IDFC FIRST BANK LIMITED·PRIVATE BANKS 68.88BANKS 56.67·Banks

Price

79.46

+2.1%
O:77.98
H:79.75
L:77.91
C:79.46

52W Range

58.0887
+37%/-9%

Market Cap

₹68,440.69 Cr

Traded: ₹87.63 Cr (0.13%) 0.0x

Free Float: ₹22,537.52 Cr (0.39% of FF traded)

Volume · 60D trend

1.11 Cr 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:+2% 3M:+13% 6M:+13% 12M:+1%

Valuation

P/E39.1
P/B1.4
P/S--
EV/EBIT--

Business Strength

ROE4.2%
ROCE6.2%
OPM--
NPM--

Growth (3Y CAGR)

EPS-8.3%
Sales+21.0%
Profit-13.0%
3Y Return+5.0%

Balance Sheet

Debt/Equity7.0
Debt3,30,945 Cr
Pledge0.0%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP423.1%
FCF6,067 Cr
FCF 3Y Avg30,026 Cr
Cash/MCap20.0%

Others

Div Yield0.3%
Div Payout13.0%
Cash Conv. Cycle--
Tradeable Free Float32.9%

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 245.90 Cr
1.09% FF
60d high
₹ 324.85 Cr
60d low
₹ 242.02 Cr
60d mean
₹ 298.46 Cr
vs mean
▼ 17.61%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
ROE
+3.0%
+6.0%
+6.0%
--
--
Stable
Return
+4.0%
+5.0%
+5.0%
+6.0%
--
Stable
Sales
--
+20.0%
+21.0%
--
+11.0%
Stable
Profit
--
+28.0%
-13.0%
--
+9.0%
Stable

Quarterly Results

Mar 2026

25 Apr
Rev
--
----
OPM--
NPM--
PAT
+12% YoY331 Cr
EPS
-5% YoY0.4

Dec 2025

31 Jan
Rev
--
----
OPM--
NPM--
PAT
+41% YoY479 Cr
EPS
+22% YoY0.6

Sep 2025

Rev
--
----
OPM--
NPM--
PAT
+64% YoY348 Cr
EPS
+68% YoY0.5

Jun 2025

Rev
--
----
OPM--
NPM--
PAT
-29% YoY453 Cr
EPS
-32% YoY0.6

Mar 2025

Rev
--
----
OPM--
NPM--
PAT
-60% YoY296 Cr
EPS
-62% YoY0.4

Dec 2024

Rev
--
----
OPM--
NPM--
PAT
-54% YoY340 Cr
EPS
-56% YoY0.5

Sep 2024

Rev
--
----
OPM--
NPM--
PAT
-72% YoY212 Cr
EPS
-75% YoY0.3

Jun 2024

Rev
--
----
OPM--
NPM--
PAT
-12% YoY643 Cr
EPS
-17% YoY0.9

Mar 2024

Rev
--
----
OPM--
NPM--
PAT
-10% YoY732 Cr
EPS
-15% YoY1.0

Dec 2023

Rev
--
----
OPM--
NPM--
PAT
+19% YoY732 Cr
EPS
+5% YoY1.0

Sep 2023

Rev
--
----
OPM--
NPM--
PAT
+32% YoY747 Cr
EPS
+22% YoY1.1

Jun 2023

Rev
--
----
OPM--
NPM--
PAT
+51% YoY732 Cr
EPS
--1.1

Mar 2023

Rev
--
----
OPM--
NPM--
PAT
+132% YoY816 Cr
EPS
--1.2

Dec 2022

Rev
--
----
OPM--
NPM--
PAT
+112% YoY617 Cr
EPS
--1.0

Sep 2022

Rev
--
----
OPM--
NPM--
PAT
+411% YoY567 Cr
EPS
--0.9

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage4.1x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow6.8K Cr
Investing Cash Flow-14.1K Cr
Financing Cash Flow5.0K Cr
Free Cash Flow6.1K Cr

