UNION BANK OF INDIA·BANKS 56.67PSU BANKS 41.69·Banks

Price

157.26

+1.85%
O:154.74
H:158.1
L:154.45
C:157.26

52W Range

124.64205.49
+26%/-23%

Market Cap

₹1,20,046.08 Cr

Traded: ₹217.81 Cr (0.18%) 0.0x

Free Float: ₹5,234.01 Cr (4.16% of FF traded)

Volume · 60D trend

1.39 Cr 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-11% 3M:-6% 6M:-18% 12M:+10%

Valuation

P/E6.2
P/B0.9
P/S--
EV/EBIT--

Business Strength

ROE17.0%
ROCE6.7%
OPM--
NPM--

Growth (3Y CAGR)

EPS+7.8%
Sales+10.0%
Profit+32.0%
3Y Return+35.0%

Balance Sheet

Debt/Equity10.4
Debt13,87,557 Cr
Pledge0.0%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP-184.2%
FCF-38,831 Cr
FCF 3Y Avg-4,375 Cr
Cash/MCap56.0%

Others

Div Yield3.1%
Div Payout20.0%
Cash Conv. Cycle--
Tradeable Free Float4.4%

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 444.32 Cr
8.49% FF
60d high
₹ 445.92 Cr
60d low
₹ 125.91 Cr
60d mean
₹ 270.62 Cr
vs mean
▲ 64.18%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
ROE
+9.0%
+14.0%
+16.0%
--
--
Accelerating
Return
+3.0%
+41.0%
+35.0%
+39.0%
--
Stable
Sales
+13.0%
+9.0%
+10.0%
--
-1.0%
Stable
Profit
+30.0%
+47.0%
+32.0%
--
+8.0%
Decelerating

Quarterly Results

Mar 2026

23 Apr
Rev
--
----
OPM--
NPM--
PAT
+10% YoY5.5K Cr
EPS
+10% YoY7.2

Dec 2025

14 Jan
Rev
--
----
OPM--
NPM--
PAT
+10% YoY5.1K Cr
EPS
+10% YoY6.7

Sep 2025

Rev
--
----
OPM--
NPM--
PAT
-7% YoY4.4K Cr
EPS
-7% YoY5.8

Jun 2025

Rev
--
----
OPM--
NPM--
PAT
+22% YoY4.4K Cr
EPS
+22% YoY5.8

Mar 2025

Rev
--
----
OPM--
NPM--
PAT
+51% YoY5.0K Cr
EPS
+50% YoY6.6

Dec 2024

Rev
--
----
OPM--
NPM--
PAT
+28% YoY4.6K Cr
EPS
+24% YoY6.1

Sep 2024

Rev
--
----
OPM--
NPM--
PAT
+33% YoY4.8K Cr
EPS
+29% YoY6.2

Jun 2024

Rev
--
----
OPM--
NPM--
PAT
+11% YoY3.6K Cr
EPS
-0% YoY4.8

Mar 2024

Rev
--
----
OPM--
NPM--
PAT
+18% YoY3.3K Cr
EPS
+6% YoY4.4

Dec 2023

Rev
--
----
OPM--
NPM--
PAT
+60% YoY3.6K Cr
EPS
+48% YoY4.9

Sep 2023

Rev
--
----
OPM--
NPM--
PAT
+93% YoY3.6K Cr
EPS
--4.8

Jun 2023

Rev
--
----
OPM--
NPM--
PAT
+107% YoY3.3K Cr
EPS
--4.8

Mar 2023

Rev
--
----
OPM--
NPM--
PAT
+81% YoY2.8K Cr
EPS
--4.1

Dec 2022

Rev
--
----
OPM--
NPM--
PAT
+110% YoY2.3K Cr
EPS
--3.3

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage-13.9x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow-35.8K Cr
Investing Cash Flow-7.1K Cr
Financing Cash Flow7.7K Cr
Free Cash Flow-38.8K Cr

