L&T FINANCE LIMITED·NBFC 58.19·Finance Companies

Price

321.1

+2.16%
O:314.75
H:324.25
L:309.2
C:321.1

52W Range

194.4338.6
+65%/-5%

Market Cap

₹80,451.80 Cr

Traded: ₹298.17 Cr (0.37%) 0.0x

Free Float: ₹9,235.87 Cr (3.23% of FF traded)

Volume · 60D trend

93.34 L 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:+12% 3M:+6% 6M:+17% 12M:+20%

Valuation

P/E26.9
P/B2.9
P/S--
EV/EBIT--

Business Strength

ROE10.8%
ROCE8.7%
OPM--
NPM--

Growth (3Y CAGR)

EPS+12.3%
Sales+12.0%
Profit+256.0%
3Y Return+46.0%

Balance Sheet

Debt/Equity3.9
Debt1,09,888 Cr
Pledge0.0%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP-475.7%
FCF-14,427 Cr
FCF 3Y Avg-30,635 Cr
Cash/MCap13.0%

Others

Div Yield1.3%
Div Payout23.0%
Cash Conv. Cycle--
Tradeable Free Float11.5%

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 67.77 Cr
0.73% FF
60d high
₹ 135.07 Cr
60d low
₹ 67.73 Cr
60d mean
₹ 106.65 Cr
vs mean
▼ 36.45%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
ROE
+9.0%
+8.0%
+11.0%
--
--
Stable
Return
+16.0%
+26.0%
+46.0%
+68.0%
--
Accelerating
Sales
+9.0%
+6.0%
+12.0%
--
+12.0%
Stable
Profit
+13.0%
+32.0%
+256.0%
--
+14.0%
Stable

Quarterly Results

Mar 2026

24 Apr
Rev
--
----
OPM--
NPM--
PAT
+27% YoY809 Cr
EPS
+26% YoY3.2

Dec 2025

16 Jan
Rev
--
----
OPM--
NPM--
PAT
+21% YoY738 Cr
EPS
+18% YoY3.0

Sep 2025

Rev
--
----
OPM--
NPM--
PAT
+6% YoY735 Cr
EPS
+5% YoY2.9

Jun 2025

Rev
--
----
OPM--
NPM--
PAT
+2% YoY701 Cr
EPS
+2% YoY2.8

Mar 2025

Rev
--
----
OPM--
NPM--
PAT
+15% YoY636 Cr
EPS
+14% YoY2.5

Dec 2024

Rev
--
----
OPM--
NPM--
PAT
-2% YoY626 Cr
EPS
-2% YoY2.5

Sep 2024

Rev
--
----
OPM--
NPM--
PAT
+17% YoY697 Cr
EPS
+16% YoY2.8

Jun 2024

Rev
--
----
OPM--
NPM--
PAT
+29% YoY685 Cr
EPS
+29% YoY2.8

Mar 2024

Rev
--
----
OPM--
NPM--
PAT
+11% YoY553 Cr
EPS
+10% YoY2.2

Dec 2023

Rev
--
----
OPM--
NPM--
PAT
+131% YoY639 Cr
EPS
+40% YoY2.6

Sep 2023

Rev
--
----
OPM--
NPM--
PAT
+65% YoY594 Cr
EPS
--2.4

Jun 2023

Rev
--
----
OPM--
NPM--
PAT
+139% YoY531 Cr
EPS
--2.1

Mar 2023

Rev
--
----
OPM--
NPM--
PAT
+72% YoY417 Cr
EPS
--2.0

Dec 2022

Rev
--
----
OPM--
NPM--
PAT
+1% YoY453 Cr
EPS
--1.8

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage-2.8x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow-14.2K Cr
Investing Cash Flow367 Cr
Financing Cash Flow15.4K Cr
Free Cash Flow-14.4K Cr