Detailed Financials

Mar 2026
Dec 2025
Sep 2025
Jun 2025
Mar 2025
Dec 2024
Sep 2024
Jun 2024
Mar 2024
Dec 2023
Sep 2023
Jun 2023
Mar 2023
Dec 2022
Sep 2022
Sales------------------------------
Expenses7,1067,0066,5816,5896,4596,2606,2705,4175,1644,8744,3774,1143,9013,6123,304
Operating Profit------------------------------
OPM %------------------------------
Other Income1,6302,1251,8912,2271,8951,7801,7271,5741,6421,5171,4101,3641,3981,1521,061
Interest4,8764,9244,8244,7094,5054,4404,1694,0933,7503,5923,4063,1222,8272,6262,467
Depreciation000000000000000
Profit Before Tax2016114245713444222458539489309839961,094827760
Tax %-65.0%22.0%18.0%21.0%14.0%19.0%14.0%25.0%23.0%21.0%24.0%27.0%25.0%25.0%25.0%
Net Profit331479348453296340212643732732747732816617567
Exceptional Items------------------------------
EPS (Rs)0.40.60.50.60.40.50.30.91.01.01.11.11.21.00.9
Sales Growth (YoY)------------------------------
Sales Growth (QoQ)------------------------------
OP Growth (YoY)------------------------------
OP Growth (QoQ)------------------------------
Profit Growth (YoY)12.0%41.0%64.0%-29.0%-60.0%-54.0%-72.0%-12.0%-10.0%19.0%32.0%51.0%132.0%112.0%411.0%
EPS Growth (YoY)-5.0%21.7%67.9%-31.9%-61.5%-55.8%-74.8%-17.3%-15.4%5.0%22.0%--------
EPS Growth (QoQ)-32.1%19.1%-24.2%55.0%-13.0%64.3%-69.2%-12.5%0.0%-6.3%0.9%-10.6%24.2%8.8%--
OP Margin------------------------------
Net Margin------------------------------
Material Cost %------------------------------
Employee Cost %19.0%19.6%18.9%18.3%18.4%17.3%18.1%17.5%18.5%17.8%18.7%19.4%18.5%18.4%19.1%
P/S------------------------------
P/E39.1432.8037.68------------------------
P/B1.451.251.36------------------------

Shareholding Pattern

Shareholders:28.9L (+69.3%)
Current MixMar 2026

Exchange Filings

50
Company Update07 Jul 2026

Certificate in terms of Regulation 74(5) of SEBI (DP) Regulations, 2018

Company Update03 Jul 2026

Please refer the enclosed disclosure regarding Provisional Numbers - Q1 FY 27

Company Update25 Jun 2026

Allotment of 1510378 equity shares pursuant to exercise of ESOP.

Board Meeting25 Jun 2026

IDFC First Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 25/07/2026 ,inter alia, to consider and approve Unaudited Standalone And Consolidated ....

Insider Trading / SAST25 Jun 2026

Trading Window shall remain closed as per the code of conduct framed by the Bank.

Company Update15 Jun 2026

Kindly refer the enclosed Intimation regarding Schedule of Institutional Investor Meeting.

Company Update12 Jun 2026

Newspaper Advertisement regarding second 100 days campaign - Saksham Niveshak by Investor Education and Protection Fund Authority, Ministry of Corporate Affairs.

Company Update09 Jun 2026

Allotment of 23,16,341 equity shares pursuant to exercise of ESOP.

Company Update05 Jun 2026

Please find attached Disclosure under Regulation 30 of SEBI Listing Regulations - Report on Chandigarh incident.

Company Update30 May 2026

Please refer attached disclosure for Annual Secretarial Compliance Report for period ended March 31, 2026

Company Update27 May 2026

Please find the enclosed disclosure about update on CGFMU Claim from NCGTC

Company Update25 May 2026

Allotment of 25,94,143 equity shares pursuant to exercise of ESOP

Company Update22 May 2026

Kindly refer the enclosed Intimation regarding Schedule of Institutional Investor Meeting

Company Update16 May 2026

Credit Rating re-affirmed by ICRA

Company Update15 May 2026

Newspaper Publication regarding special window for transfer and dematerialization of physcial securities of IDFC FIRST Bank Limited

Company Update05 May 2026

Allotment of 55,02,631 equity shares pursuant to exercise of ESOP

Company Update30 Apr 2026

Please find the enclosed Earnings Call Transcript for Q4 FY26

Company Update27 Apr 2026

Allotment of 6,05,941 equity shares pursuant to exercise of ESOP

Company Update26 Apr 2026

Link of Audio Recording of Earnings Call for Q4 - FY26

Board Meeting25 Apr 2026

Financial Results - March 31, 2026

Result25 Apr 2026

Financial results - March 31, 2026

Company Update25 Apr 2026

Investor presentation - Financial Results- March 31, 2026

Company Update25 Apr 2026

Outcome of Board meeting

Company Update25 Apr 2026

Press release - Financial results - March 31, 2026

Corp. Action25 Apr 2026

Outcome of Board meeting - Dividend for FY 2025-26

Company Update22 Apr 2026

Kindly refer the enclosed attachment for revised timings of Earnings call for period ended March 31, 2026

Company Update21 Apr 2026

Kindly refer the enclosed attachment for Earnings Call for period ended March 31, 2026

Board Meeting21 Apr 2026

IDFC First Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 25/04/2026 ,inter alia, to consider and approve Board of Directors to inter-alia, ....

