PAISALO DIGITAL LIMITED·NBFC 52.84·Finance Companies

Price

69.79

-0.23%
O:70
H:70.98
L:69
C:69.79

52W Range

29.8677.39
+134%/-10%

Market Cap

₹6,347.55 Cr

Traded: ₹36.29 Cr (0.57%) 0.0x

Free Float: ₹2,049.62 Cr (1.77% of FF traded)

Volume · 60D trend

51.82 L 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:-2% 3M:+19% 6M:+59% 12M:+85%

Valuation

P/E25.3
P/B3.5
P/S--
EV/EBIT--

Business Strength

ROE13.9%
ROCE13.1%
OPM--
NPM--

Growth (3Y CAGR)

EPS+17.6%
Sales+26.0%
Profit+35.0%
3Y Return+29.0%

Balance Sheet

Debt/Equity2.4
Debt4,360 Cr
Pledge21.9%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP-330.4%
FCF-798 Cr
FCF 3Y Avg-2,226 Cr
Cash/MCap2.0%

Others

Div Yield0.3%
Div Payout4.0%
Cash Conv. Cycle--
Tradeable Free Float32.3%

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 536.29 Cr
26.17% FF
60d high
₹ 560.27 Cr
60d low
₹ 268.42 Cr
60d mean
₹ 467.09 Cr
vs mean
▲ 14.82%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
Sales
+17.0%
+22.0%
+26.0%
--
+23.0%
Stable
ROE
+11.0%
+12.0%
+14.0%
--
--
Accelerating
Return
+22.0%
+17.0%
+29.0%
+121.0%
--
Accelerating
Profit
+18.0%
+33.0%
+35.0%
--
+23.0%
Stable

Quarterly Results

Jun 2026

5 Aug
Rev
--
----
OPM--
NPM--
PAT
--61 Cr
EPS
+29% YoY0.7

Mar 2026

11 May
Rev
--
----
OPM--
NPM--
PAT
+58% YoY72 Cr
EPS
+55% YoY0.8

Dec 2025

6 Feb
Rev
--
----
OPM--
NPM--
PAT
+7% YoY66 Cr
EPS
+4% YoY0.7

Sep 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+3% YoY52 Cr
EPS
+2% YoY0.6

Jun 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+14% YoY47 Cr
EPS
+13% YoY0.5

Mar 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+26% YoY46 Cr
EPS
+24% YoY0.5

Dec 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+11% YoY62 Cr
EPS
+11% YoY0.7

Sep 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+5% YoY50 Cr
EPS
+6% YoY0.6

Jun 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+8% YoY41 Cr
EPS
+7% YoY0.5

Mar 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+55% YoY37 Cr
EPS
+78% YoY0.4

Dec 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+102% YoY56 Cr
EPS
+103% YoY0.6

Sep 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+96% YoY47 Cr
EPS
+96% YoY0.5

Jun 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+84% YoY38 Cr
EPS
--0.4

Mar 2023

Rev
--
----
OPM--
NPM--
PAT
+57% YoY21 Cr
EPS
--0.2

Dec 2022

Rev
--
----
OPM--
NPM--
PAT
+7% YoY28 Cr
EPS
--0.3

Sep 2022

Rev
--
----
OPM--
NPM--
PAT
+13% YoY24 Cr
EPS
--0.3

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage-2.8x
Promoter Pledge21.9%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow-783 Cr
Investing Cash Flow-15 Cr
Financing Cash Flow843 Cr
Free Cash Flow-798 Cr

