------------------------------
P/E14.5518.5017.77------------------------
P/B2.303.022.73------------------------

Shareholding Pattern

Shareholders:59.1K (-48.3%)
Current MixMar 2026

Exchange Filings

50
Company Update14 Aug 2026

Intimation of Earnings Call transcript

Company Update12 Aug 2026

Intimation of ESOP Allotment under ESOP schemes of the company

Company Update07 Aug 2026

Intimation of newspaper publication - August 07, 2026

Company Update07 Aug 2026

Intimation of Audio Recording of quarter Earnings Call- August 07, 2026

Result06 Aug 2026

Approval of Unaudited Financial Results for the quarter ended June 30, 2026

Company Update06 Aug 2026

Financial and Operational Performance of the Company for the quarter ended June 30, 2026

Company Update06 Aug 2026

Investor Presentation of the Company on the Unaudited Financial Results for the quarter ended June 30, 2026

Board Meeting06 Aug 2026

Outcome of Board Meeting held on August 06, 2026, for Financial Results for the Quarter ended June 30, 2026

Others29 Jul 2026

The Board of Directors meeting of the company is scheduled to be held on August 06, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026

AGM/EGM17 Jul 2026

Intimation of Voting Results of 28th AGM of the company along with Scrutinizer''s Report thereon

AGM/EGM16 Jul 2026

28TH ANNUAL GENERAL MEETING OF THE MEMBERS OF INDIA SHELTER FINANCE CORPORATION LIMITED HELD ON THURSDAY, JULY 16, 2026, THROUGH VIDEO CONFERENCING ("VC")/ OTHER AUDIO-VISUAL MODE ("OAVM")

Others15 Jul 2026

Prior intimation of Asset Liability Management Committee meeting for considering the raising of funds by way of issuance of Non-convertible Debentures (NCDs)

Board Meeting15 Jul 2026

India Shelter Finance Corporation Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 20/07/2026 ,inter alia, to consider and approve Issuance ....

Company Update09 Jul 2026

Intimation of credit rating of loan term bank facilities of India Shelter Finance Corporation Limited

Company Update03 Jul 2026

Intimation under Regulation 74(5) of SEBI (DP) Regulations, 2018

Insider Trading / SAST25 Jun 2026

Intimation of Trading Window closure for the quarter ended June 30, 2026

AGM/EGM25 Jun 2026

Intimation of outcome of postal ballot

AGM/EGM25 Jun 2026

Intimation of voting results along with scrutinizers Report for postal ballot

Company Update25 Jun 2026

Intimation of Shareholder Approval through postal ballot on reclassification of certain Individuals/Entities from Promoter/Promoter group to public category

Company Update24 Jun 2026

Intimation of ESOP allotment under ESOP schemes of company

Company Update23 Jun 2026

Intimation of post-dispatch newspaper publication of 28th AGM Notice and Annual Report for FY 2025-26

Company Update23 Jun 2026

Tax deduction at source on dividend

Company Update22 Jun 2026

Pre-dispatch newspaper publication for AGM notice and Annual Report for FY 2025-26

Others22 Jun 2026

Integrated Annual Report for FY 2025-26

AGM/EGM22 Jun 2026

Intimation of Notice of 28th Annual General Meeting scheduled on July 16, 2026, and Integrated Annual Report for FY 2025-26

Others22 Jun 2026

Business Responsibility and Sustainability Report for FY 2025-26

Company Update22 Jun 2026

Intimation of dispatch of physical letters under Regulation 36(1)(b) of SEBI(LODR) Regulations, 2015

Company Update12 Jun 2026

Corporate Action- fixes record date for the purpose of determining the entitlement of eligible equity shareholders to receive the final dividend

Corp. Action12 Jun 2026

Fixation of record date for the purpose of final dividend

Company Update27 May 2026

Intimation for Annual Secretarial Compliance Report for the financial year ended March 31, 2026

Company Update26 May 2026

Intimation of newspaper publication

AGM/EGM25 May 2026

Intimation of Notice of postal ballot

Company Update21 May 2026

Receipt of NOC for promoter and promoter group re-classification from Stock exchanges

Company Update20 May 2026

Intimation of Non-deal roadshow

Company Update07 May 2026

Intimation of Earnings Call Transcript

Company Update04 May 2026

Intimation of newspaper publication of financial results- March 31, 2026

Company Update04 May 2026

Intimation of audio recording of Investor call held on May 04, 2026

Board Meeting02 May 2026

Outcome of Board Meeting held on May 02, 2026, for Financial Results for the Quarter and Financial Year ended March 31, 2026, and recommendation of Final Dividend

Result02 May 2026

Approval of Audited Standalone and Consolidated Financial Results for the Quarter and Financial Year ended March 31, 2026

Corp. Action02 May 2026

Recommendation of Final Dividend for the Financial Year ended March 31, 2026

Company Update02 May 2026

Financial and Operational performance of the Company for the Quarter and Financial Year ended March 31, 2026

Company Update02 May 2026

Investor Presentation on the Audited Financial Results for the Quarter and Financial Year ended March 31, 2026

Company Update01 May 2026

Grant of ESOPs under ESOP schemes of the company

Company Update01 May 2026

Intimation for Allotment of equity shares under ESOP schemes of the company

Board Meeting24 Apr 2026

India Shelter Finance Corporation Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 02/05/2026 ,inter alia, to consider and approve 1. Audited ....