AGM/EGM17 Apr 2026

Please refer the attached disclosure.

Company Update15 Apr 2026

The NRC has approved the grant of ESOP to eligible employees of the Bank under IDFC First Bank - ESOS. Enclosed herewith is a detailed disclosure in this regard.

Company Update13 Apr 2026

Allotment of 5,07,112 equity shares pursuant to exercise of ESOP

Company Update08 Apr 2026

Certificate in terms of Regulation 74(5) of SEBI (DP) Regulations, 2018

Company Update03 Apr 2026

Please refer the enclosed attachment.

Board Meeting27 Mar 2026

IDFC First Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 25/04/2026 ,inter alia, to consider and approve the Audited Standalone And ....

Insider Trading / SAST27 Mar 2026

Closure of Trading Window shall remain closed as per the Code of Conduct framed by the Bank.

Company Update23 Mar 2026

Allotment of 4,90,588 equity shares pursuant to exercise of ESOP

Company Update19 Mar 2026

Please find the attached Newspaper Publication regarding Postal Ballot Notice.

AGM/EGM18 Mar 2026

Please find the enclosed copy of Postal Ballot Notice

Company Update13 Mar 2026

Kindly refer the enclosed Intimation regarding Schedule of Institutional Investor Meeting

Company Update13 Mar 2026

Kindly refer the enclosed file for detailed disclosure.

Company Update12 Mar 2026

Allotment of 20,16,620 equity shares pursuant to exercise of ESOP

Company Update10 Mar 2026

Kindly refer the attached disclosure

Company Update05 Mar 2026

Kindly refer the enclosed Intimation regarding Schedule of Institutional Investor Meeting

Company Update24 Feb 2026

Kindly refer the attachment for disclosure

Company Update23 Feb 2026

Kindly refer the enclosed file for detailed disclosure

Company Update23 Feb 2026

Please find the enclosed Transcript of Conference Call held on February 23, 2026

Company Update23 Feb 2026

The Exchange has sought clarification from IDFC First Bank Ltd on February 23, 2026, with reference to news appeared in https://economictimes.indiatimes.com/ dated February 23, 2026 quoting ....

BSE
Company Update23 Feb 2026

Link for Audio Recording of Conference Call held on February 23, 2026.

Company Update22 Feb 2026

Please refer the attachment for detailed disclosure.

Company Update22 Feb 2026

Kindly refer the PDF for Conference call details

Annual Reports

11

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

Credit Ratings

6
fitchRating update
09 Dec 2025Report
crisilRating update
20 Oct 2025Report
careRating update
30 Sept 2025Report
careRating update
icraRating update
crisilRating update