Detailed Financials

Mar 2026
Dec 2025
Sep 2025
Jun 2025
Mar 2025
Dec 2024
Sep 2024
Jun 2024
Mar 2024
Dec 2023
Sep 2023
Jun 2023
Mar 2023
Dec 2022
Sales----------------------------
Expenses8,7447,9949,0568,8449,6738,0968,6869,3679,3658,0127,9627,97810,0418,817
Operating Profit----------------------------
OPM %----------------------------
Other Income5,9995,1835,5504,8696,2234,6145,9264,7995,1024,2814,2214,2095,6013,669
Interest17,00517,37017,24718,23118,24517,35017,72017,00416,96616,23615,49814,66413,81012,242
Depreciation00000000000000
Profit Before Tax6,9266,6385,4535,2696,1755,8896,4064,9545,2815,5545,4925,1803,9123,576
Tax %23.0%24.0%21.0%21.0%19.0%22.0%26.0%27.0%37.0%35.0%35.0%37.0%28.0%37.0%
Net Profit5,5045,0734,4264,4285,0114,6234,7513,6423,3283,6253,5723,2722,8122,264
Exceptional Items----------------------------
EPS (Rs)7.26.75.85.86.66.16.24.84.44.94.84.84.13.3
Sales Growth (YoY)----------------------------
Sales Growth (QoQ)----------------------------
OP Growth (YoY)----------------------------
OP Growth (QoQ)----------------------------
Profit Growth (YoY)10.0%10.0%-7.0%22.0%51.0%28.0%33.0%11.0%18.0%60.0%93.0%107.0%81.0%110.0%
EPS Growth (YoY)9.9%9.7%-6.8%21.6%50.5%23.9%29.1%-0.4%6.1%47.7%--------
EPS Growth (QoQ)8.4%14.7%0.0%-11.6%8.3%-2.6%30.4%9.4%-10.8%1.4%0.6%16.6%24.2%--
OP Margin----------------------------
Net Margin----------------------------
Material Cost %----------------------------
Employee Cost %13.3%15.3%15.3%14.7%14.9%13.3%13.7%13.6%18.1%13.2%12.8%13.8%18.6%13.9%
P/S----------------------------
P/E6.187.82------------------------
P/B0.901.18------------------------

Shareholding Pattern

Shareholders:9.1L (+15.9%)
Current MixMar 2026

Exchange Filings

50
Company Update09 Jul 2026

Certificate for Timely Bond Coupon Payment for ISIN INE692A08151

Board Meeting09 Jul 2026

Union Bank Of Indiahas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 15/07/2026 ,inter alia, to consider and approve Notice of Meeting of Board ....

Company Update02 Jul 2026

Union Bank of India informed the Exchange about change in Senior Management of the Bank

Company Update02 Jul 2026

Intimation under SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015

Company Update01 Jul 2026

Completion of tenure of Shri Sanjay Rudra, Executive Director of the Bank on 30th June 2026.

Company Update01 Jul 2026

Union Bank of India informed the exchange about superannuation of Shri Arun Kumar, Chief General Manager of the Bank.

Insider Trading / SAST25 Jun 2026

Notice of closure of Trading Window w.e.f. July 01, 2026.

Company Update24 Jun 2026

Certificate for timely payment of redemption and coupon on Bonds.

Company Update18 Jun 2026

Submission of Newspaper Advertisement - Notice of 24th Annual General Meeting, Book Closure & E Voting

Company Update18 Jun 2026

Integrated Annual Report of the Bank for FY 2025-26

Others18 Jun 2026

Business Responsibility and Sustainability Reporting (BRSR)

Company Update17 Jun 2026

Union Bank of India has informed the Exchange about Notice of the 24th Annual General Meeting of the Bank.

Company Update15 Jun 2026

For Financial Year 2025-26, Notice of Annual General Meeting of the Bank to be held through VC/OAVM has been published in Hindi, English and Marathi newspapers.

Company Update10 Jun 2026

Disclosure Under Regulations 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

Company Update30 May 2026

Intimation of Call option exercised by the Bank for the Bond ISIN INE692A08144

Corp. Action27 May 2026

Book Closure For Annual General Meeting (AGM) And Cut Off / Record Date for Dividend.

Company Update27 May 2026

Convening of 24th Annual General Meeting (AGM) of the Shareholders of the Bank, Book Closure for the purpose of AGM and Payment of Dividend.

Board Meeting26 May 2026

Outcome of the Meeting of Board of Directors held on May 26, 2026.

Company Update26 May 2026

Outcome of the Meeting of Board of Directors held on May 26, 2026.

Board Meeting21 May 2026

Union Bank Of Indiahas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 26/05/2026 ,inter alia, to consider and approve Prior Intimation of Meeting ....

Company Update18 May 2026

Union Bank of India informed the exchanged about appointment of new Chief Risk Officer of the Bank.

Company Update14 May 2026

Union Bank of India has informed the Exchange about appointment of Dr. Debasish Prusty as Government Nominee Director of the Bank w.e.f. 13.05.2026

Company Update12 May 2026

Disclosure pertaining to Analysts/Investors meet/Call- Outcome.

Company Update12 May 2026

Disclosures pertaining to investment in ASREC (I) Ltd.

Company Update07 May 2026

Disclosure pertaining to Analysts/Investors meet/Call-Schedule

Company Update30 Apr 2026

Disclosure under Regulation 30 of the SEBI (LODR) Regulations, 2015.

Company Update30 Apr 2026

Intimation of Record dates

Company Update30 Apr 2026

Disclosure regarding Centralized Database for corporate bonds/debentures as on 31.03.2026

Company Update29 Apr 2026

Transcript of Post Earning Call held on April 23, 2026

Board Meeting23 Apr 2026

Audited financial results for FY 31 March, 2026.