Others24 Apr 2026

Board meeting of India Shelter Finance Corporation Limited is scheduled on Saturday, May 02, 2026 to consider and approve: 1. Audited financial results (Standalone and Consolidated) ....

Company Update24 Apr 2026

The company is holding an Earnings Conference Call on Monday, May 04, 2026, at 09:00 A.M (IST) to discuss with the investors, the Financial and Operational Performance of the Company for ....

Company Update08 Apr 2026

Intimation of ESOP allotment under ESOP schemes of the company.

Company Update08 Apr 2026

Intimation under Regulation 74(5) of SEBI (DP) Regulations, 2018

Insider Trading / SAST24 Mar 2026

Intimation for closure of trading window from Wednesday April 01, 2026 till 48 hours after the dissemination of Audited Financial Results of the company for the quarter and year ended March 31, 2026

Annual Reports

2

2025

2024

Credit Ratings

6
icraRating update
25 Nov 2025Report
careRating update
02 Jul 2025Report
icraRating update
30 Jun 2025Report
fitchRating update
02 May 2025Report
icraRating update
23 Aug 2024Report
careRating update
02 Jul 2024Report

Concalls

10

Feb 2026

28 Feb 2026

Nov 2025

30 Nov 2025

Aug 2025

31 Aug 2025

May 2025

31 May 2025

Feb 2025

28 Feb 2025

Feb 2025

28 Feb 2025

Oct 2024

31 Oct 2024

Aug 2024

31 Aug 2024

May 2024

31 May 2024

Feb 2024

29 Feb 2024

Held by ETFs

1 ETFs hold INDIASHLTR · sorted by weight

#ETFWeight %
1

AONETOTAL

AONEAMC - AONETOTAL

0.02%

Held by Mutual Funds

26 schemes hold INDIASHLTR · sorted by weight

#SchemeWeight %
1

WhiteOak Capital Quality Equity Fund

WhiteOak Capital Mutual Fund

1.04%
2

Franklin India Large & Mid Cap Fund

Franklin Templeton Mutual Fund

0.93%
3

Edelweiss Large & Mid Cap Direct Plan-Growth

Edelweiss Mutual Fund

0.91%
4

Groww Multicap Fund

Groww Mutual Fund

1.62%
5

Kotak Rural Opportunities Fund

Kotak Mahindra Mutual Fund

1.06%
6

Kotak Banking & Financial Services Fund

Kotak Mahindra Mutual Fund

0.84%
7

Kotak Midcap Fund

Kotak Mahindra Mutual Fund

0.83%
8

WhiteOak Capital Flexi Cap Fund

WhiteOak Capital Mutual Fund

0.70%
9

Edelweiss ELSS Tax Saver Fund

Edelweiss Mutual Fund

0.69%
10

Groww Banking & Financial Services Fund

Groww Mutual Fund

2.72%
11

WhiteOak Capital Multi Cap Fund

WhiteOak Capital Mutual Fund

0.68%
12

Axis Small Cap Fund

Axis Mutual Fund

0.66%
13

Axis Value Fund

Axis Mutual Fund

0.45%
14

Nippon India Value Fund

Nippon India Mutual Fund

0.45%
15

WhiteOak Capital Balanced Advantage Fund

WhiteOak Capital Mutual Fund

0.40%
16

Motilal Oswal Nifty Microcap 250 Index Fund

Motilal Oswal Mutual Fund

0.38%
17

WhiteOak Capital Balanced Hybrid Fund

WhiteOak Capital Mutual Fund

0.36%
18

WhiteOak Capital Mid Cap Fund

WhiteOak Capital Mutual Fund

0.66%
19

WhiteOak Capital Multi Asset Allocation Fund

WhiteOak Capital Mutual Fund

0.16%
20

WhiteOak Capital Equity Savings Fund

WhiteOak Capital Mutual Fund

0.30%
21

Nippon India Small Cap Fund

Nippon India Mutual Fund

0.08%
22

WhiteOak Capital ELSS Tax Saver Fund

WhiteOak Capital Mutual Fund

0.75%
23

Bandhan Nifty Total Market Index Fund

Bandhan Mutual Fund

0.02%
24

Motilal Oswal BSE 1000 Index Fund

Motilal Oswal Mutual Fund

0.02%
25

WhiteOak Capital ESG Best-In-Class Strategy Fund

WhiteOak Capital Mutual Fund

0.75%
26

Groww Nifty Total Market Index Fund

Groww Mutual Fund

0.02%