JANA SMALL FIN BANK LTD·SMALL FINANCE BANKS - SFBS 47.44BANKS 52.98·Banks

Price

403.1

-3.65%
O:418.35
H:418.35
L:399.85
C:403.1

52W Range

330606.95
+22%/-34%

Market Cap

₹4,262.88 Cr

Traded: ₹32.70 Cr (0.77%) 0.0x

Free Float: ₹1,406.75 Cr (2.32% of FF traded)

Volume · 60D trend

8.04 L 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-16% 3M:-28% 6M:-14% 12M:+2%

RS Score

SEEM
NOUS
BNF
SMA Score

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Valuation

P/E11.2
P/B1.0
P/S--
EV/EBIT--

Business Strength

ROE7.6%
ROCE7.5%
OPM--
NPM--

Growth (3Y CAGR)

EPS-35.1%
Sales+20.0%
Profit+8.0%
3Y Return--

Balance Sheet

Debt/Equity9.3
Debt41,281 Cr
Pledge0.0%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP182.2%
FCF472 Cr
FCF 3Y Avg5,105 Cr
Cash/MCap51.0%

Others

Div Yield0.0%
Div Payout0.0%
Cash Conv. Cycle--
Tradeable Free Float33.0%
JSFB403.1 -3.65% NSEBSE20% 23 Oct
NOUS
BNF
MCap4.3K Cr
Vol8.04 L
RVol
Del%
TVal32.7 Cr
RS
SEEM

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 92.84 Cr
6.60% FF
60d high
₹ 111.63 Cr
60d low
₹ 35.33 Cr
60d mean
₹ 76.92 Cr
vs mean
▲ 20.69%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
ROE
--
+14.0%
+14.0%
--
--
Stable
Return
--
--
--
-1.0%
--
--
Profit
--
+29.0%
+8.0%
--
-12.0%
Decelerating
Sales
--
+16.0%
+20.0%
--
+18.0%
Stable

Quarterly Results

Jun 2026

15 Jul
Rev
--
----
OPM--
NPM--
PAT
--▲155 Cr
EPS
+52% YoY▲14.7

Mar 2026

PDF
Rev
--
----
OPM--
NPM--
PAT
+13% YoY▲140 Cr
EPS
+13% YoY▲13.3

Dec 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
-91% YoY▼10 Cr
EPS
-91% YoY▼0.9

Sep 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
-22% YoY▼75 Cr
EPS
-23% YoY▼7.1

Jun 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
-40% YoY▼102 Cr
EPS
-41% YoY▼9.7

Mar 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
-62% YoY▲123 Cr
EPS
-62% YoY▲11.8

Dec 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
-18% YoY▲111 Cr
EPS
-60% YoY▲10.6

Sep 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
-21% YoY▼97 Cr
EPS
-62% YoY▼9.3

Jun 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+89% YoY▼171 Cr
EPS
-8% YoY▼16.3

Mar 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+297% YoY▲322 Cr
EPS
+93% YoY▲30.8

Dec 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+13% YoY▲135 Cr
EPS
--▲26.5

Sep 2023

Rev
--
----
OPM--
NPM--
PAT
+1068% YoY▲123 Cr
EPS
--▲24.2

Jun 2023

Rev
--
----
OPM--
NPM--
PAT
+100% YoY▲90 Cr
EPS
--▲17.8

Mar 2023

Rev
--
----
OPM--
NPM--
PAT
+6278% YoY81 Cr
EPS
--16.0

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage1.1x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow594 Cr
Investing Cash Flow-4.1K Cr
Financing Cash Flow1.6K Cr
Free Cash Flow472 Cr

