KARNATAKA BANK LIMITED·PRIVATE BANKS 62.24BANKS 52.98·Banks

Price

313.75

-1.7%
O:319.15
H:323.15
L:311.3
C:313.75

52W Range

173.8345.9
+81%/-9%

Market Cap

₹11,871.89 Cr

Traded: ₹56.82 Cr (0.48%) 0.0x

Free Float: ₹7,779.65 Cr (0.73% of FF traded)

Volume · 60D trend

18.07 L 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-2% 3M:-6% 6M:+13% 12M:+56%

RS Score

SEEM
NOUS
BNF
SMA Score

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Valuation

P/E8.3
P/B0.9
P/S--
EV/EBIT--

Business Strength

ROE10.4%
ROCE6.1%
OPM--
NPM--

Growth (3Y CAGR)

EPS+2.9%
Sales+7.0%
Profit+4.0%
3Y Return+11.0%

Balance Sheet

Debt/Equity8.6
Debt1,14,106 Cr
Pledge0.0%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP83.9%
FCF1,012 Cr
FCF 3Y Avg1,631 Cr
Cash/MCap66.0%

Others

Div Yield1.8%
Div Payout14.0%
Cash Conv. Cycle--
Tradeable Free Float65.5%
KTKBANK313.75 -1.70% NSEBSE20% 28 Oct
NOUS
BNF
MCap11.9K Cr
Vol18.07 L
RVol
Del%
TVal56.82 Cr
RS
SEEM

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 626.01 Cr
8.05% FF
60d high
₹ 626.01 Cr
60d low
₹ 459.05 Cr
60d mean
₹ 556.10 Cr
vs mean
▲ 12.57%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
ROE
--
+12.0%
+12.0%
--
--
Stable
Return
+10.0%
+36.0%
+11.0%
+52.0%
--
Stable
Profit
--
+22.0%
+4.0%
--
+23.0%
Stable
Sales
--
+7.0%
+7.0%
--
+0.0%
Stable

