GIC HOUSING FINANCE LTD·NBFC 52.84·Finance Companies

2026-08-21 NSE BSE Web Result 12 Aug

Price

137.68

+0.02%
O:138.1
H:139
L:137.1
C:137.68

52W Range

130.05184
+6%/-25%

Market Cap

₹741.42 Cr

Traded: ₹1.20 Cr (0.16%) 0.0x

Free Float: ₹349.21 Cr (0.34% of FF traded)

Volume · 60D trend

86.69 K 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-7% 3M:-16% 6M:-10% 12M:-15%

Valuation

P/E4.7
P/B0.3
P/S--
EV/EBIT--

Business Strength

ROE9.0%
ROCE8.7%
OPM--
NPM--

Growth (3Y CAGR)

EPS-3.5%
Sales-1.0%
Profit-10.0%
3Y Return-4.0%

Balance Sheet

Debt/Equity4.3
Debt9,051 Cr
Pledge0.0%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP-206.4%
FCF-325 Cr
FCF 3Y Avg173 Cr
Cash/MCap7.0%

Others

Div Yield2.3%
Div Payout0.0%
Cash Conv. Cycle--
Tradeable Free Float47.1%

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 23.68 Cr
6.78% FF
60d high
₹ 27.66 Cr
60d low
₹ 19.70 Cr
60d mean
₹ 24.29 Cr
vs mean
▼ 2.55%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
Return
-5.0%
+4.0%
-4.0%
-22.0%
--
Decelerating
ROE
--
+10.0%
+8.0%
--
--
Decelerating
Sales
--
--
-1.0%
--
+0.0%
Accelerating
Profit
--
--
-10.0%
--
-6.0%
Accelerating

Quarterly Results

Jun 2026

12 Aug
Rev
--
+1% YoY--
OPM--
NPM--
PAT
+36% YoY10 Cr
EPS
--1.9

Mar 2026

16 May
Rev
--
+0% YoY--
OPM--
NPM--
PAT
+23% YoY54 Cr
EPS
+52% YoY10.0

Dec 2025

9 Feb
Rev
--
+1% YoY--
OPM--
NPM--
PAT
-12% YoY44 Cr
EPS
-12% YoY8.1

Sep 2025

PDF
Rev
--
+3% YoY--
OPM--
NPM--
PAT
+37% YoY50 Cr
EPS
+37% YoY9.3

Jun 2025

PDF
Rev
--
-3% YoY--
OPM--
NPM--
PAT
-81% YoY7 Cr
EPS
-81% YoY1.4

Mar 2025

PDF
Rev
--
+4% YoY--
OPM--
NPM--
PAT
-19% YoY35 Cr
EPS
-34% YoY6.5

Dec 2024

PDF
Rev
--
+3% YoY--
OPM--
NPM--
PAT
+39% YoY50 Cr
EPS
+39% YoY9.2

Sep 2024

PDF
Rev
--
-1% YoY--
OPM--
NPM--
PAT
+21% YoY37 Cr
EPS
+21% YoY6.8

Jun 2024

PDF
Rev
--
+2% YoY--
OPM--
NPM--
PAT
+22% YoY39 Cr
EPS
+23% YoY7.2

Mar 2024

PDF
Rev
--
-8% YoY--
OPM--
NPM--
PAT
+3% YoY54 Cr
EPS
+3% YoY10.0

Dec 2023

PDF
Rev
--
-7% YoY--
OPM--
NPM--
PAT
-46% YoY36 Cr
EPS
-46% YoY6.6

Sep 2023

PDF
Rev
--
-4% YoY--
OPM--
NPM--
PAT
-46% YoY30 Cr
EPS
-46% YoY5.6

Jun 2023

PDF
Rev
--
-2% YoY--
OPM--
NPM--
PAT
-19% YoY32 Cr
EPS
--5.9

Mar 2023

Rev
--
----
OPM--
NPM--
PAT
+7% YoY52 Cr
EPS
--9.7

Dec 2022

Rev
--
----
OPM--
NPM--
PAT
-14% YoY65 Cr
EPS
--12.2

Sep 2022

Rev
--
----
OPM--
NPM--
PAT
+24% YoY56 Cr
EPS
--10.5

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage-3.8x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow-320 Cr
Investing Cash Flow52 Cr
Financing Cash Flow255 Cr
Free Cash Flow-325 Cr