Detailed Financials

Mar 2026
Dec 2025
Sep 2025
Jun 2025
Mar 2025
Dec 2024
Sep 2024
Jun 2024
Mar 2024
Dec 2023
Sep 2023
Jun 2023
Mar 2023
Dec 2022
Sales----------------------------
Expenses1,8901,8001,6621,6401,5811,6761,5751,4821,6191,3751,3311,2701,3091,356
Operating Profit----------------------------
OPM %----------------------------
Other Income0-25004850647268153202-448
Interest1,7471,7031,6341,6361,6001,5691,4761,3511,3351,3531,3251,3641,4451,501
Depreciation6058514141363328282928302928
Profit Before Tax1,07499298994380682494092269482479771466299
Tax %25.0%26.0%26.0%26.0%21.0%24.0%26.0%26.0%20.0%22.0%25.0%26.0%37.0%-356.0%
Net Profit809738735701636626697685553639594531417453
Exceptional Items0-2900000000000-507
EPS (Rs)3.23.02.92.82.52.52.82.82.22.62.42.12.01.8
Sales Growth (YoY)----------------------------
Sales Growth (QoQ)----------------------------
OP Growth (YoY)----------------------------
OP Growth (QoQ)----------------------------
Profit Growth (YoY)27.0%21.0%6.0%2.0%15.0%-2.0%17.0%29.0%11.0%131.0%65.0%139.0%72.0%1.0%
EPS Growth (YoY)26.3%17.5%5.4%2.2%14.3%-2.3%16.3%28.5%10.4%40.4%--------
EPS Growth (QoQ)9.2%0.3%4.6%10.2%1.6%-10.0%1.4%23.3%-13.2%7.1%12.2%5.9%10.4%--
OP Margin----------------------------
Net Margin----------------------------
Material Cost %----------------------------
Employee Cost %13.8%14.2%13.7%13.0%14.2%14.1%13.7%13.7%13.6%12.8%14.0%12.6%12.2%10.8%
P/S----------------------------
P/E26.9425.78------------------------
P/B2.882.76------------------------

Shareholding Pattern

Shareholders:7.5L (+5.7%)
Current MixMar 2026

Exchange Filings

50
Company Update07 Jul 2026

Please find enclosed the intimation regarding allotment of non-convertible debentures on a private placement basis.

Company Update03 Jul 2026

Please find enclosed intimation regarding Company''s Business Update for Q1FY2026-27

Company Update02 Jul 2026

Please find enclosed intimation for investor meet for Q1FY2026-27 financial performance and strategy update

Company Update02 Jul 2026

Please find enclosed intimation on the captioned subject.

Company Update01 Jul 2026

Please find enclosed the intimation regarding allotment of non-convertible debentures on private placement basis

Board Meeting30 Jun 2026

L&T Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 10/07/2026 ,inter alia, to consider and approve approval of Unaudited financial ....

Company Update27 Jun 2026

Please find enclosed intimation regarding the captioned subject.

Insider Trading / SAST24 Jun 2026

Please find enclosed intimation for closure of trading window

Company Update18 Jun 2026

Please find enclosed intimation for ESG Rating

Company Update17 Jun 2026

Please find enclosed intimation for Schedule of Institutional Investors / Analyst Meet

Company Update15 Jun 2026

Please find attached the intimation regarding allotment of Non-Convertible Debentures issued on a private placement basis.

Company Update29 May 2026

Please find enclosed intimation for amendment to MOA of the Company.

AGM/EGM29 May 2026

Please find enclosed voting results along with scrutinizer report for the AGM held on May 29, 2026

AGM/EGM29 May 2026

Please find enclosed proceedings of AGM held on May 29, 2026

Company Update29 May 2026

Please find enclosed intimation for allotment of equity shares pursuant to exercise of ESOP

Company Update27 May 2026

Please find enclosed intimation for designation as Senior Managerial Personnel

Company Update26 May 2026

Please find enclosed schedule of Institutional Investors / Analyst Meet

Company Update15 May 2026

Please find enclosed Investor meet intimation.

Company Update14 May 2026

Please find enclosed intimation for ESG Rating

Company Update05 May 2026

Please find enclosed newspaper publication regarding Annual General Meeting

Company Update05 May 2026

Please find enclosed Annual Secretarial Compliance Report

Company Update05 May 2026

Please find enclosed transcript for the investor call.

AGM/EGM04 May 2026

Please find enclosed Integrated Annual Report of the Company for financial year 2025-26

Company Update04 May 2026

Please find enclosed newspaper publication regarding the Annual General Meeting of the Company

Others04 May 2026

Please find enclosed Integrated Annual Report of the Company for the financial year 2025-26.

