MAS FINANCIAL SERV LTD·NBFC 37.97·Finance Companies

Price

254.95

-1.91%
O:255.15
H:262.1
L:254
C:254.95

52W Range

254358.85
+0%/-29%

Market Cap

₹4,626.15 Cr

Traded: ₹2.27 Cr (0.05%) 0.0x

Free Float: ₹461.23 Cr (0.49% of FF traded)

Volume · 60D trend

88.13 K 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-7% 3M:-15% 6M:-20% 12M:-24%

RS Score

SEEM
NOUS
BNF
SMA Score

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Valuation

P/E11.7
P/B1.6
P/S--
EV/EBIT--

Business Strength

ROE14.1%
ROCE11.2%
OPM--
NPM--

Growth (3Y CAGR)

EPS+19.6%
Sales+27.0%
Profit+23.0%
3Y Return+7.0%

Balance Sheet

Debt/Equity3.5
Debt10,314 Cr
Pledge0.0%
CWIP/Fixed Asset165.8%

Cash Position

CFO/NP-475.3%
FCF-1,878 Cr
FCF 3Y Avg-4,430 Cr
Cash/MCap18.0%

Others

Div Yield0.5%
Div Payout10.0%
Cash Conv. Cycle--
Tradeable Free Float10.0%
MASFIN254.95 -1.91% NSEBSE20% 28 Oct
NOUS
BNF
MCap4.6K Cr
Vol88.13 K
RVol
Del%
TVal2.27 Cr
RS
SEEM

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 15.62 Cr
3.39% FF
60d high
₹ 16.11 Cr
60d low
₹ 10.56 Cr
60d mean
₹ 13.70 Cr
vs mean
▲ 13.97%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
Sales
+20.0%
+26.0%
+27.0%
--
+23.0%
Stable
ROE
+15.0%
+14.0%
+14.0%
--
--
Stable
Return
--
+4.0%
+7.0%
+4.0%
--
Stable
Profit
+21.0%
+21.0%
+23.0%
--
+23.0%
Stable

Quarterly Results

Jun 2026

29 Jul
Rev
--
----
OPM--
NPM--
PAT
+27% YoY▲110 Cr
EPS
+27% YoY▲6.0

Mar 2026

29 Apr
Rev
--
----
OPM--
NPM--
PAT
+25% YoY▲104 Cr
EPS
+25% YoY▲5.7

Dec 2025

28 Jan
Rev
--
----
OPM--
NPM--
PAT
+20% YoY▲93 Cr
EPS
+16% YoY▲5.1

Sep 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+18% YoY▲91 Cr
EPS
+18% YoY▲5.0

Jun 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+19% YoY▲87 Cr
EPS
+19% YoY▲4.7

Mar 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+19% YoY▲83 Cr
EPS
+7% YoY▲4.5

Dec 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+25% YoY▲80 Cr
EPS
+13% YoY▲4.4

Sep 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+25% YoY▲78 Cr
EPS
+13% YoY▲4.2

Jun 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+26% YoY▲73 Cr
EPS
+14% YoY▼4.0

Mar 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+23% YoY▲70 Cr
EPS
+23% YoY▲4.2

Dec 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+24% YoY▲64 Cr
EPS
+24% YoY▲3.9

Sep 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+22% YoY▲62 Cr
EPS
--▲3.7

Jun 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+25% YoY▲58 Cr
EPS
--▲3.5

Mar 2023

Rev
--
----
OPM--
NPM--
PAT
+23% YoY▲57 Cr
EPS
--▲3.4

Dec 2022

Rev
--
----
OPM--
NPM--
PAT
+26% YoY52 Cr
EPS
--3.1

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage-4.9x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow-1.8K Cr
Investing Cash Flow467 Cr
Financing Cash Flow1.1K Cr
Free Cash Flow-1.9K Cr

