J & K BANK LTD.·PSU BANKS 46.15BANKS 52.98

Price

135.08

-0.31%
O:135.47
H:142.28
L:132.62
C:135.08

52W Range

97.35201.75
+39%/-33%

Market Cap

0 Cr

Traded: ₹154.42 Cr (Infinity%) 0.0x

Volume · 60D trend

1.12 Cr 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-4% 3M:-9% 6M:-17% 12M:+30%

RS Score

SEEM
NOUS
BNF
SMA Score

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Valuation

P/E--
P/B--
P/S--
EV/EBIT--

Business Strength

ROE15.4%
ROCE5.8%
OPM--
NPM--

Growth (3Y CAGR)

EPS+13.3%
Sales+12.0%
Profit+26.0%
3Y Return+36.0%

Balance Sheet

Debt/Equity10.2
Debt1,68,773 Cr
Pledge0.0%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP-47.7%
FCF-1,595 Cr
FCF 3Y Avg-12.2 Cr
Cash/MCap44.0%

Others

Div Yield1.5%
Div Payout0.0%
Cash Conv. Cycle--
Tradeable Free Float23.5%
J_KBANK135.08 -0.31% NSEBSE20%
NOUS
BNF
MCapN/A
Vol1.12 Cr
RVol
Del%
TVal154.42 Cr
RS
SEEM

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 92.94 Cr
60d high
₹ 101.60 Cr
60d low
₹ 76.39 Cr
60d mean
₹ 94.51 Cr
vs mean
▼ 1.66%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
ROE
+7.0%
+14.0%
+16.0%
--
--
Accelerating
Sales
+7.0%
+10.0%
+12.0%
--
+5.0%
Stable
Profit
+19.0%
+41.0%
+26.0%
--
+13.0%
Decelerating
Return
+9.0%
+38.0%
+36.0%
+38.0%
--
Stable

Quarterly Results

Mar 2026

PDF
Rev
--
----
OPM--
NPM--
PAT
+37% YoY▲799 Cr
EPS
+37% YoY▲7.3

Dec 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+10% YoY▲581 Cr
EPS
+10% YoY▲5.3

Sep 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
-10% YoY▲495 Cr
EPS
-11% YoY▲4.5

Jun 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+16% YoY▼485 Cr
EPS
+16% YoY▼4.4

Mar 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
-8% YoY▲582 Cr
EPS
-8% YoY▲5.3

Dec 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+25% YoY▼529 Cr
EPS
+25% YoY▼4.8

Sep 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+44% YoY▲553 Cr
EPS
+35% YoY▲5.0

Jun 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+26% YoY▼418 Cr
EPS
+18% YoY▼3.8

Mar 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+34% YoY▲633 Cr
EPS
+26% YoY▲5.8

Dec 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+38% YoY▲423 Cr
EPS
+20% YoY▲3.8

Sep 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+60% YoY▲384 Cr
EPS
--▲3.7

Jun 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+106% YoY▼331 Cr
EPS
--▼3.2

Mar 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+32% YoY▲473 Cr
EPS
--▲4.6

Dec 2022

Rev
--
----
OPM--
NPM--
PAT
+82% YoY307 Cr
EPS
--3.2

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage-6.8x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow-1.1K Cr
Investing Cash Flow-302 Cr
Financing Cash Flow-500 Cr
Free Cash Flow-1.6K Cr

Detailed Financials

Mar 2026PDF ↗
Dec 2025PDF ↗
Sep 2025PDF ↗
Jun 2025PDF ↗
Mar 2025PDF ↗
Dec 2024PDF ↗
Sep 2024PDF ↗
Jun 2024PDF ↗
Mar 2024PDF ↗
Dec 2023PDF ↗
Sep 2023PDF ↗
Jun 2023PDF ↗
Mar 2023PDF ↗
Dec 2022
Sales----------------------------
Expenses8899649581,0611,0759969809547059069821,062793984
Operating Profit----------------------------
Other Income262280157253403242301198229186193230168244
Interest1,7841,8241,8581,8031,7321,6971,6871,6251,6041,6001,4301,3741,2621,183
Depreciation00000000000000
Profit Before Tax862807635659810758757614830561545452625518
Tax %7.0%27.0%22.0%26.0%28.0%30.0%27.0%32.0%23.0%25.0%30.0%28.0%24.0%40.0%
Net Profit799581495485582529553418633423384331473307
Exceptional Items----------------------------
EPS (Rs)7.35.34.54.45.34.85.03.85.83.83.73.24.63.2
Sales Growth (YoY)----------------------------
Sales Growth (QoQ)----------------------------
OP Growth (YoY)----------------------------
OP Growth (QoQ)----------------------------
Profit Growth (YoY)37.0%10.0%-10.0%16.0%-8.0%25.0%44.0%26.0%34.0%38.0%60.0%106.0%32.0%82.0%
EPS Growth (YoY)37.3%10.0%-10.6%15.8%-8.2%25.0%35.0%18.4%25.6%20.4%--------
EPS Growth (QoQ)37.3%17.6%2.0%-16.7%10.0%-4.4%32.1%-33.9%49.7%3.2%15.9%-29.9%43.6%--
OP Margin----------------------------
Net Margin----------------------------
Material Cost %----------------------------
Employee Cost %15.6%19.9%19.7%20.3%22.9%21.9%21.1%23.1%16.7%22.1%26.2%27.6%28.7%29.5%
P/S----------------------------
P/E----------------------------
P/B----------------------------

