RELIGARE ENTER. LTD.·GENERAL INSURANCE 45.86·Finance Companies

2026-08-21 NSE BSE Web REL (Care Health insurance) and RFL (lending, broking & investments) in 1:1 Result 12 Aug

Price

231.6

-0.03%
O:231
H:233.5
L:230.55
C:231.6

52W Range

196.51280
+18%/-17%

Market Cap

₹7,709.74 Cr

Traded: ₹5.43 Cr (0.07%) 0.0x

Free Float: ₹3,709.93 Cr (0.15% of FF traded)

Volume · 60D trend

2.34 L 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-9% 3M:-9% 6M:+4% 12M:-1%

Valuation

P/E153.4
P/B2.6
P/S0.9
EV/EBIT45.1

Business Strength

ROE5.2%
ROCE7.7%
OPM1.6%
NPM0.9%

Growth (3Y CAGR)

EPS-31.9%
Sales+22.0%
Profit+71.0%
3Y Return+11.0%

Balance Sheet

Debt/Equity0.1
Debt400 Cr
Pledge0.0%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP--
FCF1,547 Cr
FCF 3Y Avg4,573 Cr
Cash/MCap18.0%

Others

Div Yield0.0%
Div Payout0.0%
Cash Conv. Cycle5 days
Tradeable Free Float48.1%

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 74.95 Cr
2.02% FF
60d high
₹ 107.61 Cr
60d low
₹ 68.80 Cr
60d mean
₹ 82.73 Cr
vs mean
▼ 9.40%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
Profit
+12.0%
+17.0%
+71.0%
--
-31.0%
Stable
Return
-2.0%
+20.0%
+11.0%
+6.0%
--
Decelerating
ROE
--
--
+4.0%
--
--
--
Sales
+6.0%
+27.0%
+22.0%
--
+15.0%
Decelerating

Quarterly Results

Jun 2026

12 Aug
Rev
2.4K Cr
----
OPM-2.1%
NPM--
PAT
---47 Cr
EPS
---0.8

Mar 2026

13 May
Rev
2.5K Cr
+21% YoY+20% QoQ
OPM6.0%
NPM3.9%
PAT
-17% YoY96 Cr
EPS
-17% YoY2.5

Dec 2025

14 Feb
Rev
2.1K Cr
+23% YoY-1% QoQ
OPM-4.6%
NPM-3.8%
PAT
-5% YoY-77 Cr
EPS
-5% YoY-1.4

Sep 2025

PDF
Rev
2.1K Cr
+6% YoY+12% QoQ
OPM3.2%
NPM2.2%
PAT
-24% YoY46 Cr
EPS
-25% YoY1.2

Jun 2025

PDF
Rev
1.9K Cr
+9% YoY-9% QoQ
OPM0.8%
NPM0.4%
PAT
-43% YoY8 Cr
EPS
-44% YoY0.3

Mar 2025

PDF
Rev
2.0K Cr
+10% YoY+22% QoQ
OPM12.0%
NPM7.4%
PAT
+2969% YoY151 Cr
EPS
-22% YoY3.0

Dec 2024

PDF
Rev
1.7K Cr
+10% YoY-15% QoQ
OPM-3.7%
NPM-3.8%
PAT
-321% YoY-63 Cr
EPS
-320% YoY-1.3

Sep 2024

PDF
Rev
2.0K Cr
+23% YoY+14% QoQ
OPM3.9%
NPM3.5%
PAT
+103% YoY69 Cr
EPS
+99% YoY1.6

Jun 2024

PDF
Rev
1.7K Cr
+33% YoY-8% QoQ
OPM3.3%
NPM1.6%
PAT
-71% YoY27 Cr
EPS
-72% YoY0.6

Mar 2024

PDF
Rev
1.9K Cr
+33% YoY+23% QoQ
OPM1.2%
NPM9.8%
PAT
-99% YoY181 Cr
EPS
-96% YoY3.8

Dec 2023

PDF
Rev
1.5K Cr
+30% YoY-5% QoQ
OPM3.7%
NPM2.3%
PAT
+117% YoY34 Cr
EPS
+116% YoY0.6