Detailed Financials

Jun 2026PDF ↗
Mar 2026PDF ↗
Dec 2025PDF ↗
Sep 2025PDF ↗
Jun 2025PDF ↗
Mar 2025PDF ↗
Dec 2024PDF ↗
Sep 2024PDF ↗
Jun 2024PDF ↗
Mar 2024PDF ↗
Dec 2023PDF ↗
Sep 2023PDF ↗
Jun 2023PDF ↗
Mar 2023
Dec 2022
Sales------------------------------
Expenses1761701431341321241069586837676665759
Operating Profit------------------------------
Other Income-13-4210111123011
Interest236235231224217202195185181171172154150150133
Depreciation222222111111111
Profit Before Tax14813912712311611210810497948783777269
Tax %25.0%25.0%27.0%26.0%25.0%26.0%26.0%25.0%25.0%25.0%26.0%25.0%25.0%21.0%25.0%
Net Profit11010493918783807873706462585752
Exceptional Items00-5000000000000
EPS (Rs)6.05.75.15.04.74.54.44.24.04.23.93.73.53.43.1
Sales Growth (YoY)------------------------------
Sales Growth (QoQ)------------------------------
OP Growth (YoY)------------------------------
OP Growth (QoQ)------------------------------
Profit Growth (YoY)27.0%25.0%20.0%18.0%19.0%19.0%25.0%25.0%26.0%23.0%24.0%22.0%25.0%23.0%26.0%
EPS Growth (YoY)27.0%25.1%16.0%17.7%19.2%7.3%12.9%13.4%13.8%23.3%24.0%--------
EPS Growth (QoQ)5.3%11.8%2.0%5.7%3.7%3.6%3.5%7.1%-6.6%9.0%4.0%7.5%1.2%9.6%--
OP Margin------------------------------
Net Margin------------------------------
Material Cost %------------------------------
Employee Cost %7.6%8.5%9.0%8.4%8.4%8.3%8.3%8.6%8.5%8.7%7.8%7.6%7.0%7.2%6.9%
P/S------------------------------
P/E11.7415.3916.50------------------------
P/B1.561.922.06------------------------

Shareholding Pattern

Shareholders:39.7K (+60.2%)
Current MixJun 2026

Exchange Filings

50
Company Update22 Oct 2026

Intimation of Conference Call for financial results of the second quarter and half-year ended on September 30, 2026

Board Meeting21 Oct 2026

MAS Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 28/10/2026 ,inter alia, to consider and approve Unaudited Financial ....

Company Update14 Oct 2026

Intimation of credit rating on Pass Through Certificates of the Company

Insider Trading / SAST28 Sept 2026

Closure of Trading Window

Company Update18 Sept 2026

Intimation of ESG Rating

Company Update16 Sept 2026

Intimation of Schedule of Analyst(s) / Investor(s) meetings

Company Update12 Sept 2026

Intimation regarding redemption of OCPS issued by MAS rural housing and mortgage finance limited and held by MAS financial services limited

Company Update11 Sept 2026

Intimation of ESG Rating

Company Update10 Sept 2026

Intimation of ESG Rating

AGM/EGM02 Sept 2026

Voting Results and Scrutinizer''s report

AGM/EGM02 Sept 2026

Proceedings of 31st Annual General Meeting

Company Update26 Aug 2026

Newspaper Advertisement pursuant to IEPF (Accounting, Audit, Transfer and Refund) Rule, 2016

Company Update10 Aug 2026

Intimation of Schedule of Analyst(s) / Investor(s) meetings

Company Update10 Aug 2026

Newspaper advertisement of 31st Annual General Meeting, record date & E-voting information.

Others07 Aug 2026

Annual report - 2026

Others07 Aug 2026

Business Responsibility and Sustainability Report - 31.03.2026

Company Update07 Aug 2026

Letter to shareholders

AGM/EGM07 Aug 2026

31st Annual General Meeting to be held on September 2, 2026

Result29 Jul 2026

Results - Financial Results for June 30, 2026

Corp. Action29 Jul 2026

Book Closure for AGM

Corp. Action29 Jul 2026

Record Date for AGM

Corp. Action29 Jul 2026

Record date for the Final Dividend

Corp. Action29 Jul 2026

Record date for the final Divided

AGM/EGM29 Jul 2026

AGM to be held on September 2, 2026

Company Update27 Jul 2026

Allotment of Non-Convertible Debentures

Company Update24 Jul 2026

Intimation of Conference Call for financial results of the first quarter ended on June 30, 2026

Board Meeting22 Jul 2026

To consider and approve the Unaudited Standalone & Consolidated Financial Results of the Company for the quarter ended on June 30, 2026 along with adoption of Limited Review Reports ....

Company Update09 Jul 2026

Allotment of Non-Convertible Debentures

Company Update07 Jul 2026

Intimation of credit rating given by Acuite Rating & Research Limited

Company Update30 Jun 2026

Allotment of Non-Convertible Debentures

Company Update29 Jun 2026

Intimation of Credit Rating given by Care Ratings Limited

Insider Trading / SAST26 Jun 2026

Closure of Trading Window

Company Update24 Jun 2026

Allotment of 14000 Non Convertible Debentures

Company Update23 Jun 2026

Intimation regarding OCPS issued by subsidiary company of Mas Financial Services Limited

Company Update29 May 2026

Annual Secretarial Compliance Report for the year ended on March 31, 2026

Company Update22 May 2026

Investor Meet Intimation

Company Update22 May 2026

Press release dated May 22, 2026 regarding raising of funds through NCD from FMO, the Dutch Entrepreneurial Development Bank

Company Update21 May 2026

Newspaper Advertisement pursuant to IEPF (Accounting, Audit, Transfer and Refund) Rules, 2016

Company Update20 May 2026

Allotment of Non-Convertible Debentures

Company Update19 May 2026

Outcome of Audit committee meeting held on May 19, 2026.