Concalls

45

Feb 2026

28 Feb 2026

Feb 2026

28 Feb 2026

Oct 2025

31 Oct 2025

Jul 2025

31 Jul 2025

May 2025

31 May 2025

Apr 2025

30 Apr 2025

Jan 2025

31 Jan 2025

Oct 2024

31 Oct 2024

Aug 2024

31 Aug 2024

Apr 2024

30 Apr 2024

Jan 2024

31 Jan 2024

Jan 2024

31 Jan 2024

Nov 2023

30 Nov 2023

Aug 2023

31 Aug 2023

May 2023

31 May 2023

Jan 2023

31 Jan 2023

Oct 2022

31 Oct 2022

Aug 2022

31 Aug 2022

May 2022

31 May 2022

Jan 2022

31 Jan 2022

Oct 2021

31 Oct 2021

Aug 2021

31 Aug 2021

Jul 2021

31 Jul 2021

Mar 2021

31 Mar 2021

Jan 2021

31 Jan 2021

Jan 2021

31 Jan 2021

Oct 2020

31 Oct 2020

Jul 2020

31 Jul 2020

May 2020

31 May 2020

Jan 2020

31 Jan 2020

Jan 2020

31 Jan 2020

Jul 2019

31 Jul 2019

Jul 2019

31 Jul 2019

May 2019

31 May 2019

May 2019

31 May 2019

Mar 2019

31 Mar 2019

Feb 2019

28 Feb 2019

Oct 2018

31 Oct 2018

Oct 2018

31 Oct 2018

Aug 2018

31 Aug 2018

Apr 2018

30 Apr 2018

Jan 2018

31 Jan 2018

Jan 2018

31 Jan 2018

Oct 2017

31 Oct 2017

Apr 2017

30 Apr 2017

Held by ETFs

52 ETFs hold idfcfirstb · sorted by weight

#ETFWeight %
1

EBANKNIFTY

EDELAMC - EBANKNIFTY

4.27%
2

HDFCNIFBAN

HDFCAMC - HDFCNIFBAN

4.33%
3

BANKBETA

UTIAMC-BANKBETA

4.33%
4

BANKIETF

ICICIPRAMC - IPRU5008

4.26%
5

BANKETF

MIRAEAMC - BANKETF

4.26%
6

ABSLBANETF

BIRLASLAMC - ABSLBANETF

4.26%
7

BANKBEES

NIP IND ETF BANK BEES

4.26%
8

SETFNIFBK

SBI-ETF NIFTY BANK

4.26%
9

BANKADD

DSPAMC - DSPBANK

4.26%
10

BNKETFAXIS

AXISAMC-BNKETFAXIS

4.26%
11

BANKBETF

BFAM - BANKBETF

4.26%
12

BANKNIFTY1

KOTAKMAMC-KOTAKBKETF

4.26%
13

BBNPNBETF

BARODABNP - BBNPNBETF

4.23%
14

PVTBANKADD

DSPAMC - DSPPVBKETF

3.63%
15

PVTBANIETF

ICICIPRAMC - ICICIBANKP

3.63%
16

SBIETFPB

SBIAMC - SBIETFPB

3.62%
17

NPBET

TATAAML - NPBET

3.57%
18

HDFCPVTBAN

HDFCAMC - HDFCPVTBAN

3.58%
19

PVTBKGROWW

GROWWAMC - PVTBKGROWW

3.61%
20

BANK10ADD

DSPAMC - BANK10ADD

3.13%
21

MOBANK10

MOTILALAMC - MOBANK10

3.13%
22

MIDSELIETF

ICICI PRUD MIDCAP SEL ETF

3.56%
23

MOMIDMTM

MOTILALAMC - MOMIDMTM

2.24%
24

SBIMIDMOM

SBIAMC - SBIMIDMOM

2.24%
25

ABSL10BANK

BIRLASLAMC - ABSL10BANK

3.13%
26

MIDCAP

KOTAKMAMC - KOTAKMID50

2.11%
27

SNXT50BETA

UTIAMC-SNXT50BETA

1.89%
28

SETFSN50

SBI MUTUAL FUND

1.77%
29

LICNMID100

LICNAMC - LICNMID100

1.57%
30

HDFCMID150

HDFCAMC - HDFCMID150

1.29%
31

MOM100

MOTILAL OS MIDCAP100 ETF

1.42%
32

MIDCAPBETA

UTIAMC-MIDCAPBETA

1.29%
33

MIDCAPETF

MIRAEAMC - MAM150ETF

1.17%
34

MID150BEES

NIP IND ETF MIDCAP 150

1.18%
35

MIDCAPIETF

ICICIPRAMC - ICICIM150

1.17%
36

GROWWMC150

GROWWAMC - GROWWMC150

1.17%
37

MID150CASE

ZERODHAAMC - MID150CASE

1.17%
38

MID150

KOTAKMAMC - MID150

1.17%
39

SBINMID150

SBIAMC - SBINMID150

1.17%
40

MIDCAPADD

DSPAMC - MIDCAPADD

1.17%
41

ELM250

EDELAMC - ELM250

0.61%
42

EQUAL200

MIRAEAMC - EQUAL200

0.52%
43

SETFBSE100

SBI MUTUAL FUND

0.35%
44

MULTICAP

MIRAEAMC - MULTICAP

0.30%
45

GROWWN200

GROWWAMC - GROWWN200

0.28%
46

HDFCBSE500

HDFCAMC - HDFCBSE500

0.27%
47

ABSLMSCIN

BIRLASLAMC - ABSLMSCIN

0.23%
48

MONIFTY500

MOTILALAMC - MONIFTY500

0.24%
49

BSE500IETF

ICICIPRAMC - ICICI500

0.25%
50

AONETOTAL

AONEAMC - AONETOTAL

0.23%
51

MSCIADD

DSPAMC - MSCIADD

0.23%
52

MSCIINDIA

KOTAKMAMC - MSCIINDIA

0.23%

Held by Mutual Funds

9 schemes hold idfcfirstb · sorted by weight

#SchemeWeight %
1

Sundaram Mid Cap Fund

Sundaram Mutual Fund

1.99%
2

Tata Small Cap Fund

Tata Mutual Fund

3.66%
3

Motilal Oswal Midcap Fund

Motilal Oswal Mutual Fund

1.47%
4

JM Flexicap Fund

JM Financial Mutual Fund

1.24%
5

HSBC Small Cap Fund

HSBC Mutual Fund

0.50%
6

HSBC Midcap Fund

HSBC Mutual Fund

0.03%
7

Franklin India Mid Cap Fund

Franklin Templeton Mutual Fund

2.15%
8

SBI Arbitrage Opportunities Fund

SBI Mutual Fund

0.31%
9

Edelweiss Mid Cap Direct Plan-Growth

Edelweiss Mutual Fund

1.63%