Sep 2023

PDF
Rev
1.6K Cr
+36% YoY+23% QoQ
OPM6.0%
NPM2.5%
PAT
+112% YoY40 Cr
EPS
+112% YoY0.8

Jun 2023

PDF
Rev
1.3K Cr
+35% YoY-8% QoQ
OPM11.0%
NPM7.2%
PAT
+183% YoY93 Cr
EPS
--1.9

Mar 2023

Rev
1.4K Cr
+47% YoY+20% QoQ
OPM18.0%
NPM251.9%
PAT
+143% YoY3.5K Cr
EPS
--107.6

Dec 2022

Rev
1.2K Cr
--+0% QoQ
OPM12.0%
NPM-8.2%
PAT
+53% YoY-96 Cr
EPS
---3.6

Sep 2022

Rev
1.2K Cr
----
OPM4.0%
NPM-15.2%
PAT
+52% YoY-177 Cr
EPS
---6.5

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.17
Interest Coverage--x
Promoter Pledge0.0%
Borrowings493 Cr

Efficiency

Receivable Days5 days
Inventory Days days
Payable Days days
Cash Conversion cycle5 days

Cash Position

Operating Cash Flow--
Investing Cash Flow--
Financing Cash Flow--
Free Cash Flow1.5K Cr

Detailed Financials

Jun 2026PDF ↗
Mar 2026PDF ↗
Dec 2025PDF ↗
Sep 2025PDF ↗
Jun 2025PDF ↗
Mar 2025PDF ↗
Dec 2024PDF ↗
Sep 2024PDF ↗
Jun 2024PDF ↗
Mar 2024PDF ↗
Dec 2023PDF ↗
Sep 2023PDF ↗
Jun 2023PDF ↗
Mar 2023
Dec 2022
Sep 2022
Sales2,3532,4672,0562,0771,8612,0421,6681,9521,7101,8561,5111,5841,2851,3961,1651,164
Expenses2,4022,3252,1512,0101,8461,8051,7301,8761,6531,8331,4551,4831,1471,1491,0201,117
Operating Profit-49143-956715237-617657235610113824714547
OPM %-2.1%6.0%-4.6%3.2%0.8%12.0%-3.7%3.9%3.3%1.2%3.7%6.0%11.0%18.0%12.0%4.0%
Other Income5612121082195249271183,354319
Interest151091076513131824252629213197
Depreciation18121112131714151617181819141413
Profit Before Tax-77127-103576222-79673323641591123,557-79-144
Tax %-39.0%25.0%-26.0%20.0%-42.0%32.0%-20.0%-2.0%18.0%23.0%18.0%32.0%17.0%1.0%22.0%22.0%
Net Profit-4796-77468151-6369271813440933,517-96-177
Exceptional Items0000000002300003,28900
EPS (Rs)-0.82.5-1.41.20.33.0-1.31.60.63.80.60.81.9107.6-3.6-6.5
Sales Growth (YoY)--20.8%23.3%6.4%8.9%10.0%10.4%23.2%33.1%32.9%29.6%36.1%35.1%46.6%----
Sales Growth (QoQ)--20.0%-1.0%11.6%-8.9%22.4%-14.6%14.2%-7.9%22.8%-4.6%23.3%-8.0%19.8%0.1%--
OP Growth (YoY)-426.7%-39.7%-55.7%-11.8%-73.7%930.4%-208.9%-24.8%-58.7%-90.7%-61.4%114.9%--------
OP Growth (QoQ)-134.3%250.5%-241.8%346.7%-93.7%488.5%-180.3%33.3%147.8%-58.9%-44.6%-26.8%-44.1%70.3%208.5%--
Profit Growth (YoY)---17.0%-5.0%-24.0%-43.0%2969.0%-321.0%103.0%-71.0%-99.0%117.0%112.0%183.0%143.0%53.0%51.7%
EPS Growth (YoY)---17.1%-4.6%-24.5%-43.6%-21.6%-320.3%98.7%-71.7%-96.5%116.3%112.0%--------
EPS Growth (QoQ)--281.6%-216.2%277.4%-89.6%329.2%-183.9%181.8%-85.5%544.1%-24.4%-59.8%-98.2%3072.7%44.2%--
OP Margin--5.8%-4.6%3.2%0.8%11.6%-3.7%3.9%3.3%1.2%3.7%6.4%10.7%17.7%12.4%4.0%
Net Margin--3.9%-3.8%2.2%0.4%7.4%-3.8%3.5%1.6%9.8%2.3%2.5%7.2%251.9%-8.2%-15.2%
Material Cost %--------------------------------
Employee Cost %13.8%13.9%14.9%14.2%13.7%12.6%17.3%15.0%15.7%15.7%17.3%16.7%17.9%17.5%19.9%19.2%
P/S0.860.930.920.92------------------------
P/E153.3891.7071.2566.63------------------------
P/B2.652.722.552.41------------------------

