UCO BANK·PSU BANKS 46.15BANKS 52.98·Banks

Price

22.55

-2.26%
O:23.11
H:23.11
L:22.4
C:22.55

52W Range

22.2234.2
+1%/-34%

Market Cap

₹28,276.71 Cr

Traded: ₹12.21 Cr (0.04%) 0.0x

Free Float: ₹1,295.07 Cr (0.94% of FF traded)

Volume · 60D trend

54.01 L 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-2% 3M:-13% 6M:-19% 12M:-21%

RS Score

SEEM
NOUS
BNF
SMA Score

Create a free account to unlock your edge

Scanners, market pulse, FII/DII data, and TradingView charts — free forever

Sign up — it's free

Valuation

P/E11.1
P/B0.9
P/S--
EV/EBIT--

Business Strength

ROE8.5%
ROCE5.8%
OPM--
NPM--

Growth (3Y CAGR)

EPS+40.7%
Sales+19.0%
Profit+40.0%
3Y Return-3.0%

Balance Sheet

Debt/Equity10.4
Debt3,22,230 Cr
Pledge0.0%
CWIP/Fixed Asset1.6%

Cash Position

CFO/NP77.5%
FCF1,576 Cr
FCF 3Y Avg4,980 Cr
Cash/MCap30.0%

Others

Div Yield1.2%
Div Payout20.0%
Cash Conv. Cycle--
Tradeable Free Float4.6%
UCOBANK22.55 -2.26% NSEBSE20%
NOUS
BNF
MCap28.3K Cr
Vol54.01 L
RVol
Del%
TVal12.21 Cr
RS
SEEM

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 94.27 Cr
7.28% FF
60d high
₹ 109.21 Cr
60d low
₹ 93.32 Cr
60d mean
₹ 102.46 Cr
vs mean
▼ 7.99%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
Sales
--
--
+19.0%
--
+15.0%
Decelerating
ROE
--
+6.0%
+7.0%
--
--
Accelerating
Return
-3.0%
+13.0%
-3.0%
-23.0%
--
Decelerating
Profit
--
--
+40.0%
--
+48.0%
Accelerating

Quarterly Results

Mar 2025

PDF
Rev
--
+15% YoY--
OPM--
NPM--
PAT
+24% YoY▲666 Cr
EPS
+18% YoY▼0.5

Dec 2024

PDF
Rev
--
+12% YoY--
OPM--
NPM--
PAT
+27% YoY▲640 Cr
EPS
+29% YoY▲0.5

Sep 2024

PDF
Rev
--
+16% YoY--
OPM--
NPM--
PAT
+50% YoY▲607 Cr
EPS
+50% YoY▲0.5

Jun 2024

PDF
Rev
--
+15% YoY--
OPM--
NPM--
PAT
+147% YoY▲555 Cr
EPS
+142% YoY▲0.5

Mar 2024

PDF
Rev
--
+17% YoY--
OPM--
NPM--
PAT
-4% YoY▲538 Cr
EPS
-4% YoY▲0.5

Dec 2023

PDF
Rev
--
+20% YoY--
OPM--
NPM--
PAT
-23% YoY▲505 Cr
EPS
-24% YoY▲0.4

Sep 2023

PDF
Rev
--
+25% YoY--
OPM--
NPM--
PAT
-19% YoY▲404 Cr
EPS
-19% YoY▲0.3

Jun 2023

PDF
Rev
--
+36% YoY--
OPM--
NPM--
PAT
+91% YoY▼225 Cr
EPS
+90% YoY▼0.2

Mar 2023

PDF
Rev
--
+32% YoY--
OPM--
NPM--
PAT
+77% YoY▼557 Cr
EPS
+81% YoY▼0.5

Dec 2022

PDF
Rev
--
+18% YoY--
OPM--
NPM--
PAT
+111% YoY▲654 Cr
EPS
--▲0.6

Sep 2022

PDF
Rev
--
+13% YoY--
OPM--
NPM--
PAT
+147% YoY▲497 Cr
EPS
--▲0.4

Jun 2022

PDF
Rev
--
+8% YoY--
OPM--
NPM--
PAT
+34% YoY▼117 Cr
EPS
--▼0.1

Mar 2022

PDF
Rev
--
+6% YoY--
OPM--
NPM--
PAT
+353% YoY315 Cr
EPS
--0.3

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage1.0x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow1.9K Cr
Investing Cash Flow-680 Cr
Financing Cash Flow5.9K Cr
Free Cash Flow1.6K Cr

