JIO FIN SERVICES LTD·NBFC 58.19·Finance Companies

Price

233.37

+1.46%
O:231
H:234.22
L:230.77
C:233.37

52W Range

223.3338.6
+5%/-31%

Market Cap

₹1,54,097.52 Cr

Traded: ₹269.92 Cr (0.18%) 0.0x

Free Float: ₹39,710.93 Cr (0.68% of FF traded)

Volume · 60D trend

1.16 Cr 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-4% 3M:-7% 6M:-4% 12M:-25%

Valuation

P/E95.3
P/B1.1
P/S43.9
EV/EBIT99.0

Business Strength

ROE1.2%
ROCE1.5%
OPM65.6%
NPM44.4%

Growth (3Y CAGR)

EPS-3.1%
Sales+328.0%
Profit+294.0%
3Y Return--

Balance Sheet

Debt/Equity0.2
Debt21,768 Cr
Pledge0.0%
CWIP/Fixed Asset3.1%

Cash Position

CFO/NP--
FCF-10,125 Cr
FCF 3Y Avg-20,929 Cr
Cash/MCap2.0%

Others

Div Yield0.0%
Div Payout24.0%
Cash Conv. Cycle6 days
Tradeable Free Float25.8%

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 1,472.31 Cr
3.71% FF
60d high
₹ 1,548.81 Cr
60d low
₹ 1,211.32 Cr
60d mean
₹ 1,461.11 Cr
vs mean
▲ 0.77%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
ROE
--
--
+1.0%
--
--
--
Return
--
--
--
-1.0%
--
--
Sales
--
--
+328.0%
--
+72.0%
Decelerating
Profit
--
--
+294.0%
--
-5.0%
Decelerating

Quarterly Results

Mar 2026

17 Apr
Rev
1.0K Cr
+107% YoY+13% QoQ
OPM59.0%
NPM26.7%
PAT
--272 Cr
EPS
-14% YoY0.4

Dec 2025

15 Jan
Rev
901 Cr
+106% YoY-8% QoQ
OPM62.0%
NPM29.9%
PAT
-9% YoY269 Cr
EPS
-9% YoY0.4

Sep 2025

Rev
981 Cr
+41% YoY+60% QoQ
OPM70.0%
NPM70.8%
PAT
+1% YoY695 Cr
EPS
+1% YoY1.1

Jun 2025

Rev
612 Cr
+46% YoY+24% QoQ
OPM75.0%
NPM53.1%
PAT
-3% YoY325 Cr
EPS
+4% YoY0.5

Mar 2025

Rev
493 Cr
+18% YoY+13% QoQ
OPM69.0%
NPM64.1%
PAT
+2% YoY316 Cr
EPS
+2% YoY0.5

Dec 2024

Rev
438 Cr
+6% YoY-37% QoQ
OPM71.0%
NPM67.3%
PAT
+0% YoY295 Cr
EPS
+0% YoY0.5

Sep 2024

Rev
694 Cr
+14% YoY+66% QoQ
OPM80.0%
NPM99.3%
PAT
+3% YoY689 Cr
EPS
+3% YoY1.1

Jun 2024

Rev
418 Cr
+1% YoY+0% QoQ
OPM82.0%
NPM74.9%
PAT
-6% YoY313 Cr
EPS
--0.5

Mar 2024

Rev
418 Cr
--+1% QoQ
OPM77.0%
NPM74.4%
PAT
--311 Cr
EPS
--0.5

Dec 2023

Rev
414 Cr
---32% QoQ
OPM77.0%
NPM71.0%
PAT
--294 Cr
EPS
--0.5

Sep 2023

Rev
608 Cr
--+47% QoQ
OPM89.0%
NPM109.9%
PAT
--668 Cr
EPS
--1.1

Jun 2023

Rev
414 Cr
----
OPM91.0%
NPM80.2%
PAT
--332 Cr
EPS
----

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.16
Interest Coverage--x
Promoter Pledge0.0%
Borrowings21.8K Cr

Efficiency

Receivable Days6 days
Inventory Days days
Payable Days days
Cash Conversion cycle6 days

Cash Position

Operating Cash Flow--
Investing Cash Flow--
Financing Cash Flow--
Free Cash Flow-10.1K Cr