Board Meeting23 Apr 2026

Audited financial results for FY 31 March, 2026.

Company Update23 Apr 2026

Press release on the Financial results of the Bank

Company Update23 Apr 2026

Presentation on Financial Results of the Bank for the year ended 31.03.2026

Result23 Apr 2026

Audited Financial Results (Standalone and Consolidated) of the Bank for the Quarter/year ended March 31, 2026

Company Update23 Apr 2026

Audio Recording of post Earning Call

Board Meeting20 Apr 2026

Union Bank Of Indiahas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 23/04/2026 ,inter alia, to consider and approve Notice of Meeting of Board ....

Company Update20 Apr 2026

Schedule of Earning Call for the Quarter/year ended on March 31, 2026

Company Update10 Apr 2026

Statement of Debt Securities for the half year ended on March 31, 2026.

Company Update10 Apr 2026

Change in Directorate - Completion of tenure of one Part - time Non - Official Director of the Bank.

Company Update06 Apr 2026

Certificate under Reg. 74 (5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended on March 31, 2026

Company Update02 Apr 2026

Disclosure under Regulation 31 (4) of SEBI (SAST) Regulations, 2011 as of March 31, 2026

Company Update02 Apr 2026

Provisional Business Figures as 31.03.2026

Company Update01 Apr 2026

Change in Senior Management of the Bank.

Company Update27 Mar 2026

Reporting under Regulation 30 of the SEBI (LODR), Regulations, 2015

Company Update27 Mar 2026

Disclosure under Regulation 30 of the SEBI (LODR) Regulations, 2015, as amended.

Insider Trading / SAST25 Mar 2026

Union Bank of India informed the exchange about closure of trading window w.e.f. 01-04-2026

Company Update24 Mar 2026

Issue of Long - Term Bonds for financing of Infrastructure and affordable housing.

Company Update24 Mar 2026

Disclosures pertaining to Analysts/Investors meet/Call - Outcome.

Company Update24 Mar 2026

Disclosures pertaining to Analysts/Investors meet/Call- Outcome

Company Update20 Mar 2026

Fund raising through issue of Long-Term Bonds for Financing of infrastructure and affordable housing

Annual Reports

14

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

2014

2013

2012

Credit Ratings

6
crisilRating update
11 Dec 2025Report
icraRating update
05 Dec 2025Report
icraRating update
06 Oct 2025Report
icraRating update
icraRating update
careRating update