Detailed Financials

Mar 2025PDF ↗
Dec 2024PDF ↗
Sep 2024PDF ↗
Jun 2024PDF ↗
Mar 2024PDF ↗
Dec 2023PDF ↗
Sep 2023PDF ↗
Jun 2023PDF ↗
Mar 2023PDF ↗
Dec 2022PDF ↗
Sep 2022PDF ↗
Jun 2022PDF ↗
Mar 2022PDF ↗
Sales--------------------------
Expenses3,0552,5672,3552,2272,5072,0721,9242,2952,0251,7541,7661,4021,757
Operating Profit--------------------------
Other Income1,3921,1869938351,125861647633960823780-54589
Interest4,0463,8423,7783,7703,6723,5643,3023,2153,0152,6752,4152,2022,120
Depreciation0000000000000
Profit Before Tax1,0369969398628067776403479071,021784193484
Tax %37.0%36.0%36.0%36.0%35.0%35.0%37.0%36.0%36.0%36.0%36.0%36.0%36.0%
Net Profit666640607555538505404225557654497117315
Exceptional Items--------------------------
EPS (Rs)0.50.50.50.50.50.40.30.20.50.60.40.10.3
Sales Growth (YoY)15.1%12.0%16.5%15.3%17.5%20.0%24.7%35.6%32.2%18.1%12.5%7.9%5.8%
Sales Growth (QoQ)--------------------------
OP Growth (YoY)--------------------------
OP Growth (QoQ)--------------------------
Profit Growth (YoY)24.0%27.0%50.0%147.0%-4.0%-23.0%-19.0%91.0%77.0%111.0%147.0%34.0%353.0%
EPS Growth (YoY)17.8%28.6%50.0%142.1%-4.3%-23.6%-19.1%90.0%80.8%--------
EPS Growth (QoQ)-1.9%5.9%10.9%2.2%7.1%23.5%79.0%-59.6%-14.6%30.9%320.0%-61.5%--
OP Margin--------------------------
Net Margin--------------------------
Material Cost %--------------------------
Employee Cost %24.0%21.3%21.5%20.1%26.3%22.6%20.4%19.7%21.2%22.6%22.6%21.4%22.0%
P/S--------------------------
P/E11.05------------------------
P/B0.92------------------------

Shareholding Pattern

Shareholders:8.5L (+58.1%)
Current MixMar 2026

Exchange Filings

50
Company Update16 Oct 2026

Transcript of Post Earnings Call held on 15.10.2026

Company Update15 Oct 2026

Audio/Video Recording of Earnings Call - 15.10.2026

Company Update15 Oct 2026

Press Release on the Unaudited Financial Results for the quarter and half year ended 30.09.2026

Company Update15 Oct 2026

Presentation on Unaudited Financial Results for the quarter and half year ended 30.09.2026

Result15 Oct 2026

Approval of Unaudited Financial Results for Q2FY27/HYFY27

Board Meeting15 Oct 2026

Approval of Unaudited Financial Results for the quarter and half year ended 30.09.2026

Company Update12 Oct 2026

Schedule of Post Earnings Call with Analysts - 15.10.2026

Board Meeting12 Oct 2026

UCO Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 15/10/2026 ,inter alia, to consider and approve unaudited (reviewed) financial results ....

Company Update09 Oct 2026

Reaffirmation of Issuer Rating and Bond Rating

Company Update06 Oct 2026

Certificate under Reg 74 (5) - 30.09.2026

Company Update01 Oct 2026

Provisional Business Update - 30.09.2026

Company Update23 Sept 2026

Extension of Tenure of Shri Vijaykumar Nivrutti Kamble, Executive Director

Company Update10 Sept 2026

Notice of Strike by UFBU

Company Update25 Aug 2026

Extension of Additional Charge of the Post of MD & CEO of UCO Bank - Shri Rajendra Kumar Saboo

Board Meeting24 Aug 2026

Approval of Foreign Currency Fund Raising to the extent of USD 1.0 Billion through MTN

Board Meeting19 Aug 2026

UCO Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 24/08/2026 ,inter alia, to consider and approve raising of foreign currency fund under MTN Programme