Detailed Financials

Mar 2026
Dec 2025
Sep 2025
Jun 2025
Mar 2025
Dec 2024
Sep 2024
Jun 2024
Mar 2024
Dec 2023
Sep 2023
Jun 2023
Sales1,019901981612493438694418418414608414
Expenses4143462931561551251407498946638
Operating Profit605555688457338313553344320320542376
OPM %59.0%62.0%70.0%75.0%69.0%71.0%80.0%82.0%77.0%77.0%89.0%91.0%
Other Income403623867717022662786721867
Interest29821213699800000010
Depreciation888666655555
Profit Before Tax339371783419396377773400393381754427
Tax %20.0%28.0%11.0%23.0%20.0%22.0%11.0%22.0%21.0%23.0%11.0%22.0%
Net Profit272269695325316295689313311294668332
Exceptional Items0002900000000
EPS (Rs)0.40.41.10.50.50.51.10.50.50.51.1--
Sales Growth (YoY)106.7%105.7%41.4%46.4%17.9%5.8%14.1%1.0%--------
Sales Growth (QoQ)13.1%-8.2%60.3%24.1%12.6%-36.9%66.0%0.0%1.0%-31.9%46.9%--
OP Growth (YoY)79.0%77.3%24.4%32.8%5.6%-2.2%2.0%-8.5%--------
OP Growth (QoQ)9.0%-19.3%50.5%35.2%8.0%-43.4%60.8%7.5%0.0%-41.0%44.1%--
Profit Growth (YoY)---9.0%1.0%-3.0%2.0%0.0%3.0%-6.0%--------
EPS Growth (YoY)-14.0%-8.7%0.9%4.1%2.0%0.0%2.9%----------
EPS Growth (QoQ)2.4%-61.5%113.7%2.0%8.7%-57.4%120.4%0.0%6.5%-56.2%----
OP Margin59.4%61.6%70.1%74.7%68.6%71.5%79.7%82.3%76.6%77.3%89.1%90.8%
Net Margin26.7%29.9%70.8%53.1%64.1%67.3%99.3%74.9%74.4%71.0%109.9%80.2%
Material Cost %------------------------
Employee Cost %12.7%11.1%9.6%10.4%11.1%12.2%9.8%9.3%9.4%8.2%5.1%2.8%
P/S43.8651.32--------------------
P/E95.2595.74--------------------
P/B1.151.14--------------------

Shareholding Pattern

Shareholders:49.6L (+24.6%)
Current MixDec 2025

Exchange Filings

50
Board Meeting09 Jul 2026

Jio Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 16/07/2026 ,inter alia, to consider and approve the Standalone and Consolidated ....

Company Update09 Jul 2026

We wish to inform you that a presentation to analysts on financial results of the Company for the quarter ended June 30, 2026 shall be made on July 16, 2026 at 19.00 hours IST after the Board meeting

Insider Trading / SAST30 Jun 2026

This is to inform that pursuant to the JFSL Code to Regulate, Monitor and Report Trading by Directors, Promoters, Designated Persons and specified Connected Persons of the Company and Material ....

Company Update24 Jun 2026

Contact details of Key Managerial Personnel of the Company authorized under Regulation 30(5) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

Company Update13 Jun 2026

This is further to the disclosure dated June 8, 2026 made by the Company. We wish to inform you that the Company executives participated in the Institutional Investors Meeting

Company Update12 Jun 2026

This is further to the disclosure dated June 8, 2026 made by the Company. We wish to inform you that the Company executives participated in the Institutional Investors Meeting

Company Update10 Jun 2026

This is further to the disclosure dated June 4, 2026 made by the Company. We wish to inform you that the Company executives participated in the Institutional Investors Meeting

Company Update09 Jun 2026

This is further to the disclosure dated June 3, 2026 made by the Company. We wish to inform you that the Company executives participated in the Institutional Investors Meeting

Company Update08 Jun 2026

Please note that the Company executives will be participating in the Institutional Investors'' Meeting organised by a third party on June 11, 2026

Company Update08 Jun 2026

Please note that the Company executives will be participating in the Institutional Investors'''' Meeting organised by a third party on June 12, 2026

Company Update05 Jun 2026

This if further to the disclosure dated June 2, 2026 made by the Company. We wish to inform you that the Company executives participated in the Institutional Investors Meeting

Company Update02 Jun 2026

Please note that the Company executives will be participating in the Institutional Investors'' Meeting organised by a third party - Citi India Conference 2026 on June 5, 2026

Company Update28 May 2026

Annual Secretarial Compliance Report for the financial year ended March 31, 2026

Company Update21 May 2026

This is further to the disclosure dated May 13, 2026 made by the Company. We wish to inform you that the Company executives participated in the Institutional Investors Meeting

Company Update19 May 2026

This is further to the disclosure dated May 12, 2026 made by the Company. We wish to inform you that the Company executives participated in the Institutional Investors Meeting - Motilal ....