Quarterly Results

Jun 2026

29 Jul
Rev
--
+5% YoY--
OPM--
NPM--
PAT
--▲419 Cr
EPS
--▲11.1

Mar 2026

20 May
Rev
--
-0% YoY--
OPM--
NPM--
PAT
+62% YoY▲408 Cr
EPS
+62% YoY▲10.8

Dec 2025

10 Feb
Rev
--
-1% YoY--
OPM--
NPM--
PAT
+3% YoY▼291 Cr
EPS
+3% YoY▼7.7

Sep 2025

PDF
Rev
--
-2% YoY--
OPM--
NPM--
PAT
-5% YoY▲319 Cr
EPS
-5% YoY▲8.4

Jun 2025

PDF
Rev
--
-1% YoY--
OPM--
NPM--
PAT
-27% YoY▲292 Cr
EPS
-27% YoY▲7.7

Mar 2025

PDF
Rev
--
+3% YoY--
OPM--
NPM--
PAT
-8% YoY▼253 Cr
EPS
-8% YoY▼6.7

Dec 2024

PDF
Rev
--
+6% YoY--
OPM--
NPM--
PAT
-14% YoY▼284 Cr
EPS
-21% YoY▼7.5

Sep 2024

PDF
Rev
--
+10% YoY--
OPM--
NPM--
PAT
+2% YoY▼336 Cr
EPS
-16% YoY▼8.9

Jun 2024

PDF
Rev
--
+16% YoY--
OPM--
NPM--
PAT
+8% YoY▲400 Cr
EPS
-11% YoY▲10.6

Mar 2024

PDF
Rev
--
+12% YoY--
OPM--
NPM--
PAT
-22% YoY▼274 Cr
EPS
-36% YoY▼7.3

Dec 2023

PDF
Rev
--
+14% YoY--
OPM--
NPM--
PAT
+10% YoY▲331 Cr
EPS
-1% YoY▼9.6

Sep 2023

PDF
Rev
--
+14% YoY--
OPM--
NPM--
PAT
-20% YoY▼330 Cr
EPS
-20% YoY▼10.6

Jun 2023

PDF
Rev
--
+20% YoY--
OPM--
NPM--
PAT
+225% YoY▲371 Cr
EPS
--▲11.9

Mar 2023

Rev
--
----
OPM--
NPM--
PAT
+172% YoY▲354 Cr
EPS
--▲11.3

Dec 2022

Rev
--
----
OPM--
NPM--
PAT
+105% YoY▼301 Cr
EPS
--▼9.6

Sep 2022

Rev
--
----
OPM--
NPM--
PAT
+228% YoY411 Cr
EPS
--13.2

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage2.6x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow1.1K Cr
Investing Cash Flow-88 Cr
Financing Cash Flow-1.3K Cr
Free Cash Flow1.0K Cr

Detailed Financials

Jun 2026PDF ↗
Mar 2026PDF ↗
Dec 2025PDF ↗
Sep 2025PDF ↗
Jun 2025PDF ↗
Mar 2025PDF ↗
Dec 2024PDF ↗
Sep 2024PDF ↗
Jun 2024PDF ↗
Mar 2024PDF ↗
Dec 2023PDF ↗
Sep 2023PDF ↗
Jun 2023PDF ↗
Mar 2023
Dec 2022
Sep 2022
Sales--------------------------------
Expenses742717737651757865743674664938758670689823672471
Operating Profit--------------------------------
Other Income355399302343358428299270279419326250324395205260
Interest1,4441,4141,4281,4511,5061,4781,4501,4011,3751,3671,2851,2041,1441,1091,016968
Depreciation0000000000000000
Profit Before Tax552525357420357344349429518315396402450432367592
Tax %24.0%22.0%19.0%24.0%18.0%27.0%19.0%22.0%23.0%13.0%16.0%18.0%18.0%18.0%18.0%30.0%
Net Profit419408291319292253284336400274331330371354301411
Exceptional Items--------------------------------
EPS (Rs)11.110.87.78.47.76.77.58.910.67.39.610.611.911.39.613.2
Sales Growth (YoY)5.4%-0.1%-1.0%-2.5%-0.7%2.6%6.2%10.2%16.3%11.7%14.2%14.4%20.2%------
Sales Growth (QoQ)--------------------------------
OP Growth (YoY)--------------------------------
OP Growth (QoQ)--------------------------------
Profit Growth (YoY)--62.0%3.0%-5.0%-27.0%-8.0%-14.0%2.0%8.0%-22.0%10.0%-20.0%225.0%172.0%105.0%228.0%
EPS Growth (YoY)--61.7%2.5%-5.2%-27.1%-8.1%-21.5%-15.7%-10.6%-35.8%-0.9%-20.1%--------
EPS Growth (QoQ)--40.4%-8.9%9.0%15.9%-10.9%-15.7%-16.1%45.9%-23.9%-9.6%-11.0%4.9%17.4%-27.1%--
OP Margin--------------------------------
Net Margin--------------------------------
Material Cost %--------------------------------
Employee Cost %17.3%12.5%16.4%14.7%15.2%23.4%15.4%15.8%14.2%20.0%16.1%15.2%15.0%17.5%15.4%14.9%
P/S--------------------------------
P/E8.258.058.116.68------------------------
P/B0.900.800.740.61------------------------

Shareholding Pattern

Shareholders:3.7L (+59.3%)
Current MixJun 2026

Exchange Filings

50
Company Update19 Oct 2026

The Karnataka Bank Limited has informed the Exchange about Change in Senior Management of the Bank - Resignation of Chief Operating Officer of the Bank

Company Update19 Oct 2026

Allotment of equity shares pursuant to exercise of vested stock options under the KBL Stock Option Scheme 2018

Company Update17 Oct 2026

Scheduling of Q2FY27 Earnings' Audio Conference Call

Board Meeting16 Oct 2026

Karnataka Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 28/10/2026 ,inter alia, to consider and approve Intimation of the Scheduling ....

