PAISALO

PAISALO DIGITAL LIMITED·NBFC 37.97·Finance Companies

2026-10-22 NSE BSE L-ASM-I Result 22 Oct

Price

79.34

-0.46%
O:79.65
H:80.71
L:78.26
C:79.34

52W Range

3094.88
+164%/-16%

Market Cap

₹7,252.86 Cr

Traded: ₹47.99 Cr (0.66%) 0.0x

Free Float: ₹2,203.42 Cr (2.18% of FF traded)

Volume · 60D trend

60.59 L 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-1% 3M:+13% 6M:+36% 12M:+127%

RS Score

SEEM
NOUS
BNF
SMA Score

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Valuation

P/E27.3
P/B3.8
P/S--
EV/EBIT--

Business Strength

ROE13.9%
ROCE13.1%
OPM--
NPM--

Growth (3Y CAGR)

EPS+17.6%
Sales+25.0%
Profit+35.0%
3Y Return+28.0%

Balance Sheet

Debt/Equity2.8
Debt5,481 Cr
Pledge16.6%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP-330.4%
FCF-798 Cr
FCF 3Y Avg-2,226 Cr
Cash/MCap2.0%

Others

Div Yield0.3%
Div Payout4.0%
Cash Conv. Cycle--
Tradeable Free Float30.4%
PAISALO79.34 -0.46% NSEBSE20%L-ASM-I 22 Oct
NOUS
BNF
MCap7.3K Cr
Vol60.59 L
RVol
Del%
TVal47.99 Cr
RS
SEEM

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 261.97 Cr
11.89% FF
60d high
₹ 560.27 Cr
60d low
₹ 261.97 Cr
60d mean
₹ 417.31 Cr
vs mean
▼ 37.22%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
Profit
+18.0%
+33.0%
+35.0%
--
+29.0%
Stable
Sales
+16.0%
+22.0%
+25.0%
--
+24.0%
Stable
Return
+21.0%
+9.0%
+28.0%
+99.0%
--
Accelerating
ROE
+11.0%
+12.0%
+14.0%
--
--
Accelerating

Quarterly Results

Sep 2026

22 Oct
Rev
--
----
OPM--
NPM--
PAT
+27% YoY▲66 Cr
EPS
+26% YoY▲0.7

Jun 2026

5 Aug
Rev
--
----
OPM--
NPM--
PAT
+30% YoY▼61 Cr
EPS
+29% YoY▼0.7

Mar 2026

11 May
Rev
--
----
OPM--
NPM--
PAT
+58% YoY▲72 Cr
EPS
+55% YoY▲0.8

Dec 2025

6 Feb
Rev
--
----
OPM--
NPM--
PAT
+7% YoY▲66 Cr
EPS
+4% YoY▲0.7

Sep 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+3% YoY▲52 Cr
EPS
+2% YoY▲0.6

Jun 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+14% YoY▲47 Cr
EPS
+13% YoY▲0.5

Mar 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+26% YoY▼46 Cr
EPS
+24% YoY▼0.5

Dec 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+11% YoY▲62 Cr
EPS
+11% YoY▲0.7

Sep 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+5% YoY▲50 Cr
EPS
+6% YoY▲0.6

Jun 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+8% YoY▲41 Cr
EPS
+7% YoY▲0.5

Mar 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+55% YoY▼37 Cr
EPS
+78% YoY▼0.4

Dec 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+102% YoY▲56 Cr
EPS
+103% YoY▲0.6

Sep 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+96% YoY▲47 Cr
EPS
+96% YoY▲0.5

Jun 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+84% YoY▲38 Cr
EPS
--▲0.4

Mar 2023

Rev
--
----
OPM--
NPM--
PAT
+57% YoY▼21 Cr
EPS
--▼0.2

Dec 2022

Rev
--
----
OPM--
NPM--
PAT
+7% YoY▲28 Cr
EPS
--▲0.3

Sep 2022

Rev
--
----
OPM--
NPM--
PAT
+13% YoY24 Cr
EPS
--0.3

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage-2.8x
Promoter Pledge16.6%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow-783 Cr
Investing Cash Flow-15 Cr
Financing Cash Flow843 Cr
Free Cash Flow-798 Cr