Others04 May 2026

Please find enclosed Business Responsibility and Sustainability Reporting (BRSR)

AGM/EGM30 Apr 2026

Please find enclosed intimation regarding the date of the AGM.

Company Update30 Apr 2026

Please find enclosed intimation regarding ESOP allotment

Corp. Action30 Apr 2026

Please find enclosed intimation for record date for payment of final dividend.

Company Update29 Apr 2026

Please find attached Intimation of Exercise of Call Option and Notice of Call Option to Debenture Holders

Company Update27 Apr 2026

Please find enclosed audio recording for investor/ analyst meet for Q4FY2025-26 and FY2025-26 financial performance and strategy update

Board Meeting24 Apr 2026

Please find attached intimation regarding the outcome of the Board meeting held on April 24, 2026

Corp. Action24 Apr 2026

Please find attached the intimation of the outcome of the Board meeting held on April 24, 2026

Result24 Apr 2026

Please find attached the financial results for the quarter and financial year ended March 31, 2026

Company Update24 Apr 2026

Please find attached the intimation of the outcome of the Board Meeting held on April 24, 2026

Company Update24 Apr 2026

Please find attached the press release in relation to the Audited Financial Results for the quarter and financial year ended March 31, 2026

Company Update24 Apr 2026

Please find attached the investor presentation

Company Update21 Apr 2026

Please find enclosed intimation regarding allotment of non-convertible debentures

Company Update16 Apr 2026

Please find enclosed intimation for Analyst / Investor meet for Q4FY2025-26 and FY2025-26 financial performance and strategy update.

Board Meeting14 Apr 2026

L&T Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 24/04/2026 ,inter alia, to consider and approve audited financial results (standalone ....

Company Update03 Apr 2026

Please find enclosed intimation regarding Company''s Business update for Q4FY2025-26

Company Update02 Apr 2026

Please find enclosed intimation regarding allotment of equity shares pursuant to ESOP

Insider Trading / SAST24 Mar 2026

Please find enclosed the intimation regarding closure of trading window

Company Update20 Mar 2026

Please find enclosed intimation regarding analyst/ investor meet

Company Update09 Mar 2026

Please find enclosed the intimation regarding Investor(s)/Analyst(s) call

Company Update04 Mar 2026

Please find enclosed intimation regrading ESOP allotment

Company Update26 Feb 2026

Please find enclosed the intimation regarding investor(s)/analyst(s) meet

Company Update24 Feb 2026

Please find enclosed the intimation regarding the Exercise of Call Option and notice of Call Option to Debenture Holders.

Company Update24 Feb 2026

Please find enclosed the intimation regarding the intimation for Exercise of Call Option and Notice of Call Option to Debenture Holders.

Company Update24 Feb 2026

Please find enclosed the Intimation regarding Exercise of Call Option and Notice of Call Option to Debenture Holders.

Annual Reports

15

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

2014

2013

2012

2011

Credit Ratings

6
fitchRating update
04 Dec 2025Report
crisilRating update
03 Sept 2025Report
crisilRating update
03 Sept 2024Report
icraRating update
13 Dec 2023Report
careRating update
13 Dec 2023Report
careRating update
13 Dec 2023Report