Detailed Financials

Jun 2026PDF ↗
Mar 2026PDF ↗
Dec 2025PDF ↗
Sep 2025PDF ↗
Jun 2025PDF ↗
Mar 2025PDF ↗
Dec 2024PDF ↗
Sep 2024PDF ↗
Jun 2024PDF ↗
Mar 2024PDF ↗
Dec 2023PDF ↗
Sep 2023
Jun 2023
Mar 2023
Sales----------------------------
Expenses854861899791750696665681639604553566560548
Operating Profit----------------------------
Other Income227266245247266234177176189179140164188161
Interest732709709686655602585572557520490453423381
Depreciation00000000000000
Profit Before Tax1551401075102120105881601661351239081
Tax %0.0%0.0%0.0%0.0%0.0%-3.0%-5.0%-9.0%-7.0%-93.0%0.0%0.0%0.0%0.0%
Net Profit1551401075102123111971713221351239081
Exceptional Items----------------------------
EPS (Rs)14.713.30.97.19.711.810.69.316.330.826.524.217.816.0
Sales Growth (YoY)----------------------------
Sales Growth (QoQ)----------------------------
OP Growth (YoY)----------------------------
OP Growth (QoQ)----------------------------
Profit Growth (YoY)--13.0%-91.0%-22.0%-40.0%-62.0%-18.0%-21.0%89.0%297.0%13.0%1068.0%100.0%6278.0%
EPS Growth (YoY)52.1%13.0%-91.3%-22.9%-40.6%-61.8%-60.2%-61.8%-8.4%92.6%--------
EPS Growth (QoQ)11.0%1343.5%-87.1%-26.4%-17.5%11.3%14.2%-43.3%-47.0%15.9%9.6%36.0%11.5%--
OP Margin----------------------------
Net Margin----------------------------
Material Cost %----------------------------
Employee Cost %27.4%26.6%26.9%27.3%28.3%27.6%26.3%25.4%23.8%23.3%23.6%24.4%26.2%24.9%
P/S----------------------------
P/E11.1815.79------------------------
P/B0.961.16------------------------

Shareholding Pattern

Shareholders:49.9K (-30.7%)
Current MixJun 2026

Exchange Filings

50
Company Update19 Oct 2026

The Exchange has sought clarification from Jana Small Finance Bank Ltd on 19th October, 2026, with reference to news appeared in https://www.moneycontrol.com/ dated 19th October, 2026 quoting ....

BSE
Company Update16 Oct 2026

Please find attached details of investor call

Board Meeting12 Oct 2026

Jana Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 23/10/2026 ,inter alia, to consider and approve Board Meeting Intimation ....

Company Update08 Oct 2026

Please find attached intimation

AGM/EGM30 Sept 2026

Please find attached scrutinizers report

Company Update18 Sept 2026

Please find attached intimation

Company Update17 Sept 2026

Please find attached intimation

Company Update07 Sept 2026

Please find attached intimation on the captioned subject

Others04 Sept 2026

Please find attached Business Responsibility and Sustainability Reporting

Others04 Sept 2026

Please find attached Annual Report for the Financial Year 2025-26

AGM/EGM04 Sept 2026

Please find attached notice of AGM

Company Update29 Aug 2026

Please find attached intimation on the captioned subject

Company Update25 Aug 2026

The Exchange has sought clarification from Jana Small Finance Bank Ltd on 2026-08-25, with reference to news appeared in https://www.moneycontrol.com/ dated 2026-08-25 quoting "Jana Small ....

BSE
Company Update13 Aug 2026

Please find attached announcement regarding allotment of ESOP

Company Update17 Jul 2026

Please find attached disclosure on receipt of IBA Technology Award by the Bank

Company Update17 Jul 2026

Please find attached disclosure on inauguration of 826th Branch of the Bank.

Others17 Jul 2026

Please find attached disclosure of divergence in asset classification and provisioning for NPAs as per the Risk Assessment Report of the RBI for the year 2024-25

Company Update15 Jul 2026

Please find attached disclosure regarding audio recording of the investor/analyst call

Result15 Jul 2026

Outcome of Board Meeting - Financial Results - June 30, 2026

Company Update15 Jul 2026

Please find attached Press Release

Company Update15 Jul 2026

Please find attached Investor Presentation

Company Update15 Jul 2026

Please find attached announcement with regard to ESOP allotment

Board Meeting15 Jul 2026

Outcome of Board Meeting - Financial results - June 30, 2026

Company Update14 Jul 2026

Please find attached intimation regarding the investor/ analyst meet

Company Update10 Jul 2026

Please find attached intimation regarding scheduled investor meet

Company Update10 Jul 2026

Please find attached intimation

Company Update04 Jul 2026

Please find attached intimation on the captioned subject

Company Update03 Jul 2026

Please find attached intimation regarding resignation of Mr. Asheesh Maroo, from the position of Chief Credit Officer of the Bank as he is relocating back to Mumbai for personal reasons.