Detailed Financials

Sep 2026PDF ↗
Jun 2026PDF ↗
Mar 2026PDF ↗
Dec 2025PDF ↗
Sep 2025PDF ↗
Jun 2025PDF ↗
Mar 2025PDF ↗
Dec 2024PDF ↗
Sep 2024PDF ↗
Jun 2024PDF ↗
Mar 2024PDF ↗
Dec 2023PDF ↗
Sep 2023PDF ↗
Jun 2023PDF ↗
Mar 2023
Dec 2022
Sep 2022
Sales----------------------------------
Expenses5558725355594338424759422024253237
Operating Profit----------------------------------
Other Income000-10010000000-500
Interest130116889598948682778386646060595250
Depreciation54532221111111111
Profit Before Tax8782978969646382675650766452283733
Tax %25.0%25.0%26.0%25.0%25.0%26.0%27.0%24.0%26.0%26.0%26.0%26.0%25.0%26.0%26.0%25.0%26.0%
Net Profit6661726652474662504137564738212824
Exceptional Items000-10010000000-500
EPS (Rs)0.70.70.80.70.60.50.50.70.60.50.40.60.50.40.20.30.3
Sales Growth (YoY)----------------------------------
Sales Growth (QoQ)----------------------------------
OP Growth (YoY)----------------------------------
OP Growth (QoQ)----------------------------------
Profit Growth (YoY)27.0%30.0%58.0%7.0%3.0%14.0%26.0%11.0%5.0%8.0%55.0%102.0%96.0%84.0%57.0%7.0%13.0%
EPS Growth (YoY)26.3%28.9%54.9%4.3%1.8%13.0%24.4%11.1%5.7%7.0%78.3%103.2%96.3%--------
EPS Growth (QoQ)7.5%-15.2%8.2%28.1%9.6%2.0%-27.1%25.0%21.7%12.2%-34.9%18.9%23.3%87.0%-25.8%14.8%--
OP Margin----------------------------------
Net Margin----------------------------------
Material Cost %----------------------------------
Employee Cost %7.0%6.9%7.8%8.6%8.2%7.9%9.5%8.5%7.7%6.8%6.7%7.8%8.1%7.5%8.3%8.0%6.9%
P/S----------------------------------
P/E27.2628.8827.2521.2515.46------------------------
P/B3.754.063.612.701.94------------------------

Shareholding Pattern

Shareholders:80.1K (+790.2%)
Current MixOct 2026

Exchange Filings

50
Company Update22 Oct 2026

Intimation of Conference Call in respect of Financial Results for the quarter ended 30.09.2026

Company Update22 Oct 2026

Investor Presentation for the quarter ended 30.09.2026

Company Update22 Oct 2026

Press Release

Company Update22 Oct 2026

Outcome of Board Meeting regarding fine imposed by Stock Exchange

Board Meeting22 Oct 2026

Outcome of Board Meeting - Financial Results for the quarter and half year ended 30.09.2026

Result22 Oct 2026

Outcome of Board Meeting_ Standalone and Consolidated financial results for the quarter and half year ended 30.09.2026

Company Update16 Oct 2026

Intimation of Earnings Conference Call

Company Update13 Oct 2026

Outcome of Committee Meeting held on 13.10.2026 regarding allotment of Commercial Papers

Insider Trading / SAST13 Oct 2026

The Exchange has received the revised Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 ....

Insider Trading / SAST13 Oct 2026

The Exchange has received the revised Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 ....

Insider Trading / SAST13 Oct 2026

The Exchange has received revised Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on October 13, 2026 for Santanu Agarwal

Insider Trading / SAST13 Oct 2026

The Exchange has received revised Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on October 13, 2026 for Santanu Agarwal

Board Meeting12 Oct 2026

Paisalo Digital Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 22/10/2026 ,inter alia, to consider and approve the standalone and consolidated ....

Insider Trading / SAST09 Oct 2026

The Exchange has received revised Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on October 08, 2026 for Santanu Agarwal

Others08 Oct 2026

Intimation of redemption of Commercial Paper (ISIN-INE420C14268)

Company Update07 Oct 2026

Certificate in terms of Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 30.09.2026

Insider Trading / SAST05 Oct 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on October ....