Detailed Financials

Jun 2026PDF ↗
Mar 2026PDF ↗
Dec 2025PDF ↗
Sep 2025PDF ↗
Jun 2025PDF ↗
Mar 2025PDF ↗
Dec 2024PDF ↗
Sep 2024PDF ↗
Jun 2024PDF ↗
Mar 2024PDF ↗
Dec 2023PDF ↗
Sep 2023PDF ↗
Jun 2023PDF ↗
Mar 2023
Dec 2022
Sep 2022
Sales--------------------------------
Expenses733942351103031375310414742281630
Operating Profit--------------------------------
OPM %--------------------------------
Other Income11000-91236233632
Interest173168173173173174179177174172176179183178178176
Depreciation4333344444444322
Profit Before Tax18635561-205656484779424142788873
Tax %43.0%15.0%20.0%18.0%-137.0%37.0%12.0%23.0%17.0%32.0%16.0%26.0%24.0%33.0%26.0%23.0%
Net Profit1054445073550373954363032526556
Exceptional Items--0000-130000000000
EPS (Rs)1.910.08.19.31.46.59.26.87.210.06.65.65.99.712.210.5
Sales Growth (YoY)0.5%0.4%1.3%2.8%-3.1%4.5%3.1%-1.3%2.0%-7.5%-7.0%-4.1%-2.0%------
Sales Growth (QoQ)--------------------------------
OP Growth (YoY)--------------------------------
OP Growth (QoQ)--------------------------------
Profit Growth (YoY)35.9%23.5%-12.1%37.0%-81.0%-19.0%39.4%21.0%22.5%2.6%-45.5%-46.4%-18.7%7.0%-14.5%24.0%
EPS Growth (YoY)--52.5%-12.1%37.0%-80.9%-34.4%39.4%20.9%22.5%2.6%-45.5%-46.4%--------
EPS Growth (QoQ)--22.9%-12.7%573.2%-78.9%-29.1%36.1%-6.3%-27.4%50.6%18.0%-5.1%-39.2%-20.0%16.2%--
OP Margin--------------------------------
Net Margin--------------------------------
Material Cost %--------------------------------
Employee Cost %--9.2%8.6%8.2%7.3%8.1%6.8%6.8%5.8%6.1%6.5%5.3%6.4%8.0%5.0%4.6%
P/S--------------------------------
P/E4.715.205.985.84------------------------
P/B0.350.380.410.42------------------------

Shareholding Pattern

Shareholders:61.4K (+2.7%)
Current MixMar 2026

Exchange Filings

50
Others21 Aug 2026

Intimation of Interest and Principal Payment of NCD

Company Update21 Aug 2026

Intimation of Change in Senior Management Personnel

Company Update13 Aug 2026

Submission of Financial Highlights for the quarter ended June 30, 2026

Company Update13 Aug 2026

Copy of Newspaper Publication of the Financial Results for the quarter ended June 30 2026

Result12 Aug 2026

Results - Financial Results for the quarter ended June 30, 2026

Board Meeting12 Aug 2026

Outcome of the Board Meeting

Company Update07 Aug 2026

Intimation under Regulation 30 & 51 - Credit Rating

AGM/EGM04 Aug 2026

Submission of Proceedings of 36th Annual General Meeting

AGM/EGM04 Aug 2026

Consolidated Voting Result along with Consolidated Scrutinizer Report for 36th AGM of the Company

AGM/EGM04 Aug 2026

Outcome of AGM

Company Update23 Jul 2026

Key Information Document for NCD Series 12 Tranche 1

Company Update14 Jul 2026

Change in Senior Management Personnel

Company Update10 Jul 2026

Certificate under Regulation 74(5) of the SEBI (DP) Regulations, 2018 for the quarter ended June 30, 2026

