LAX.SH
SBI CARDS & PAY SER LTD·NBFC 37.97·Finance Companies
Price
566.3
+1.49%52W Range
Market Cap
₹53,891.55 Cr
Traded: ₹53.97 Cr (0.10%) 0.0x
Free Float: ₹2,166.44 Cr (2.49% of FF traded)
Volume · 60D trend
9.58 L 0.0x
Delivery: % 0.0x
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Returns
RS Score
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Valuation
Business Strength
Growth (3Y CAGR)
Balance Sheet
Cash Position
Others
MTF Exposure Trend
60 sessions · funded amount, % of FF, daily delta
LAX.SH
Growth Trends
| Metric | 10Y | 5Y | 3Y | 1Y | TTM | Trend |
|---|---|---|---|---|---|---|
| Sales | +24.0% | +16.0% | +13.0% | -- | +8.0% | Decelerating |
| ROE | +20.0% | +19.0% | +17.0% | -- | -- | Decelerating |
| Return | -- | -8.0% | -11.0% | -30.0% | -- | Decelerating |
| Profit | +23.0% | +17.0% | -1.0% | -- | +21.0% | Stable |
Quarterly Results
Revenue & Margin Trends
Annual
Quarterly
Balance Sheet Health
Leverage
Efficiency
Cash Position
Detailed Financials
Jun 2026PDF ↗ | Mar 2026PDF ↗ | Dec 2025PDF ↗ | Sep 2025PDF ↗ | Jun 2025PDF ↗ | Mar 2025PDF ↗ | Dec 2024PDF ↗ | Sep 2024PDF ↗ | Jun 2024PDF ↗ | Mar 2024PDF ↗ | Dec 2023PDF ↗ | Sep 2023PDF ↗ | Jun 2023PDF ↗ | Mar 2023PDF ↗ | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Expenses | 3,537 | 3,625 | 3,785 | 3,742 | 3,439 | 3,320 | 3,372 | 3,173 | 2,867 | 2,811 | 3,258 | 2,760 | 2,631 | 2,565 |
| Operating Profit | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Other Income | 165 | 253 | 226 | 176 | 158 | 158 | 148 | 135 | 124 | 127 | 120 | 134 | 134 | 154 |
| Interest | 745 | 714 | 785 | 760 | 813 | 795 | 829 | 788 | 767 | 724 | 695 | 605 | 571 | 507 |
| Depreciation | 31 | 32 | 34 | 35 | 35 | -2 | 49 | 50 | 49 | 52 | 51 | 47 | 48 | 45 |
| Profit Before Tax | 893 | 816 | 749 | 600 | 748 | 719 | 518 | 545 | 799 | 888 | 738 | 809 | 797 | 800 |
| Tax % | 26.0% | 25.0% | 26.0% | 26.0% | 26.0% | 26.0% | 26.0% | 26.0% | 26.0% | 25.0% | 26.0% | 26.0% | 26.0% | 25.0% |
| Net Profit | 664 | 609 | 557 | 445 | 556 | 534 | 383 | 404 | 594 | 662 | 549 | 603 | 593 | 596 |
| Exceptional Items | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| EPS (Rs) | 7.0 | 6.4 | 5.8 | 4.7 | 5.8 | 5.6 | 4.0 | 4.3 | 6.3 | 7.0 | 5.8 | 6.4 | 6.3 | 6.3 |
| Sales Growth (YoY) | 3.4% | 5.6% | 11.0% | 12.2% | 11.9% | 7.5% | -0.1% | 8.2% | 11.4% | 15.6% | 31.8% | 24.0% | 26.2% | -- |
| Sales Growth (QoQ) | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| OP Growth (YoY) | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| OP Growth (QoQ) | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Profit Growth (YoY) | -- | 14.0% | 45.0% | 10.0% | -6.0% | -19.0% | -30.0% | -33.0% | 0.0% | 11.0% | 8.0% | 15.0% | -5.0% | 3.0% |
| EPS Growth (YoY) | -- | 14.1% | 45.2% | 9.9% | -6.6% | -19.5% | -30.3% | -33.3% | -0.3% | 10.6% | -- | -- | -- | -- |
| EPS Growth (QoQ) | -- | 9.4% | 25.3% | -20.0% | 4.1% | 39.2% | -5.2% | -32.0% | -10.3% | 20.6% | -9.3% | 1.6% | -0.5% | -- |
| OP Margin | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Margin | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Material Cost % | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Employee Cost % | -- | 3.2% | 3.6% | 3.2% | 3.3% | 3.3% | 3.3% | 3.4% | 3.1% | 3.0% | 3.1% | 3.6% | 3.7% | 4.0% |
| P/S | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| P/E | 23.69 | 27.19 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| P/B | 3.43 | 3.74 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
Exchange Filings
50Intimation of the Earnings Call with analysts/investors under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
SBI Cards And Payment Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 23/10/2026 ,inter alia, to consider and approve the unaudited ....
Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015- Vesting of Options Under SBI Card Employee Stock Option Plan 2023 (ESOP Plan 2023)
Disclosure under Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Product Launch
Disclosure under Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Press Release
Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Press Release
Appointment of M/s. V.K. Dhingra & Co. and M/s. S.P. Chopra & Co., Chartered Accountants, as the Joint Statutory Auditors of the Company for the Financial Year 2026-27 w.e.f. September 22, 2026
Intimation under SEBI (Prohibition of Insider trading Regulations), 2015
Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 -ESG Rating
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Intimation under regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 -ESG Rating
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Intimation under regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 -ESG Rating
Intimation Under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 -ESG Rating
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Voting Results of the 28th Annual General Meeting held on August 31, 2026 and the Consolidated Scrutinizer''''s Report.
Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Proceedings of the 28th Annual General Meeting of the Company held on August 31, 2026
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Cancellation of Schedule of Investor(s)/Analyst(s) ....
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for ICICI Prudential Mutual Fund
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Cancellation of Schedule of Investor(s)/Analyst(s) ....
Intimation of allotment of 606 Equity Shares pursuant to exercise of Employee Stock Options under the SBI Card-Employee Stock Option Plan 2023 (ESOP Plan 2023)
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Schedule of Investor(s)/Analyst(s) Meet
Notice of the 28th Annual General Meeting of the Company scheduled to be held on August 31, 2026
Integrated Annual Report of the Company for the Financial Year 2025-26 along with Notice of 28th Annual General Meeting scheduled to be held on Monday, August 31, 2026
Business Responsibility and Sustainability Report for FY 2025-26 along with the Independent Reasonable Assurance Statement on BRSR Core
Newspaper Publication - Unaudited Financial Results of the Company for the quarter ended June 30, 2026
Outcome of Board Meeting held on July 24, 2026 - Unaudited Financial Results of the Company for the quarter ended June 30, 2026
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Audio recording -SBI Card Q1 FY'27 Earnings Call
Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Press Release
Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Investor Presentation for Q1 FY'27
Unaudited Financial Results of the Company for the quarter ended June 30, 2026 along with the disclosures in accordance with Regulation 52(4) of the SEBI (Listing Obligations and Disclosure ....
Intimation of allotment of 27,984 Equity shares pursuant to exercise of Employee Stock Options under the SBI Card- Employee Stock Option Plan 2019 (ESOP Plan 2019) and Employee Stock Option ....
SBI Cards And Payment Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 24/07/2026 ,inter alia, to consider and approve the Unaudited ....
Annual Reports
6Credit Ratings
6Concalls
28Feb 2026
28 Feb 2026Oct 2025
31 Oct 2025Aug 2025
31 Aug 2025Apr 2025
30 Apr 2025Feb 2025
28 Feb 2025Jan 2025
31 Jan 2025Nov 2024
30 Nov 2024Aug 2024
31 Aug 2024May 2024
31 May 2024Feb 2024
29 Feb 2024Nov 2023
30 Nov 2023Oct 2023
31 Oct 2023Aug 2023
31 Aug 2023May 2023
31 May 2023Feb 2023
28 Feb 2023Nov 2022
30 Nov 2022Aug 2022
31 Aug 2022May 2022
31 May 2022Jan 2022
31 Jan 2022Oct 2021
31 Oct 2021Jul 2021
31 Jul 2021Apr 2021
30 Apr 2021Jan 2021
31 Jan 2021Jan 2021
31 Jan 2021Oct 2020
31 Oct 2020Oct 2020
31 Oct 2020Jul 2020
31 Jul 2020Jul 2020
31 Jul 2020Held by ETFs
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