Company Update19 May 2026

Initial subscription in Jio Allianz General Insurance Limited

Company Update13 May 2026

Incorporation of a joint venture company named " Jio Allianz General Insurance Limited"

Company Update13 May 2026

Please note that the Company executives will be participating in the Institutional Investors' Meeting organised by a third party on May 20-21, 2026

Company Update12 May 2026

Please note that the Company executives will be participating in the Institutional Investors Meeting organised by third party - Motilal Oswal's Singapore Corporate Day, 2026 on May 18-19, 2026

Company Update06 May 2026

Investment in Jio Finance Platform and Service Limited, wholly owned subsidiary of the Company

Insider Trading / SAST23 Apr 2026

The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Siika Ports & Terminals Ltd & Others

Company Update23 Apr 2026

Transcript of Presentation on the Audited Financial Results (Consolidated and Standalone) for the quarter and year ended March 31, 2026

Company Update22 Apr 2026

Joint Venture with Allianz Europe B.V. for general insurance business in India

Company Update22 Apr 2026

Joint Venture with Allianz Europe B.V. for general insurance business in India

Company Update21 Apr 2026

Allotment of 25,00,00,000 equity shares upon conversion of warrants allotted on preferential basis

Company Update17 Apr 2026

Audio / Video Recording of Presentation on the Audited Financial Results (Consolidated and Standalone) for the quarter and year ended March 31, 2026

Company Update17 Apr 2026

Media Release

Company Update17 Apr 2026

Investor Presentation

Company Update17 Apr 2026

Change in Management

Company Update17 Apr 2026

Adoption of "Jio Financial Services Limited - Employee Stock Option Plan 2026"

Company Update17 Apr 2026

Please find attached Monitoring Agency Report for the quarter ended March 31, 2026, issued by CRISIL Ratings Limited, in respect of utilization of proceeds raised through Preferential Issue ....

Board Meeting17 Apr 2026

Outcome of Board Meeting

Result17 Apr 2026

Consolidated and Standalone Audited Financial Results for the quarter and year ended March 31, 2026

Company Update13 Apr 2026

We wish to inform you that a presentation to analysts on financial results of the Company for the quarter and year ended March 31, 2026 shall be made on April 17, 2026 at 19.30 hours IST ....

Board Meeting13 Apr 2026

Jio Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 17/04/2026 ,inter alia, to consider and approve the standalone and consolidated ....

Insider Trading / SAST30 Mar 2026

This is to inform that pursuant to the JFSL Code to Regulate, Monitor and Report Trading by Directors, Promoters, Designated Persons and specified Connected Persons of the Company and Material ....

Company Update25 Mar 2026

Investment in Reliance International Leasing IFSC Private Limited by Jio Leasing Services Limited

Company Update17 Mar 2026

Press Note by the Company, titled "Jio Payments Bank introduces UPI-based cash withdrawal services."

Company Update13 Mar 2026

Grant of Certificate of Registration by IRDAI to Allianz Jio Reinsurance Limited to commence business as Reinsurance Company

Company Update05 Mar 2026

Investment in Allianz Jio Reinsurance Limited, joint venture of the Company

Company Update27 Feb 2026

Please find attached a media release by the Company, titled "JioFinance unveils intelligent digital marketplace for Bharat; invites users to shape the future of finance"

Company Update26 Feb 2026

Investment in Jio Credit Limited, wholly owned subsidiary of the Company

Company Update25 Feb 2026

This is further to the disclosure dated February 20, 2026 made by the Company. We wish to inform you that the Company executives participated in the Institutional Investors'' Meeting - ....

Company Update20 Feb 2026

Please note that the Company executives will be participating in the Institutional Investors Meeting organised by third party - Kotak Securities Limited''s Chasing Growth 2026 on February 25, 2026

Company Update17 Feb 2026

Change in Senior Management Personnel

Company Update17 Feb 2026

Initial subscription in Jio Alternative Investment Manager Limited

Company Update11 Feb 2026

Please find attached a media release by the Company, titled "JioFinance app introduces platform for fixed deposits offered by a diverse set of banks and NBFCs"

Company Update24 Jan 2026

Incorporation of a wholly owned subsidiary of the Company named "Jio Alternative Investment Manager Limited"

Company Update21 Jan 2026

Transcript of Presentation on Unaudited Financial Results (Consolidated and Standalone) for the quarter and nine months ended December 31, 2025

Company Update16 Jan 2026

Please find attached Monitoring Agency Report for the quarter ended December 31, 2025, issued by CRISIL Ratings Limited, Monitoring Agency, in respect of the utilization of proceeds raised ....

