SOUTHBANK

THE SOUTH INDIAN BANK LTD·PRIVATE BANKS 62.24BANKS 52.98·Banks

2026-10-22 NSE BSE Result 15 Oct

Price

55.75

+1.41%
O:54.6
H:56.23
L:54.02
C:55.75

52W Range

33.3856.25
+67%/-1%

Market Cap

₹14,602.60 Cr

Traded: ₹142.64 Cr (0.98%) 0.0x

Free Float: ₹7,790.49 Cr (1.83% of FF traded)

Volume · 60D trend

2.58 Cr 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:+18% 3M:+23% 6M:+15% 12M:+39%

RS Score

SEEM
NOUS
BNF
SMA Score

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Valuation

P/E9.2
P/B1.2
P/S--
EV/EBIT--

Business Strength

ROE13.8%
ROCE6.5%
OPM--
NPM--

Growth (3Y CAGR)

EPS+11.7%
Sales+11.0%
Profit+23.0%
3Y Return+28.0%

Balance Sheet

Debt/Equity11.7
Debt1,40,956 Cr
Pledge0.0%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP268.3%
FCF3,768 Cr
FCF 3Y Avg8,160 Cr
Cash/MCap42.0%

Others

Div Yield1.0%
Div Payout8.0%
Cash Conv. Cycle--
Tradeable Free Float53.4%
SOUTHBANK55.75 1.41% NSEBSE20% 15 Oct
NOUS
BNF
MCap14.6K Cr
Vol2.58 Cr
RVol
Del%
TVal142.64 Cr
RS
SEEM

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 69.45 Cr
0.89% FF
60d high
₹ 113.10 Cr
60d low
₹ 69.28 Cr
60d mean
₹ 93.20 Cr
vs mean
▼ 25.49%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
Sales
--
+6.0%
+11.0%
--
+10.0%
Stable
Profit
--
+88.0%
+23.0%
--
+17.0%
Decelerating
Return
+10.0%
+40.0%
+28.0%
+57.0%
--
Stable
ROE
--
+12.0%
+14.0%
--
--
Accelerating

Quarterly Results

Sep 2026

15 Oct
Rev
--
----
OPM--
NPM--
PAT
+21% YoY▲426 Cr
EPS
+22% YoY▲1.6

Jun 2026

16 Jul
Rev
--
----
OPM--
NPM--
PAT
+17% YoY▼378 Cr
EPS
+17% YoY▼1.4

Mar 2026

6 May
Rev
--
----
OPM--
NPM--
PAT
+19% YoY▲407 Cr
EPS
+19% YoY▲1.6

Dec 2025

15 Jan
Rev
--
----
OPM--
NPM--
PAT
+10% YoY▲374 Cr
EPS
+9% YoY▲1.4

Sep 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+8% YoY▲352 Cr
EPS
+8% YoY▲1.3

Jun 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+10% YoY▼322 Cr
EPS
+10% YoY▼1.2

Mar 2025

PDF
Rev
--
----
OPM--
NPM--
PAT
+19% YoY342 Cr
EPS
+19% YoY1.3

Dec 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+12% YoY▲342 Cr
EPS
+12% YoY▲1.3

Sep 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+18% YoY▲325 Cr
EPS
+18% YoY▲1.2

Jun 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
+45% YoY▲294 Cr
EPS
+45% YoY▲1.1

Mar 2024

PDF
Rev
--
----
OPM--
NPM--
PAT
-14% YoY▼287 Cr
EPS
-14% YoY▼1.1

Dec 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+196% YoY▲305 Cr
EPS
+200% YoY▲1.2

Sep 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+23% YoY▲275 Cr
EPS
--▲1.1

Jun 2023

PDF
Rev
--
----
OPM--
NPM--
PAT
+75% YoY▼203 Cr
EPS
--▼0.8

Mar 2023

Rev
--
----
OPM--
NPM--
PAT
+23% YoY▲334 Cr
EPS
--▲1.3

Dec 2022

Rev
--
----
OPM--
NPM--
PAT
+304% YoY103 Cr
EPS
--0.4

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage20.9x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow3.9K Cr
Investing Cash Flow-5.5K Cr
Financing Cash Flow-561 Cr
Free Cash Flow3.8K Cr