Company Update03 Jul 2026

Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

Company Update01 Jul 2026

Submission of Newspaper Clippings - Notice of 36th Annual General Meeting of the Company, e-Voting details and Record date

Company Update30 Jun 2026

Disclosure for Change in Key Managerial Personnel of the Company

Others30 Jun 2026

Annual Report 2025-26

Others30 Jun 2026

BRSR for Financial Year 2025-26

AGM/EGM30 Jun 2026

Submission of Notice of the 36th AGM for FY 2025-26

Others29 Jun 2026

Outcome of the Board Meeting

Company Update25 Jun 2026

Submission of Notice published in Newspapers regarding Transfer of Shares to IEPF for FY 2018-19.

Company Update24 Jun 2026

Intimation of Disclosure under Regulation 29(2) of SEBI (SAST) Regulations, 2011 received from LIC of India.

Company Update23 Jun 2026

Copy of Newspaper Publication

Insider Trading / SAST23 Jun 2026

Closure of Trading Window

Others22 Jun 2026

Corrigendum to Disclosure dated June 19, 2026

Company Update19 Jun 2026

Copy of Newspaper Publication

Others19 Jun 2026

Intimation under Regulation 57 for timely payment of Interest and Repayment of Principal on NCD

Others10 Jun 2026

Intimation of Interest Payment of our NCD ISIN INE289B07131

Company Update29 May 2026

Annual Secretarial Compliance Report for the year ended March 31 2026

Company Update18 May 2026

Newspaper Publication of Standalone and Consolidated Financial Results for the quarter and year ended March 31, 2026

Company Update18 May 2026

Submission of Financial Highlights for the year ended March 31, 2026

Result15 May 2026

Results - Financial Results for the period ended March 31 2026

Board Meeting15 May 2026

Outcome of the Board Meeting

Company Update15 May 2026

Change in Senior Management Personnel

Corp. Action15 May 2026

Corporate Action - Record date for payment of Final Dividend

Company Update15 May 2026

Change in Key Managerial Personnel

Company Update30 Apr 2026

Copy of Newspaper Publication.

Company Update10 Apr 2026

Submission of Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended March 31, 2026

Board Meeting10 Apr 2026

GIC Housing Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 15/05/2026 ,inter alia, to consider and approve Audited Standalone and ....

Company Update09 Apr 2026

Disclosure under Regulation 30 & 51 of the SEBI (LODR) 2015- Change in Senior Management Personnel ("SMP").

Company Update30 Mar 2026

Change in Senior Management Personnel

Insider Trading / SAST23 Mar 2026

Trading Window Closure under SEBI (Prohibition of Insider Trading) Regulations, 2015

Company Update25 Feb 2026

Allotment of NCDs amounting to Rs. 150 Crores on private placement basis

Others24 Feb 2026

Intimation of Interest Payment of our NCD ISIN INE289B07115

Company Update20 Feb 2026

Key Information Document for NCDs 2025-26 Series 11

Company Update20 Feb 2026

Submission of Notice published in Newspapers regarding Special Window for Transfer and Dematerialisation of Physical Shares of GIC Housing Finance Limited

Company Update10 Feb 2026

Submission of Financial Highlights for the period ended December 31, 2025

Company Update10 Feb 2026

Newspaper Publication of Standalone and Consolidated Financial Results for the period ended December 31, 2025

Result09 Feb 2026

Results - Unaudited Financial Results for the quarter and nine months ended December 31, 2025

Board Meeting09 Feb 2026

Outcome of the Board Meeting

Annual Reports

15

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

2014

2013

2012

2011

Credit Ratings

6
crisilRating update
29 Oct 2025Report
crisilRating update
20 Oct 2025Report
icraRating update
10 Oct 2025Report
icraRating update
18 Aug 2025Report
crisilRating update
03 Jul 2025Report
crisilRating update
07 Mar 2025Report

Concalls

1

Jan 2026

31 Jan 2026