Company Update14 Aug 2026

Reaffirmation of CD Ratings

Company Update13 Aug 2026

Appointment of Shri Manohar Lal Paliwal as Part-time Non-Official Director on the Board of the Bank

Company Update23 Jul 2026

Audio/Video Recording of Earnings Call held on 23.07.2026

Company Update22 Jul 2026

Presentation on Unaudited Financial Results for the quarter ended 30.06.2026

Company Update22 Jul 2026

Press Release on Unaudited Financial Results for the quarter ended 30.06.2026

Board Meeting22 Jul 2026

Outcome of Board Meeting - Approval of Unaudited Financial Results of the Bank for the quarter ended 30.06.2026 with Limited Review

Company Update16 Jul 2026

Post Earnings Call Q1FY27 on 23.07.2026 at 03.30 PM

Board Meeting16 Jul 2026

UCO Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 22/07/2026 ,inter alia, to consider and approve Unaudited Financial Results for the quarter ....

Company Update09 Jul 2026

Certificate under 74(5) of SEBI DP Regulations

Company Update02 Jul 2026

Q1FY2027 - Business Update

Insider Trading / SAST30 Jun 2026

Closure of Trading Window w.e.f. 01.07.2026

Company Update19 Jun 2026

Shri Rajendra Kumar Saboo, Executive Director, has been given additional charge of the post of MD & CEO of UCO Bank.

Company Update18 Jun 2026

Clarification on Increase in Volume

Company Update18 Jun 2026

The Exchange has sought clarification from UCO Bank on June 18, 2026, with reference to Movement in Volume. <BR><BR>The reply is awaited.

BSE
AGM/EGM12 Jun 2026

Scrutinizer Report - 23rd Annual General Meeting

AGM/EGM12 Jun 2026

Proceedings of the 23rd Annual General Meeting of the Bank

Company Update01 Jun 2026

Cessation of Shri Ashwani Kumar as MD & CEO of the Bank on completion of term.

Others21 May 2026

Annual Report of the Bank for the FY 2025-26

Others21 May 2026

BRSR for the FY 2025-26

AGM/EGM18 May 2026

23rd Annual General Meeting is scheduled to be held on 12th June 2026 through VC/OAVM

Company Update14 May 2026

Shri Hari Har Mishra has been nominated on the Board of UCO Bank as Director of the Bank in place of Shri Sudhir Shyam w.e.f.13.05.2026

Company Update08 May 2026

Mr. Subhash Shankar Malik has ceased to be a Director of the Bank w.e.f. 08.05.2026 on completion of his term.

Company Update08 May 2026

Annual Secretarial Compliance Report - 31.03.2026

Company Update05 May 2026

Update on GST Tax Demand in terms of SEBI (LODR) Regulations 2015

Company Update02 May 2026

Transcript of Post Earnings Call held on 27.04.2026

Corp. Action27 Apr 2026

Record Date for Dividend for the FY 2025-26 is 4th May, 2026.

Company Update27 Apr 2026

Audio/Video Recording of Post Earning Call held on 27.04.2026

Board Meeting25 Apr 2026

Approval of financial Results for the quarter and year ended 31.03.2026,Dividend recommendation and fund raising through equity and bond

Company Update25 Apr 2026

Press Release on financial results for the quarter and year ended 31.03.2026

Company Update25 Apr 2026

Presentation on Financial Results of the Bank for the quarter and year ended 31.03.2026

Company Update24 Apr 2026

Change in Chief Compliance Officer of the Bank

Company Update22 Apr 2026

Post Earnings Analyst Meet on 27.04.2026

Board Meeting21 Apr 2026

UCO Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 25/04/2026 ,inter alia, to consider and approve audited financial results for the period ....