Shareholding Pattern

Shareholders:73.4K (+23.8%)
Current MixMar 2026

Exchange Filings

50
Company Update19 Aug 2026

Transcript of earnings call held on Thursday, August 13, 2026 at 04.00 P.M. IST

Company Update14 Aug 2026

Newspaper Advertisement- Special Window for transfer and dematerialisation of physical securities

Company Update13 Aug 2026

Audio Recording of earnings call held on Thursday, August 13, 2026 at 04.00 P.M. IST

Company Update13 Aug 2026

Newspaper Publication of Un-Audited Standalone and Consolidated Financial Results for the quarter ended June 30, 2026

Company Update13 Aug 2026

Monitoring Agency Report for the quarter ended June 30, 2026

Company Update12 Aug 2026

Presentation for earnings call to be held on Thursday, August 13, 2026 at 04.00 P.M. IST

Company Update12 Aug 2026

Religare delivers robust Q1 FY27 performance, strengthens earnings momentum

Company Update12 Aug 2026

Un-Audited Standalone Financial Statements of the Company (which have been subjected to Limited Review by the Statutory Auditors) as on June 30, 2026, along with financial results prepared ....

Company Update12 Aug 2026

Appointment of Mr Arjun Lamba as Managing Director of the company w.e.f. August 12, 2026.

Board Meeting12 Aug 2026

Outcome of Meeting of Board of Directors of Religare Enterprises Limited

Result12 Aug 2026

Un-Audited Financial Results (Standalone & Consolidated) of the Company (which have been subjected to Limited Review by the Statutory Auditors) for the quarter ended June 30, 2026

Company Update12 Aug 2026

Amendment to the Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information

Company Update12 Aug 2026

Grant of Stock options under REL ESOP Scheme 2019

Company Update07 Aug 2026

Intimation under Regulation 30 of SEBI LODR Regulations 2015

Company Update07 Aug 2026

Earnings call to discuss the operational & financial performance of the Company for quarter ended June 30, 2026

Board Meeting07 Aug 2026

Religare Enterprises Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 12/08/2026 ,inter alia, to consider and approve Board meeting Intimation ....

Company Update06 Aug 2026

Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

Company Update15 Jul 2026

Compliance Certificate under Regulation 74 (5) of SEBI (Depositories and Participant) Regulations, 2018

Company Update08 Jul 2026

General Updates

Company Update08 Jul 2026

General Updates

Company Update07 Jul 2026

Receipt of Observation Letter with 'no objection' from National Stock Exchange of India Limited and 'no adverse observations' from BSE Limited in relation to the Scheme of Arrangement between ....

Insider Trading / SAST30 Jun 2026

Closure of Trading Window

Company Update30 Jun 2026

General Updates- Credit Rating of Religare Housing Development Finance Corporation Limited, a step down subsidiary of Religare Enterprises Limited

Company Update30 Jun 2026

General Updates

Company Update25 Jun 2026

General Updates w.r.t Religare Housing Development Finance Corporation Limited (step-down subsidiary of REL)

Company Update23 Jun 2026

General Updates w.r.t Religare Finvest Limited (a material subsidiary of REL)''.