Company Update15 Oct 2026

Karnataka Bank Unveils ''Nava Dhamaka 2026'' - Enhancing Banking Experience

Company Update12 Oct 2026

Karnataka Bank launches "Trade Konnect" - A Digital platform for Import, Export & Outward Remittance Transactions

Company Update09 Oct 2026

Statement of Debt Securities issued under Private Placement basis in accordance with SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021 - For the Half Year ended September ....

Company Update07 Oct 2026

Disclosure in terms of Regulations 6(1) and 7(1) of the SEBI (LODR) Regulations, 2015

Company Update07 Oct 2026

Certificate under Regulation 74(5) of the SEBI (DP) Regulations

Company Update01 Oct 2026

Provisional Key Business Parameters as on 30.09.2026

Company Update23 Sept 2026

Press Release - Karnataka Bank''s 102 AGM : Shareholders approve all seven resolutions

AGM/EGM22 Sept 2026

Scrutinizer''s Report and declaration of Results of the E-Voting conducted through remote E-Voting in 102nd Annual General Meeting of the Bank

Company Update22 Sept 2026

Appointment of joint Statutory Auditors of the Bank

Company Update22 Sept 2026

Appointment and Re-appointment of Directors of the Bank

AGM/EGM22 Sept 2026

Summary of the proceedings of the 102nd Annual General Meeting of the Bank

Company Update22 Sept 2026

Scrutinizer''s Report and declaration of the results of the E-Voting conducted through remote E-Voting in the 102nd Annual General Meeting of the Bank

Company Update19 Sept 2026

Change in Senior Management of the Bank

Company Update11 Sept 2026

Outcome of Analysts / Institutional Investors Meet

Company Update10 Sept 2026

Strike Notice

Company Update08 Sept 2026

Allotment of equity shares pursuant to exercise of vested stock options under the Karnataka Bank Employees Stock Options Scheme, 2023

Company Update03 Sept 2026

Scheduling of meeting with Analysts / Institutional Investors

Company Update03 Sept 2026

Scheduling of meeting with Analysts / Institutional Investors

Company Update03 Sept 2026

Change in Senior Management of the Bank

Company Update01 Sept 2026

Newspaper Advertisement in respect of 102nd Annual General Meeting of the Bank

Company Update31 Aug 2026

Newspaper Advertisement in respect of 102nd Annual General Meeting of the Bank

AGM/EGM31 Aug 2026

Notice of 102nd Annual General Meeting of the Bank

Others31 Aug 2026

Business Responsibility and Sustainability Report of the Bank for the FY 2025-26

Others31 Aug 2026

Integrated Annual Report of the Bank for the FY 2025-26

Company Update31 Aug 2026

Disclosure in terms of Regulation 36 (1) (b) of the SEBI LODR Regulations, 2015

AGM/EGM29 Aug 2026

Scheduling of 102nd Annual General Meeting of the Bank

Corp. Action29 Aug 2026

Fixation of Record Date for payment of Dividend

Company Update28 Aug 2026

Allotment of Equity Shares pursuant to exercise of vested Stock Options under the KBL Employees Stock Option Scheme 2018

Company Update28 Aug 2026

Karnataka Bank Launches Capital Gains Account Scheme to Facilitate Efficient Tax Planning

Company Update19 Aug 2026

Karnataka Bank empaneled as Arranger for HUDCO Capital Gain Bonds

Company Update18 Aug 2026

Allotment of equity shares pursuant to exercise of vested stock options under the Karnataka Bank Employees Stock Option Scheme, 2023

Company Update18 Aug 2026

Disclosure under Regulations 5(5) of the SEBI (Prohibition of Insider Trading) Regulations, 2015: Intimation of approved Trading Plan

Company Update17 Aug 2026

Change in Senior Management of the Bank

Result29 Jul 2026

Unaudited Standalone and consolidated Financial Results for the Quarter ended June 30, 2026

Company Update27 Jul 2026

Allotment of equity shares pursuant to exercise of vested stock options under the KBL Employees Stock Option Scheme 2018 (ESOS 2018)

Board Meeting22 Jul 2026

Karnataka Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/07/2026 ,inter alia, to consider and approve To consider the Unaudited Standalone ....