Insider Trading / SAST01 Oct 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on October 01, 2026 for Equilibrated Venture ....

Company Update01 Oct 2026

Press Release

Company Update01 Oct 2026

Outcome of FCCB Committee Meeting

Others30 Sept 2026

Intimation of Redemption of Commercial Paper bearing ISIN- INE420C14276

Insider Trading / SAST30 Sept 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 30, 2026 for Equilibrated Venture ....

Insider Trading / SAST30 Sept 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....

Company Update30 Sept 2026

Intimation of Schedule of Non Deal Roadshow of Investor Meetings

Others29 Sept 2026

Intimation of Redemption of Commercial Papers (ISIN-INE420C14250)

Insider Trading / SAST29 Sept 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 29, 2026 for Equilibrated Venture ....

Insider Trading / SAST29 Sept 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....

Insider Trading / SAST29 Sept 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 29, 2026 for Sunil Purushottanm Agarwal

Insider Trading / SAST29 Sept 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 29, 2026 for Santanu Agarwal

Insider Trading / SAST29 Sept 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....

Insider Trading / SAST29 Sept 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....

Company Update23 Sept 2026

Intimation of Schedule of Analyst/Institutional Investor Meeting

Insider Trading / SAST22 Sept 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....

Insider Trading / SAST22 Sept 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....

Insider Trading / SAST22 Sept 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 22, 2026 for Pri Caf Pvt Ltd

Insider Trading / SAST22 Sept 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 22, 2026 for Pro Fitcch Pvt Ltd

Insider Trading / SAST22 Sept 2026

The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Pro Fitcch Pvt Ltd

Insider Trading / SAST22 Sept 2026

The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Pri Caf Pvt Ltd

Company Update22 Sept 2026

Re-appointment of Mr. Santanu Agarwal as Director/ Deputy Managing Director

AGM/EGM22 Sept 2026

Outcome and Voting Results for the Annual General Meeting held on 21.09.2026

AGM/EGM21 Sept 2026

Summary Proceeding of 34th Annual General Meeting

Company Update18 Sept 2026

Intimation of Committee Meeting held on 18.09.2026 regarding allotment of Non Convertible Debentures

Company Update17 Sept 2026

Intimation of transfer of 11,680 Equity Shares of the Company to IEPF Account

Company Update16 Sept 2026

Intimation regarding redemption of 94 Unlisted Unsecured Non Convertible Debentures of Rs. 1,00,00,000/- (Rupees One Crore) each.

Company Update14 Sept 2026

Intimation of schedule of non deal roadshow of investor meetings

Company Update09 Sept 2026

Intimation of Schedule of Non Deal Roadshow of Investor Meet

Insider Trading / SAST08 Sept 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....

Insider Trading / SAST08 Sept 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....

Insider Trading / SAST08 Sept 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 07, 2026 for Santanu Agarwal

Insider Trading / SAST08 Sept 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 07, 2026 for Sunil Purushottanm Agarwal

Credit Ratings

6
infomericsRating update
09 Dec 2025Report
infomericsRating update
16 Sept 2025Report
infomericsRating update
06 Aug 2025Report
infomericsRating update
23 Jun 2025Report
infomericsRating update
23 Jun 2025Report
infomericsRating update

Concalls

20

Feb 2026

28 Feb 2026

Feb 2026

28 Feb 2026

Nov 2025

30 Nov 2025

Jul 2025

31 Jul 2025

May 2025

31 May 2025

May 2025

31 May 2025

Feb 2025

28 Feb 2025

Oct 2024

31 Oct 2024

Aug 2024

31 Aug 2024

Apr 2024

30 Apr 2024

Jan 2024

31 Jan 2024

Oct 2023

31 Oct 2023

Oct 2023

31 Oct 2023

Jul 2023

31 Jul 2023

May 2023

31 May 2023

Feb 2023

28 Feb 2023

Nov 2022

30 Nov 2022

Aug 2022

31 Aug 2022

May 2022

31 May 2022

Feb 2022

28 Feb 2022

Held by Mutual Funds

1 schemes hold PAISALO · sorted by weight

#SchemeWeight %
1

Motilal Oswal BSE 1000 Index Fund

Motilal Oswal Mutual Fund

0.02%