Company Update12 May 2026

Press Release dated May 12, 2026

Company Update06 May 2026

Transcript for Investor call

Company Update01 May 2026

Newspaper Publication of Audited Financial Results for the quarter and year ended March 31, 2026

Company Update01 May 2026

Intimation of Credit Rating given by Acuite Ratings and Research Limited

Company Update30 Apr 2026

Disclosure pursuant to Chapter XVI - Centralized Database for Corporate Debentures

Company Update30 Apr 2026

Audio / Video Recording of Earnings Call on Audited Financial Results (Standalone & Consolidated) for the fourth quarter & year ended on March 31, 2026

Board Meeting29 Apr 2026

Outcome of Board meeting

Company Update29 Apr 2026

Amendment of policy

Company Update29 Apr 2026

Press Release dated April 29, 2026

Company Update29 Apr 2026

Enhancement of Borrowing powers upto Rs. 15,000 cr, Issue of NCDs Upto Rs. 3,000 cr, Issue of Commercial Papers upto 1,000 cr.

Annual Reports

15

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

2014

2010

2007

2006

Credit Ratings

6
careRating update
26 Nov 2025Report
careRating update
28 Jul 2025Report
smeraRating update
25 Jul 2025Report
careRating update
06 Mar 2025Report
careRating update
03 Oct 2024Report
careRating update
08 Aug 2024Report

Concalls

37

Feb 2026

28 Feb 2026

Feb 2026

28 Feb 2026

Nov 2025

30 Nov 2025

Jul 2025

31 Jul 2025

May 2025

31 May 2025

Feb 2025

28 Feb 2025

Oct 2024

31 Oct 2024

Jul 2024

31 Jul 2024

Apr 2024

30 Apr 2024

Jan 2024

31 Jan 2024

Nov 2023

30 Nov 2023

Sep 2023

30 Sept 2023

Aug 2023

31 Aug 2023

May 2023

31 May 2023

Feb 2023

28 Feb 2023

Nov 2022

30 Nov 2022

Aug 2022

31 Aug 2022

May 2022

31 May 2022

Feb 2022

28 Feb 2022

Oct 2021

31 Oct 2021

Aug 2021

31 Aug 2021

May 2021

31 May 2021

Feb 2021

28 Feb 2021

Nov 2020

30 Nov 2020

Aug 2020

31 Aug 2020

Jun 2020

30 Jun 2020

Feb 2020

29 Feb 2020

Nov 2019

30 Nov 2019

Jul 2019

31 Jul 2019

May 2019

31 May 2019

Jan 2019

31 Jan 2019

Oct 2018

31 Oct 2018

Aug 2018

31 Aug 2018

May 2018

31 May 2018

May 2018

31 May 2018

Jan 2018

31 Jan 2018

Nov 2017

30 Nov 2017

Held by Mutual Funds

14 schemes hold MASFIN · sorted by weight

#SchemeWeight %
1

Baroda BNP Paribas Small Cap Fund

Baroda BNP Paribas Mutual Fund

1.97%
2

iSIF Equity Long-Short Fund

ICICI Prudential Mutual Fund

1.56%
3

Aditya Birla Sun Life Bal Bhavishya Yojna Direct-Growth

Aditya Birla Sun Life Mutual Fund

1.04%
4

Bandhan ELSS Tax Saver Fund

IDFC Mutual Fund

0.90%
5

Aditya Birla Sun Life Business Cycle Fund

Aditya Birla Sun Life Mutual Fund

0.88%
6

Bandhan Value Fund

IDFC Mutual Fund

0.80%
7

Bandhan Flexi Cap Fund

IDFC Mutual Fund

0.60%
8

Nippon India Small Cap Fund

Nippon India Mutual Fund

0.56%
9

Aditya Birla Sun Life Banking & Financial Services Fund

Aditya Birla Sun Life Mutual Fund

0.42%
10

Bandhan Multi Asset Allocation Fund

Bandhan Mutual Fund

0.35%
11

ICICI Prudential Banking and Financial Services Direct Plan-Growth

ICICI Prudential Mutual Fund

0.25%
12

ICICI Prudential Smallcap Fund

ICICI Prudential Mutual Fund

0.13%
13

iSIF Equity Ex-Top 100 Long-Short Fund

ICICI Prudential Mutual Fund

0.08%
14

Motilal Oswal BSE 1000 Index Fund

Motilal Oswal Mutual Fund

0.01%