Concalls

44

Apr 2026

30 Apr 2026

Jan 2026

31 Jan 2026

Nov 2025

30 Nov 2025

Jul 2025

31 Jul 2025

May 2025

31 May 2025

Feb 2025

28 Feb 2025

Oct 2024

31 Oct 2024

Jul 2024

31 Jul 2024

May 2024

31 May 2024

Jan 2024

31 Jan 2024

Nov 2023

30 Nov 2023

Jul 2023

31 Jul 2023

Jul 2023

31 Jul 2023

May 2023

31 May 2023

Jan 2023

31 Jan 2023

Oct 2022

31 Oct 2022

Jul 2022

31 Jul 2022

May 2022

31 May 2022

Feb 2022

28 Feb 2022

Nov 2021

30 Nov 2021

Jul 2021

31 Jul 2021

Jun 2021

30 Jun 2021

Jun 2021

30 Jun 2021

Mar 2021

31 Mar 2021

Mar 2021

31 Mar 2021

Jan 2021

31 Jan 2021

Jan 2021

31 Jan 2021

Dec 2020

31 Dec 2020

Nov 2020

30 Nov 2020

Aug 2020

31 Aug 2020

Jun 2020

30 Jun 2020

Feb 2020

29 Feb 2020

Nov 2019

30 Nov 2019

Aug 2019

31 Aug 2019

May 2019

31 May 2019

Jan 2019

31 Jan 2019

Oct 2018

31 Oct 2018

Aug 2018

31 Aug 2018

May 2018

31 May 2018

Feb 2018

28 Feb 2018

Nov 2017

30 Nov 2017

Nov 2017

30 Nov 2017

Aug 2017

31 Aug 2017

May 2017

31 May 2017

Held by ETFs

56 ETFs hold UNIONBANK · sorted by weight

#ETFWeight %
1

SBIBPB

SBIAMC - SBIBPB

10.28%
2

PSUBANK

KOTAK PSU BANK

9.27%
3

PSUBNKIETF

ICICIPRAMC - PSUBANKICI

9.27%
4

GROWWPSUBK

GROWWAMC - GROWWPSUBK

9.25%
5

BNKETFAXIS

AXISAMC-BNKETFAXIS

2.93%
6

HDFCPSUBK

HDFCAMC HDFCPSUBK

9.11%
7

BANKBEES

NIP IND ETF BANK BEES

2.93%
8

SETFNIFBK

SBI-ETF NIFTY BANK

2.93%
9

BANKBETF

BFAM - BANKBETF

2.93%
10

BANKNIFTY1

KOTAKMAMC-KOTAKBKETF

2.93%
11

BANKIETF

ICICIPRAMC - IPRU5008

2.93%
12

ABSLBANETF

BIRLASLAMC - ABSLBANETF

2.93%
13

BANKADD

DSPAMC - DSPBANK

2.92%
14

BANKETF

MIRAEAMC - BANKETF

2.93%
15

BBNPNBETF

BARODABNP - BBNPNBETF

2.91%
16

HDFCNIFBAN

HDFCAMC - HDFCNIFBAN

2.90%
17

BANKBETA

UTIAMC-BANKBETA

2.90%
18

EBANKNIFTY

EDELAMC - EBANKNIFTY

2.90%
19

MOVALUE

MOTILALAMC - MOVALUE

2.22%
20

ALPHAETF

MIRAEAMC - ALPHAETF

2.74%
21

VAL30IETF

ICICIPRAMC - VAL30IETF

2.06%
22

ALPHA

KOTAKMAMC - KOTAKALPHA

1.83%
23

MOALPHA50

MOTILALAMC - MOALPHA50

1.83%
24

ENEXT50

EDELAMC - ENEXT50

1.29%
25

NEXT50BETA

UTIAMC-NEXT50BETA

1.36%
26

NEXT50ADD

DSPAMC - NEXT50ADD

1.29%
27

NEXT50ETF

KOTAKMAMC - NEXT50ETF

1.29%
28

JUNIORBEES

NIP IND ETF JUNIOR BEES

1.29%
29

NEXT50IETF

ICICIPRAMC - ICICINXT50

1.29%
30

SETFNN50

SBI-ETF NIFTY NEXT 50

1.29%
31

NEXT50

MIRAEAMC - MANXT50

1.29%
32

ABSLNN50ET

BIRLASLAMC - ABSLNN50ET

1.29%
33

GROWWNXT50

GROWWAMC - GROWWNXT50

1.28%
34

VALUEAXIS

AXISAMC-VALUEAXIS

1.26%
35

MONEXT50

MOTILALAMC - MONEXT50

1.28%
36

VALUE

MIRAEAMC - VALUE

1.26%
37

NIFTY100EW

KOTAKMAMC - NIFTY100EW

0.87%
38

HDFCNIF100

HDFCAMC - HDFCNIF100

0.25%
39

EQUAL200

MIRAEAMC - EQUAL200

0.47%
40

LICNFNHGP

LICNAMC - LICNFNHGP

0.25%
41

NIF100IETF

ICICI PRUD NIFTY 100 ETF

0.24%
42

TOP100CASE

ZERODHAAMC - TOP100CASE

0.24%
43

NIF100BEES

NIP IND ETF NIFTY 100

0.24%
44

MSCIINDIA

KOTAKMAMC - MSCIINDIA

0.20%
45

MSCIADD

DSPAMC - MSCIADD

0.20%
46

MONIFTY100

MOTILALAMC - MONIFTY100

0.24%
47

ABSLMSCIN

BIRLASLAMC - ABSLMSCIN

0.20%
48

GROWWN200

GROWWAMC - GROWWN200

0.19%
49

BSE500IETF

ICICIPRAMC - ICICI500

0.17%
50

MONIFTY500

MOTILALAMC - MONIFTY500

0.17%
51

HDFCBSE500

HDFCAMC - HDFCBSE500

0.17%
52

AONETOTAL

AONEAMC - AONETOTAL

0.16%
53

MULTICAP

MIRAEAMC - MULTICAP

0.12%
54

ELM250

EDELAMC - ELM250

0.12%
55

BANKPSU

MIRAEAMC - BANKPSU

9.27%
56

PSUBNKBEES

NIP IND ETF PSU BANK BEES

9.27%

Held by Mutual Funds

7 schemes hold UNIONBANK · sorted by weight

#SchemeWeight %
1

Bandhan Nifty Alpha 50 Index Fund

Bandhan Mutual Fund

1.87%
2

Groww Banking & Financial Services Fund

Groww Mutual Fund

2.49%
3

HDFC Mid Cap Fund

HDFC Mutual Fund

1.55%
4

Groww Nifty Total Market Index Fund

Groww Mutual Fund

0.16%
5

Nippon India Growth Mid Cap Fund

Nippon India Mutual Fund

0.78%
6

SBI Arbitrage Opportunities Fund

SBI Mutual Fund

0.14%
7

HDFC Balanced Advantage Fund

HDFC Mutual Fund

0.01%