Company Update22 Jul 2026

Scheduling of Q1FY27 Earnings' Audio Conference Call

Company Update18 Jul 2026

Appointment of Dr. M Aruna Shyam as Non-Executive Independent Director of the Bank

Company Update18 Jul 2026

Appointment of Dr. M Aruna Shyam as Non-Executive Independent Director of the Bank

Company Update16 Jul 2026

Allotment of Equity Shares pursuant to exercise of vested stock options under the Karnataka Bank Employees Stock Exchange Scheme, 2023

Company Update15 Jul 2026

Karnataka Bank announces the joining of Mrs. Biji Sreekrishnavilas Sankaranarayanan as its new Executive Director

Company Update15 Jul 2026

Mrs. Biji Sreekrishnavilas Sankaranarayanan assumed charge as Executive Director of the Bank w.e.f. 15.07.2026

Company Update15 Jul 2026

Mrs. Biji S S assumed charge as Executive Director of the Bank

Company Update07 Jul 2026

Certificate under Regulation 74 (5) of the SEBI (DP) Regulations, 2018

Company Update01 Jul 2026

Provisional Key Business Parameters as on 30.06.2026

Company Update01 Jul 2026

Disclosure pursuant to Regulation 6(1) and 7(1) of the SEBI (LODR) Regulations, 2015

Annual Reports

15

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

2014

2013

2012

2011

Credit Ratings

6
careRating update
20 Aug 2025Report
icraRating update
13 Jan 2025Report
careRating update
21 Aug 2024Report
icraRating update
02 Feb 2024Report
careRating update
23 Aug 2023Report
icraRating update

Concalls

37

Feb 2026

28 Feb 2026

Nov 2025

30 Nov 2025

Aug 2025

31 Aug 2025

May 2025

31 May 2025

Feb 2025

28 Feb 2025

Oct 2024

31 Oct 2024

Oct 2024

31 Oct 2024

Jul 2024

31 Jul 2024

Jul 2024

31 Jul 2024

May 2024

31 May 2024

May 2024

31 May 2024

Jan 2024

31 Jan 2024

Nov 2023

30 Nov 2023

Aug 2023

31 Aug 2023

Jun 2023

30 Jun 2023

May 2023

31 May 2023

Feb 2023

28 Feb 2023

Nov 2022

30 Nov 2022

Jul 2022

31 Jul 2022

May 2022

31 May 2022

Jan 2022

31 Jan 2022

Oct 2021

31 Oct 2021

Oct 2021

31 Oct 2021

Oct 2021

31 Oct 2021

Jul 2021

31 Jul 2021

May 2021

31 May 2021

Jan 2021

31 Jan 2021

Oct 2020

31 Oct 2020

Jul 2020

31 Jul 2020

Jan 2020

31 Jan 2020

Oct 2019

31 Oct 2019

Jul 2019

31 Jul 2019

Jan 2019

31 Jan 2019

Oct 2018

31 Oct 2018

May 2018

31 May 2018

Jan 2017

31 Jan 2017

May 2016

31 May 2016

Held by ETFs

1 ETFs hold KTKBANK · sorted by weight

#ETFWeight %
1

AONETOTAL

AONEAMC - AONETOTAL

0.05%

Held by Mutual Funds

8 schemes hold KTKBANK · sorted by weight

#SchemeWeight %
1

HSBC Flexi Cap Fund

HSBC Mutual Fund

1.79%
2

Quant Small Cap Fund

Quant Mutual Fund

1.65%
3

Bandhan Small Cap Fund

IDFC Mutual Fund

1.23%
4

Motilal Oswal Nifty Microcap 250 Index Fund

Motilal Oswal Mutual Fund

1.15%
5

WhiteOak Capital Banking & Financial Services Fund

WhiteOak Capital Mutual Fund

0.22%
6

Groww Nifty Total Market Index Fund

Groww Mutual Fund

0.05%
7

Motilal Oswal BSE 1000 Index Fund

Motilal Oswal Mutual Fund

0.05%
8

Bandhan Nifty Total Market Index Fund

Bandhan Mutual Fund

0.05%