Concalls

49

Jan 2026

31 Jan 2026

Nov 2025

30 Nov 2025

Oct 2025

31 Oct 2025

Jul 2025

31 Jul 2025

May 2025

31 May 2025

Jan 2025

31 Jan 2025

Dec 2024

31 Dec 2024

Oct 2024

31 Oct 2024

Jul 2024

31 Jul 2024

May 2024

31 May 2024

Feb 2024

29 Feb 2024

Oct 2023

31 Oct 2023

Jul 2023

31 Jul 2023

May 2023

31 May 2023

Jan 2023

31 Jan 2023

Jan 2023

31 Jan 2023

Oct 2022

31 Oct 2022

Jul 2022

31 Jul 2022

May 2022

31 May 2022

Apr 2022

30 Apr 2022

Jan 2022

31 Jan 2022

Oct 2021

31 Oct 2021

Jul 2021

31 Jul 2021

Apr 2021

30 Apr 2021

Jan 2021

31 Jan 2021

Oct 2020

31 Oct 2020

Jul 2020

31 Jul 2020

Jul 2020

31 Jul 2020

May 2020

31 May 2020

Jan 2020

31 Jan 2020

Oct 2019

31 Oct 2019

Jul 2019

31 Jul 2019

Apr 2019

30 Apr 2019

Jan 2019

31 Jan 2019

Oct 2018

31 Oct 2018

Sep 2018

30 Sept 2018

Jul 2018

31 Jul 2018

Jul 2018

31 Jul 2018

May 2018

31 May 2018

Jan 2018

31 Jan 2018

Oct 2017

31 Oct 2017

Jul 2017

31 Jul 2017

May 2017

31 May 2017

Jan 2017

31 Jan 2017

Nov 2016

30 Nov 2016

Oct 2016

31 Oct 2016

Jul 2016

31 Jul 2016

May 2016

31 May 2016

Jan 2016

31 Jan 2016

Held by ETFs

35 ETFs hold LTF · sorted by weight

#ETFWeight %
1

MOMIDMTM

MOTILALAMC - MOMIDMTM

3.23%
2

SBIMIDMOM

SBIAMC - SBIMIDMOM

3.23%
3

ALPHAETF

MIRAEAMC - ALPHAETF

4.27%
4

MOALPHA50

MOTILALAMC - MOALPHA50

2.75%
5

ALPHA

KOTAKMAMC - KOTAKALPHA

2.75%
6

MOMENTUM

BIRLASLAMC - MOMENTUM

2.48%
7

MOMENTUM30

KOTAKMAMC - MOMENTUM30

2.48%
8

MIDSMALL

MIRAEAMC - MIDSMALL

1.93%
9

MOM30IETF

ICICIPRAMC - ICICIMOM30

2.48%
10

MOMENTUM50

MOTILALAMC - MOMENTUM50

1.88%
11

GROWWMOM50

GROWWAMC - GROWWMOM50

1.88%
12

FINIETF

ICICIPRAMC-ICICIFIN

1.43%
13

LICNMID100

LICNAMC - LICNMID100

0.80%
14

MOM100

MOTILAL OS MIDCAP100 ETF

0.73%
15

HDFCMID150

HDFCAMC - HDFCMID150

0.65%
16

HDFCMOMENT

HDFCAMC - HDFCMOMENT

0.98%
17

MID150BEES

NIP IND ETF MIDCAP 150

0.61%
18

MIDCAPBETA

UTIAMC-MIDCAPBETA

0.65%
19

SBINMID150

SBIAMC - SBINMID150

0.61%
20

MID150

KOTAKMAMC - MID150

0.61%
21

MIDCAPADD

DSPAMC - MIDCAPADD

0.61%
22

MIDCAPIETF

ICICIPRAMC - ICICIM150

0.61%
23

GROWWMC150

GROWWAMC - GROWWMC150

0.61%
24

ELM250

EDELAMC - ELM250

0.32%
25

ABSLMSCIN

BIRLASLAMC - ABSLMSCIN

0.18%
26

MSCIADD

DSPAMC - MSCIADD

0.18%
27

MID150CASE

ZERODHAAMC - MID150CASE

0.61%
28

MSCIINDIA

KOTAKMAMC - MSCIINDIA

0.18%
29

GROWWN200

GROWWAMC - GROWWN200

0.15%
30

MIDCAPETF

MIRAEAMC - MAM150ETF

0.61%
31

HDFCBSE500

HDFCAMC - HDFCBSE500

0.14%
32

MULTICAP

MIRAEAMC - MULTICAP

0.15%
33

BSE500IETF

ICICIPRAMC - ICICI500

0.13%
34

MONIFTY500

MOTILALAMC - MONIFTY500

0.13%
35

AONETOTAL

AONEAMC - AONETOTAL

0.12%

Held by Mutual Funds

5 schemes hold LTF · sorted by weight

#SchemeWeight %
1

HDFC Balanced Advantage Fund

HDFC Mutual Fund

0.02%
2

Motilal Oswal Midcap Fund

Motilal Oswal Mutual Fund

2.63%
3

Nippon India Nifty 500 Momentum 50 Index Fund

Nippon India Mutual Fund

1.88%
4

Edelweiss Mid Cap Direct Plan-Growth

Edelweiss Mutual Fund

1.51%
5

SBI Arbitrage Opportunities Fund

SBI Mutual Fund

0.00%