Insider Trading / SAST22 Jun 2026

The Exchange has received the disclosure under Regulation 29(1) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Ashish Dhawan

Company Update18 Jun 2026

Newspaper Advertisement - Special Window for transfer and dematerialisation (demat) of physical securities

Company Update01 Jun 2026

Newspaper Publication in Form No. INC-26

Company Update18 May 2026

Transcript of earnings call held on Wednesday, May 13, 2026

Company Update13 May 2026

Newspaper Publication of Audited Standalone and Consolidated Financial Results for the quarter and year ended March 31, 2026

Company Update13 May 2026

Monitoring Agency Report for the quarter ended March 31, 2026

Company Update13 May 2026

In reference to captioned subject, please find enclosed intimation

Board Meeting12 May 2026

Audited Financial Results (Standalone & Consolidated) of the Company for the quarter and year ended March 31, 2026

Result12 May 2026

Audited Financial Results (Standalone & Consolidated) of the Company for the quarter and year ended March 31, 2026

Company Update12 May 2026

Details of KMP for determining materiality under Regulation 30 of SEBI LODR Regulations, 2015

Company Update12 May 2026

Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (SEBI Listing Regulation)

Company Update12 May 2026

General Announcement

Company Update12 May 2026

Press Release: Religare Enterprises Limited FY26 consolidated revenue at 8,493.84 crore; Strategic initiatives to accelerate momentum in FY27

Company Update12 May 2026

Presentation for earnings call to be held on Wednesday, May 13, 2026 at 04.00 P.M. IST

Company Update08 May 2026

General Update

Company Update08 May 2026

General Updates

AGM/EGM07 May 2026

Scrutinizer''s report of EGM held on May 05, 2026 at 11:00 AM

AGM/EGM07 May 2026

Voting Results of EGM held on May 05, 2026

Company Update07 May 2026

Receipt of Approval of Members for Appointment of Mr. Arjun Lamba as Whole time Director (designated as Executive Director) in the EGM held on May 05, 2026

Company Update07 May 2026

Amendment in MOA subject to Regulatory Approvals

Board Meeting07 May 2026

Religare Enterprises Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 12/05/2026 ,inter alia, to consider and approve To consider and approve ....

Company Update07 May 2026

Update on Announcement dated March 18, 2026

Company Update07 May 2026

Intimation of Analyst call to be held on May 13, 2026 at 04:00 P.M.

AGM/EGM05 May 2026

Proceedings of Extra Ordinary General Meeting held on May 05, 2026 at 11:00 A.M.

Annual Reports

14

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

2014

2013

2012

Credit Ratings

6
fitchRating update
29 Jan 2019Report
fitchRating update
05 Nov 2018Report
icraRating update
12 Jul 2017Report
icraRating update
18 Jan 2017Report
icraRating update
08 Dec 2015Report
fitchRating update
07 Dec 2015Report

Concalls

7

Feb 2026

28 Feb 2026

Nov 2025

30 Nov 2025

Aug 2023

31 Aug 2023

May 2016

31 May 2016

Feb 2016

29 Feb 2016

Nov 2015

30 Nov 2015

Aug 2015

31 Aug 2015

Held by ETFs

1 ETFs hold RELIGARE · sorted by weight

#ETFWeight %
1

AONETOTAL

AONEAMC - AONETOTAL

0.03%

Held by Mutual Funds

8 schemes hold RELIGARE · sorted by weight

#SchemeWeight %
1

Motilal Oswal Services Fund

Motilal Oswal Mutual Fund

1.31%
2

Motilal Oswal ELSS Tax Saver Fund

Motilal Oswal Mutual Fund

2.50%
3

Motilal Oswal Focused Fund

Motilal Oswal Mutual Fund

2.55%
4

Motilal Oswal BSE 1000 Index Fund

Motilal Oswal Mutual Fund

0.03%
5

Motilal Oswal Nifty Microcap 250 Index Fund

Motilal Oswal Mutual Fund

0.69%
6

Groww Nifty Total Market Index Fund

Groww Mutual Fund

0.03%
7

Bandhan Nifty Total Market Index Fund

Bandhan Mutual Fund

0.03%
8

Motilal Oswal Large and Midcap Fund

Motilal Oswal Mutual Fund

1.35%