Company Update03 Jul 2026

Please find attached certificate under Regulation 74(5) of SEBI (DP) Regulations.

Board Meeting01 Jul 2026

Jana Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 15/07/2026 ,inter alia, to consider and approve unaudited financial ....

Company Update01 Jul 2026

Please find attached intimation on the captioned subject

Insider Trading / SAST25 Jun 2026

Please find attached intimation regarding closure of trading window

Company Update24 Jun 2026

Please find attached announcement on allotment of warrants by the Bank

Insider Trading / SAST22 Jun 2026

The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for TVS Motors Company Ltd

Company Update18 Jun 2026

Please find attached details about investor/ analyst meet

Company Update12 Jun 2026

Please find attached details regarding amendment to AOA

AGM/EGM12 Jun 2026

Please find attached scrutinizers report on the resolution passed in the EGM dated 11th June 2026

AGM/EGM11 Jun 2026

Please find attached proceedings of EGM held on 11th June 2026

Company Update09 Jun 2026

Please find attached intimation regarding investor meet

Company Update05 Jun 2026

Please find attached disclosure

Company Update05 Jun 2026

Please find attached intimation regarding investor meeting.

Company Update30 May 2026

Please find attached intimation on the captioned subject

Company Update29 May 2026

Please find attached ESOP allotment

Company Update22 May 2026

Please find attached intimation regarding investor/ analyst meet

Company Update20 May 2026

Please find attached details of investor meet

AGM/EGM20 May 2026

Please find attached notice of EGM

Company Update20 May 2026

Please find attached the disclosure on investor meet

Company Update19 May 2026

Please find attached intimation regarding scheduled investor meet.

Board Meeting18 May 2026

Please find attached intimation regarding outcome of Board meeting

Company Update18 May 2026

Please find attached intimation

Annual Reports

2

2025

2024

Credit Ratings

6
fitchRating update
09 Oct 2025Report
fitchRating update
07 Oct 2025Report
icraRating update
13 Mar 2025Report
careRating update
18 Feb 2025Report
fitchRating update
31 Jan 2025Report
careRating update

Concalls

9

Feb 2026

28 Feb 2026

Oct 2025

31 Oct 2025

Jul 2025

31 Jul 2025

May 2025

31 May 2025

Jan 2025

31 Jan 2025

Oct 2024

31 Oct 2024

Jul 2024

31 Jul 2024

May 2024

31 May 2024

Mar 2024

31 Mar 2024

Held by ETFs

1 ETFs hold JSFB · sorted by weight

#ETFWeight %
1

AONETOTAL

AONEAMC - AONETOTAL

0.02%

Held by Mutual Funds

8 schemes hold JSFB · sorted by weight

#SchemeWeight %
1

JM Value Fund

JM Financial Mutual Fund

3.39%
2

JM Small Cap Fund

JM Financial Mutual Fund

3.07%
3

Kotak Special Opportunities Fund

Kotak Mahindra Mutual Fund

2.14%
4

JM Midcap Fund

JM Financial Mutual Fund

1.08%
5

Motilal Oswal Nifty Microcap 250 Index Fund

Motilal Oswal Mutual Fund

0.32%
6

Groww Nifty Total Market Index Fund

Groww Mutual Fund

0.01%
7

Motilal Oswal BSE 1000 Index Fund

Motilal Oswal Mutual Fund

0.01%
8

Bandhan Nifty Total Market Index Fund

Bandhan Mutual Fund

0.01%