Company Update13 Apr 2026

Change in the Chief Risk Officer of the Bank w.e.f. 14.04.2026

Annual Reports

16

2026

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

2014

2013

2012

2011

Credit Ratings

6
crisilRating update
14 Aug 2025Report
infomericsRating update
05 Aug 2025Report
smeraRating update
18 Feb 2025Report
careRating update
14 Jan 2025Report
smeraRating update
careRating update

Concalls

16

Jan 2026

31 Jan 2026

Oct 2025

31 Oct 2025

Jul 2025

31 Jul 2025

May 2025

31 May 2025

Jan 2025

31 Jan 2025

Nov 2024

30 Nov 2024

Oct 2024

31 Oct 2024

Jul 2024

31 Jul 2024

May 2024

31 May 2024

Feb 2024

29 Feb 2024

Nov 2023

30 Nov 2023

Aug 2023

31 Aug 2023

May 2023

31 May 2023

May 2023

31 May 2023

Feb 2023

28 Feb 2023

Nov 2022

30 Nov 2022

Held by ETFs

20 ETFs hold UCOBANK · sorted by weight

#ETFWeight %
1

SBIBPB

SBIAMC - SBIBPB

0.87%
2

PSUBNKIETF

ICICIPRAMC - PSUBANKICI

0.77%
3

BANKPSU

MIRAEAMC - BANKPSU

0.77%
4

GROWWPSUBK

GROWWAMC - GROWWPSUBK

0.77%
5

HDFCPSUBK

HDFCAMC HDFCPSUBK

0.77%
6

PSUBANK

KOTAK PSU BANK

0.77%
7

PSUBNKBEES

NIP IND ETF PSU BANK BEES

0.77%
8

EQUAL200

MIRAEAMC - EQUAL200

0.47%
9

MOVALUE

MOTILALAMC - MOVALUE

0.17%
10

SBISMLETF

SBIAMC - SBISMLETF

0.12%
11

HDFCSML250

HDFCAMC - HDFCSML250

0.12%
12

SMALLADD

DSPAMC - SMALLADD

0.12%
13

MOSMALL250

MOTILALAMC - MOSMALL250

0.12%
14

SMALL250

MIRAEAMC - SMALL250

0.12%
15

GROWWSC250

GROWWAMC - GROWWSC250

0.12%
16

MULTICAP

MIRAEAMC - MULTICAP

0.03%
17

AONETOTAL

AONEAMC - AONETOTAL

0.01%
18

BSE500IETF

ICICIPRAMC - ICICI500

0.01%
19

MONIFTY500

MOTILALAMC - MONIFTY500

0.01%
20

HDFCBSE500

HDFCAMC - HDFCBSE500

0.01%

Held by Mutual Funds

20 schemes hold UCOBANK · sorted by weight

#SchemeWeight %
1

SBI BSE PSU Bank Index Fund

SBI Mutual Fund

0.95%
2

Nippon India Nifty 500 Equal Weight Index Fund

Nippon India Mutual Fund

0.20%
3

Groww Nifty Smallcap 250 Index Fund

Groww Mutual Fund

0.14%
4

ICICI Prudential Nifty Smallcap 250 Index Fund

ICICI Prudential Mutual Fund

0.14%
5

Motilal Oswal Nifty Smallcap 250 Index Fund

Motilal Oswal Mutual Fund

0.14%
6

Kotak Nifty Smallcap 250 Index Fund

Kotak Mahindra Mutual Fund

0.14%
7

SBI Nifty Smallcap 250 Index Fund

SBI Mutual Fund

0.14%
8

HDFC Nifty Smallcap 250 Index Fund

HDFC Mutual Fund

0.14%
9

Bandhan Nifty Smallcap 250 Index Fund

Bandhan Mutual Fund

0.14%
10

Edelweiss Nifty Smallcap 250 Index Fund

Edelweiss Mutual Fund

0.14%
11

Kotak BSE PSU Index Fund

Kotak Mahindra Mutual Fund

0.13%
12

HDFC Nifty500 Multicap 50:25:25 Index Fund

HDFC Mutual Fund

0.04%
13

SBI Nifty 500 Index Fund

SBI Mutual Fund

0.02%
14

HDFC BSE 500 Index Fund

HDFC Mutual Fund

0.02%
15

Axis Nifty 500 Index Fund

Axis Mutual Fund

0.02%
16

ICICI Prudential Nifty 500 Index Fund

ICICI Prudential Mutual Fund

0.02%
17

Groww Nifty Total Market Index Fund

Groww Mutual Fund

0.01%
18

Motilal Oswal BSE 1000 Index Fund

Motilal Oswal Mutual Fund

0.01%
19

Bandhan Nifty Total Market Index Fund

Bandhan Mutual Fund

0.01%
20

Motilal Oswal Nifty 500 Index Fund

Motilal Oswal Mutual Fund

0.01%