Detailed Financials

Jun 2026PDF ↗
Mar 2026PDF ↗
Dec 2025PDF ↗
Sep 2025PDF ↗
Jun 2025PDF ↗
Mar 2025PDF ↗
Dec 2024PDF ↗
Sep 2024PDF ↗
Jun 2024PDF ↗
Mar 2024PDF ↗
Dec 2023PDF ↗
Sep 2023PDF ↗
Jun 2023PDF ↗
Mar 2023
Dec 2022
Sep 2022
Sales--------------------------------
Expenses58725355594338424759422024253237
Operating Profit--------------------------------
OPM %--------------------------------
Other Income00-10010000000-500
Interest116889598948682778386646060595250
Depreciation4532221111111111
Profit Before Tax82978969646382675650766452283733
Tax %25.0%26.0%25.0%25.0%26.0%27.0%24.0%26.0%26.0%26.0%26.0%25.0%26.0%26.0%25.0%26.0%
Net Profit61726652474662504137564738212824
Exceptional Items--0-10010000000-500
EPS (Rs)0.70.80.70.60.50.50.70.60.50.40.60.50.40.20.30.3
Sales Growth (YoY)--------------------------------
Sales Growth (QoQ)--------------------------------
OP Growth (YoY)--------------------------------
OP Growth (QoQ)--------------------------------
Profit Growth (YoY)--58.0%7.0%3.0%14.0%26.0%11.0%5.0%8.0%55.0%102.0%96.0%84.0%57.0%7.0%13.0%
EPS Growth (YoY)28.9%54.9%4.3%1.8%13.0%24.4%11.1%5.7%7.0%78.3%103.2%96.3%--------
EPS Growth (QoQ)-15.2%8.2%28.1%9.6%2.0%-27.1%25.0%21.7%12.2%-34.9%18.9%23.3%87.0%-25.8%14.8%--
OP Margin--------------------------------
Net Margin--------------------------------
Material Cost %--------------------------------
Employee Cost %6.9%7.8%8.6%8.2%7.9%9.5%8.5%7.7%6.8%6.7%7.8%8.1%7.5%8.3%8.0%6.9%
P/S--------------------------------
P/E25.2927.2521.2515.46------------------------
P/B3.543.612.701.94------------------------

Shareholding Pattern

Shareholders:90.3K (+903.9%)
Current MixJun 2026

Exchange Filings

50
Company Update19 Aug 2026

Outcome of Committee Meeting in relation to public issuance of non-convertible debentures

Company Update19 Aug 2026

Press Release

Company Update17 Aug 2026

Intimation of schedule of non deal roadshow of Investor Meetings

Company Update17 Aug 2026

Press Release

Company Update17 Aug 2026

Intimation regarding early closure of public issuance of non convertible debentures

Company Update14 Aug 2026

Intimation of External Credit Rating

Company Update14 Aug 2026

Intimation in relation to early closure of Public Issuance of Non Convertible Debentures

Company Update14 Aug 2026

Intimation regarding execution of Memorandum of Understanding with Chakrawiu Gannlen Company Limited

Company Update13 Aug 2026

Intimation of Non Deal Road show of Investor Meetings

Company Update13 Aug 2026

Press Release

Company Update12 Aug 2026

Outcome of FCCB Committee Meeting with respect to prior intimation dated August 07, 2026

Company Update11 Aug 2026

Transcript of Conference Call held in respect of Financial Results for the quarter ended 30.06.2026

Company Update10 Aug 2026

Press Release

Company Update07 Aug 2026

Intimation of Rescheduled Meeting of FCCB Committee

Company Update06 Aug 2026

Update on the conference call in respect of Financial Results for the quarter ended 30.06.2026

Company Update06 Aug 2026

Intimation regarding publication of financial results for q1 2026-27

Company Update06 Aug 2026

Intimation regarding advertisement issued to public, pursuant to Regulation 30(1) and Schedule V of the SEBI (Issue and Listing of Non Convertible Debentures) Regulation, 2021 as amended.