Shareholding Pattern

Shareholders:2.4L (+39.8%)
Current MixMar 2026

Exchange Filings

50
Company Update22 Oct 2026

Audio and Investor Brief of Conference Call held on October 22, 2026

Company Update22 Oct 2026

Presentation of Concall scheduled for October 22, 2026

Company Update22 Oct 2026

Press Release

Company Update22 Oct 2026

Related Party Disclosure

Result22 Oct 2026

Financial Results

Company Update22 Oct 2026

Statement of Deviation & Variation

Company Update22 Oct 2026

Integrated Financial Results

Board Meeting22 Oct 2026

REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER, 2026

AGM/EGM21 Oct 2026

Minutes of 88th AGM of the Bank

Company Update19 Oct 2026

Change in Timing of Conference Call

Company Update16 Oct 2026

Completion of Transaction

Company Update14 Oct 2026

Schedule of Conference Call

Company Update14 Oct 2026

Newspaper Notices

Company Update13 Oct 2026

Resignation of Dr. Mandeep K Bhandari, IAS

Company Update13 Oct 2026

Resignation of Dr. Mandeep K Bhandari, IAS

Board Meeting12 Oct 2026

Jammu & Kashmir Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 22/10/2026 ,inter alia, to consider and approve UNAUDITED FINANCIAL RESULTS ....

Company Update05 Oct 2026

Certificate under Regulation 74(5) of SEBI(DP) Regulations, 2018

Company Update05 Oct 2026

Newspaper Publication

Company Update03 Oct 2026

Provisional Business Figures

Company Update29 Sept 2026

Credit Ratings

Others23 Sept 2026

Integrated Annual Report 2025-26 (Revised)

Insider Trading / SAST23 Sept 2026

Closure of Trading Window

AGM/EGM22 Sept 2026

Proceedings of 88th AGM of the Bank

Company Update22 Sept 2026

Retirement of Mr. R K Chhibber as a Director on the Board of the Bank

Company Update22 Sept 2026

Appointment of Mr. Rajeev Gupta (DIN: 08316212) as an Additional Director in the category of Independent Directors on the Board of the Bank

Company Update22 Sept 2026

FINANCIAL RESULTS

Company Update21 Sept 2026

Escrow Agreement

Company Update19 Sept 2026

DISCLOSURE UNDER REGULATION 30 AND 46 OF SEBI (LODR) REGULATIONS, 2015

Company Update19 Sept 2026

Appointment of Statutory Central Auditors of the Bank

Company Update14 Sept 2026

Newspaper publication

AGM/EGM14 Sept 2026

Addendum to the Notice of 88th Annual general Meeting of the Bank

Company Update11 Sept 2026

Credit Ratings

Company Update31 Aug 2026

Retirement of Mr. Rakesh Koul and Mr. Syed Rais Maqbool from the services of the Bank

Company Update31 Aug 2026

Change in Directorate

Company Update30 Aug 2026

Newspaper publication regarding 88th Annual General Meeting of the Bank

Others29 Aug 2026

Annual Report for FY 2025-26

Others29 Aug 2026

Business Responsibility and Sustainability Report (BRSR Core)

AGM/EGM29 Aug 2026

Notice of 88th Annual General Meeting of the Bank and Cut-off date for e-voting

Company Update20 Aug 2026

Resignation of Mr. Ashish Kundra, IAS as Non Executive Non Independent Director of the Bank

Company Update20 Aug 2026

Resignation of Mr. Ashish Kundra, IAS as Non-Executive Non-Independent Director of the Bank

Company Update20 Aug 2026

Credit Ratings

Company Update19 Aug 2026

88TH ANNUAL GENERAL MEETING OF THE BANK

Company Update11 Aug 2026

Raising of Capital by the Bank

Board Meeting11 Aug 2026

Raising of Capital by the Bank

Board Meeting05 Aug 2026

Jammu & Kashmir Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 11/08/2026 ,inter alia, to consider and approve BOARD MEETING TO CONSIDER ....

Result29 Jul 2026

Financial Results June, 2026

Company Update22 Jul 2026

Newspaper Publication

Company Update22 Jul 2026

Schedule of Conference Call

Board Meeting21 Jul 2026

Jammu & Kashmir Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/07/2026 ,inter alia, to consider and approve UNAUDITED FINANCIAL RESULTS ....

Company Update17 Jul 2026

Agreement of Sale

Annual Reports

15

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

2014

2013

2012

2011

Held by ETFs

13 ETFs hold J&KBANK · sorted by weight

#ETFWeight %
1

SMALLCAP

MIRAEAMC - SMALLCAP

0.80%
2

MIDSMALL

MIRAEAMC - MIDSMALL

0.32%
3

HDFCSML250

HDFCAMC - HDFCSML250

0.28%
4

MOSMALL250

MOTILALAMC - MOSMALL250

0.28%
5

SMALLADD

DSPAMC - SMALLADD

0.28%
6

SBISMLETF

SBIAMC - SBISMLETF

0.28%
7

SMALL250

MIRAEAMC - SMALL250

0.28%
8

GROWWSC250

GROWWAMC - GROWWSC250

0.28%
9

MULTICAP

MIRAEAMC - MULTICAP

0.07%
10

AONETOTAL

AONEAMC - AONETOTAL

0.03%
11

BSE500IETF

ICICIPRAMC - ICICI500

0.03%
12

MONIFTY500

MOTILALAMC - MONIFTY500

0.03%
13

HDFCBSE500

HDFCAMC - HDFCBSE500

0.03%

Held by Mutual Funds

1 schemes hold J&KBANK · sorted by weight

#SchemeWeight %
1

Kotak Multi Cap Fund

Kotak Mahindra Mutual Fund

1.47%