Annual Reports

2

2025

2024

Concalls

13

Apr 2026

30 Apr 2026

Jan 2026

31 Jan 2026

Nov 2025

30 Nov 2025

Oct 2025

31 Oct 2025

Jul 2025

31 Jul 2025

Apr 2025

30 Apr 2025

Jan 2025

31 Jan 2025

Oct 2024

31 Oct 2024

Jul 2024

31 Jul 2024

Apr 2024

30 Apr 2024

Apr 2024

30 Apr 2024

Jan 2024

31 Jan 2024

Oct 2023

31 Oct 2023

Held by ETFs

52 ETFs hold JIOFIN · sorted by weight

#ETFWeight %
1

MOIPO

MOTILALAMC - MOIPO

4.63%
2

FINIETF

ICICIPRAMC-ICICIFIN

4.60%
3

NEXT30ADD

DSPAMC - NEXT30ADD

3.00%
4

SELECTIPO

MIRAEAMC - SELECTIPO

4.63%
5

EQUAL50ADD

DSPAMC - DSPNEWETF

1.91%
6

BFSI

MIRAEAMC - MAFSETF

2.60%
7

MON50EQUAL

MOTILALAMC - MON50EQUAL

1.91%
8

SNXT30BEES

NIPPONAMC - SNXT30BEES

3.00%
9

SBINEQWETF

SBIAMC - SBINEQWETF

1.91%
10

EQUAL50

MIRAEAMC - EQUAL50

1.91%
11

MOSERVICE

MOTILALAMC - MOSERVICE

1.19%
12

NIFTYCASE

ZERODHAAMC - NIFTYCASE

0.72%
13

ESG

MIRAEAMC - MAESGETF

0.87%
14

NIFTY100EW

KOTAKMAMC - NIFTY100EW

0.92%
15

NIFTYIETF

ICICI PRUD NIFTY ETF

0.72%
16

AONENIFTY

AONEAMC - AONENIFTY

0.72%
17

GROWWNIFTY

GROWWAMC - GROWWNIFTY

0.72%
18

BSLNIFTY

ADITYBIRLA SL NIF ETF-GR

0.72%
19

NIFTYBEES

NIP IND ETF NIFTY BEES

0.72%
20

NIFTYAXIS

AXISAMC-NIFTYAXIS

0.72%
21

SETFNIF50

SBI-ETF NIFTY 50

0.72%
22

NIFTYBETF

BFAM - NIFTYBETF

0.72%
23

IVZINNIFTY

INVESCO INDIA NIFTY ETF

0.72%
24

ENIFTY

EDELAMC - ENIFTY

0.72%
25

NIFTY1

KOTAK NIFTY ETF

0.72%
26

IDFNIFTYET

BANDHANAMC - IDFNIFTYET

0.72%
27

NETF

TATAAML - NETF

0.71%
28

LICNETFN50

LICNAMC - LICNFENGP

0.71%
29

HDFCNIFTY

HDFCAMC - HDFCNIFTY

0.71%
30

NIFTYBETA

UTIAMC-NIFTYBETA

0.71%
31

QNIFTY

QUANTUM NIFTY 50 ETF

0.70%
32

MONIFTY100

MOTILALAMC - MONIFTY100

0.59%
33

NIF100BEES

NIP IND ETF NIFTY 100

0.59%
34

NIF100IETF

ICICI PRUD NIFTY 100 ETF

0.59%
35

TOP100CASE

ZERODHAAMC - TOP100CASE

0.59%
36

LICNFNHGP

LICNAMC - LICNFNHGP

0.58%
37

SETFBSE100

SBI MUTUAL FUND

0.58%
38

HDFCNIF100

HDFCAMC - HDFCNIF100

0.58%
39

ABSLMSCIN

BIRLASLAMC - ABSLMSCIN

0.53%
40

MSCIINDIA

KOTAKMAMC - MSCIINDIA

0.53%
41

MSCIADD

DSPAMC - MSCIADD

0.53%
42

EQUAL200

MIRAEAMC - EQUAL200

0.48%
43

GROWWN200

GROWWAMC - GROWWN200

0.47%
44

BSE500IETF

ICICIPRAMC - ICICI500

0.41%
45

HDFCBSE500

HDFCAMC - HDFCBSE500

0.41%
46

MONIFTY500

MOTILALAMC - MONIFTY500

0.40%
47

AONETOTAL

AONEAMC - AONETOTAL

0.39%
48

MULTICAP

MIRAEAMC - MULTICAP

0.29%
49

ELM250

EDELAMC - ELM250

0.28%
50

NIFTYETF

MIRAEAMC - MAN50ETF

0.72%
51

MOM50

MOTILAL OSWAL M50 ETF

0.72%
52

NIFTYADD

DSPAMC - DSPNIFTY

0.72%

Held by Mutual Funds

7 schemes hold JIOFIN · sorted by weight

#SchemeWeight %
1

SBI Arbitrage Opportunities Fund

SBI Mutual Fund

0.82%
2

Groww Arbitrage Fund

Groww Mutual Fund

1.59%
3

HSBC Equity Savings Fund

HSBC Mutual Fund

2.58%
4

SBI Equity Minimum Variance Fund

SBI Mutual Fund

0.95%
5

SBI Nifty Index Direct Plan-Growth

SBI Mutual Fund

0.72%
6

SBI Equity Savings Fund

SBI Mutual Fund

0.02%
7

HDFC Balanced Advantage Fund

HDFC Mutual Fund

0.11%