Company Update06 Aug 2026

Intimation of Postponement of Committee Meeting which was scheduled on 06.08.2026

Board Meeting05 Aug 2026

Outcome of Board Meeting - Financial Results

Corp. Action05 Aug 2026

Intimation of Record Date for the payment of Final Dividend for the FY 2025-26

Result05 Aug 2026

Outcome of Board Meeting

Others05 Aug 2026

Security Cover Certificate for the quarter ended 30.06.2026

Company Update24 Jul 2026

Intimation of Resignation of VP Legal

Company Update24 Jul 2026

Intimation of Earnings Conference Call_Q1FY27

Company Update17 Jul 2026

Intimation under SEBI (LODR) Regulations, 2015 in relation to public issuance of non-convertible debentures

Company Update14 Jul 2026

Outcome of Committee Meeting held on 14.07.2026 regarding allotment of Commercial Papers

Board Meeting11 Jul 2026

Paisalo Digital Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 05/08/2026 ,inter alia, to consider and approve the Standalone and Consolidated ....

Company Update08 Jul 2026

Certificate in terms of Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended on 30.06.2026

Insider Trading / SAST04 Jul 2026

The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for SBI Life Insurance Company Ltd

Insider Trading / SAST03 Jul 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on July ....

Insider Trading / SAST03 Jul 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on July 03, 2026 for Equilibrated Venture Cflow Pvt Ltd

Company Update01 Jul 2026

Press Release

Insider Trading / SAST01 Jul 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on July 01, 2026 for Equilibrated Venture Cflow Pvt Ltd

Insider Trading / SAST01 Jul 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on July ....

Insider Trading / SAST27 Jun 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on June ....

Insider Trading / SAST27 Jun 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on June 25, 2026 for Equilibrated Venture Cflow Pvt Ltd

Insider Trading / SAST25 Jun 2026

Intimation of Closure of Trading Window

Insider Trading / SAST15 Jun 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on June 15, 2026 for Equilibrated Venture Cflow Pvt Ltd

Insider Trading / SAST15 Jun 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on June ....

Insider Trading / SAST15 Jun 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on June ....

Insider Trading / SAST15 Jun 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on June 15, 2026 for Equilibrated Venture Cflow Pvt Ltd

Insider Trading / SAST10 Jun 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on June ....

Insider Trading / SAST10 Jun 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on June 10, 2026 for Equilibrated Venture Cflow Pvt Ltd

Insider Trading / SAST10 Jun 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on June ....

Insider Trading / SAST10 Jun 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on June 10, 2026 for Equilibrated Venture ....

Company Update09 Jun 2026

Intimation of interest payment on Foreign Currency Convertible Bonds (FCCBs)

Insider Trading / SAST09 Jun 2026

The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on June ....

Insider Trading / SAST09 Jun 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on June 09, 2026 for Pro Fitcch Pvt Ltd

Insider Trading / SAST09 Jun 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on June 09, 2026 for Equilibrated Venture Cflow Pvt Ltd

Insider Trading / SAST09 Jun 2026

The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on June 09, 2026 for Pri Caf Pvt Ltd

Annual Reports

14

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

2014

2013

2012

Credit Ratings

6
infomericsRating update
09 Dec 2025Report
infomericsRating update
16 Sept 2025Report
infomericsRating update
06 Aug 2025Report
infomericsRating update
23 Jun 2025Report
infomericsRating update
23 Jun 2025Report
infomericsRating update

Concalls

20

Feb 2026

28 Feb 2026

Feb 2026

28 Feb 2026

Nov 2025

30 Nov 2025

Jul 2025

31 Jul 2025

May 2025

31 May 2025

May 2025

31 May 2025

Feb 2025

28 Feb 2025

Oct 2024

31 Oct 2024

Aug 2024

31 Aug 2024

Apr 2024

30 Apr 2024

Jan 2024

31 Jan 2024

Oct 2023

31 Oct 2023

Oct 2023

31 Oct 2023

Jul 2023

31 Jul 2023

May 2023

31 May 2023

Feb 2023

28 Feb 2023

Nov 2022

30 Nov 2022

Aug 2022

31 Aug 2022

May 2022

31 May 2022

Feb 2022

28 Feb 2022

Held by Mutual Funds

1 schemes hold paisalo · sorted by weight

#SchemeWeight %
1

Motilal Oswal BSE 1000 Index Fund

Motilal Oswal Mutual Fund

0.02%