Detailed Financials

Sep 2026PDF ↗
Jun 2026PDF ↗
Mar 2026PDF ↗
Dec 2025PDF ↗
Sep 2025PDF ↗
Jun 2025PDF ↗
Mar 2025PDF ↗
Dec 2024PDF ↗
Sep 2024PDF ↗
Jun 2024PDF ↗
Mar 2024PDF ↗
Dec 2023PDF ↗
Sep 2023PDF ↗
Jun 2023PDF ↗
Mar 2023
Dec 2022
Sales--------------------------------
Expenses1,0108977558628521,021981815852893828836777877680629
Operating Profit--------------------------------
Other Income468380386486516622572409410422346452355361345-34
Interest1,6801,6031,6441,6371,5981,5301,5051,5011,4721,4491,4001,3651,2981,2171,1161,073
Depreciation0000000000000000
Profit Before Tax574508547504473433459463440394393435409292522162
Tax %26.0%26.0%25.0%26.0%26.0%26.0%25.0%26.0%26.0%26.0%27.0%30.0%33.0%31.0%36.0%36.0%
Net Profit426378407374352322342342325294287305275203334103
Exceptional Items--------------------------------
EPS (Rs)1.61.41.61.41.31.21.31.31.21.11.11.21.10.81.30.4
Sales Growth (YoY)--------------------------------
Sales Growth (QoQ)--------------------------------
OP Growth (YoY)--------------------------------
OP Growth (QoQ)--------------------------------
Profit Growth (YoY)21.0%17.0%19.0%10.0%8.0%10.0%19.0%12.0%18.0%45.0%-14.0%196.0%23.0%75.0%23.0%304.0%
EPS Growth (YoY)21.6%17.1%19.1%9.2%8.1%9.8%19.1%12.0%18.1%45.5%-14.1%200.0%--------
EPS Growth (QoQ)13.2%-7.7%9.1%6.7%8.9%-6.1%0.0%5.7%10.7%1.8%-6.0%11.4%36.4%-39.8%228.2%--
OP Margin--------------------------------
Net Margin--------------------------------
Material Cost %--------------------------------
Employee Cost %16.7%17.5%14.5%17.4%18.1%18.4%17.0%17.7%18.1%18.3%18.3%21.2%19.8%20.0%16.8%17.8%
P/S--------------------------------
P/E9.208.608.197.71------------------------
P/B1.211.141.041.01------------------------

Shareholding Pattern

Shareholders:11.2L (+58.4%)
Current MixSep 2026

Exchange Filings

50
Company Update22 Oct 2026

Conference call for Investors/Analysts-Transcript of the Conference call

Company Update17 Oct 2026

Change in Marginal Cost of Funds Based Lending Rates(MCLR) of the Bank

Company Update16 Oct 2026

Conference call for Investors/Analysts -Audio recording of the Conference Call

Company Update16 Oct 2026

Intimation under Regulation 30 & 47 of SEBI (LODR) Regulations, 2015

Company Update15 Oct 2026

Outcome of Board Meeting -SEBI(LODR) Regulations, 2015

Company Update15 Oct 2026

Outcome of the Board Meeting- SEBI (LODR)Regulations, 2015- Designating SIB Tower, Near Infopark Expressway, Rajagiri Valley ,P O Kakkanad, Ernakulam, Kerala-682039 as Corporate Office of the Bank

Company Update15 Oct 2026

Presentation to Investors and Analysts- Q2 Results

Company Update15 Oct 2026

Press release on Unaudited Financial Results of the Bank for the quarter/half year ended 30th september, 2026

Result15 Oct 2026

Outcome of the Board Meeting- Submission of Unaudited Financial Results for the quarter/half year ended 30th September, 2026

Board Meeting15 Oct 2026

Outcome of the Board Meeting - Submission of Unaudited Financial Results for the quarter/half year ended 30th September, 2026.

Company Update08 Oct 2026

Intimation of schedule of Conference call for Investors and Analysts

Company Update07 Oct 2026

Certificate in terms of Regulation 74(5) of the SEBI(Depositories and Participants)Regulations,2018

Board Meeting03 Oct 2026

South Indian Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 15/10/2026 ,inter alia, to consider and approve Unaudited Standalone and ....

Company Update03 Oct 2026

Intimation under Regulation 6(1) & 7(1) of the SEBI(LODR)Regulations, 2015

Company Update01 Oct 2026

Business Updates for the Quarter ended September 30, 2026

Company Update30 Sept 2026

Disclosure under Regulation 30 of the SEBI (LODR) Regulations, 2015: Change in Directorate of the Bank-MD & CEO

Company Update30 Sept 2026

Retirement of Mr. P R Seshadri on completion of his term of appointment

Company Update30 Sept 2026

Appointment of Mr. Mahesh Muralidhar Pai as MD & CEO of the Bank w.e.f October 01,2026

Company Update29 Sept 2026

Intimation of the Analyst/Investor Meeting held on September 29,2026

Company Update23 Sept 2026

Intimation of the Analyst/Investor Meeting held on September 23, 2026

Company Update23 Sept 2026

Opening of New Branch- Intimation under Regulations 30 of SEBI(LODR) Regulations, 2015

Company Update22 Sept 2026

Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Participation in the Investor Conference -September 22, 2026

Company Update18 Sept 2026

Intimation under Regulation 30 of the SEBI (LODR), Regulations, 2015- Change in Senior Management Personnel of the Bank

Company Update17 Sept 2026

Opening of New Branch- Intimation under Regulation 30 of SEBI (LODR) Regulations, 2015

Company Update16 Sept 2026

Intimation of Schedule of Analysts / Institutional Investors meet pursuant to SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Company Update16 Sept 2026

Opening of New Branch- Intimation under Regulation 30 of SEBI (LODR) Regulations, 2015

Company Update16 Sept 2026

Intimation under Regulation 30 of the SEBI (LODR) Regulations, 2015

Company Update10 Sept 2026

Intimation under Regulation 30 of the SEBI (LODR) Regulations, 2015- Proposed Strike in the Bank on September 11, 2026

Company Update31 Aug 2026

Intimation under Regulation 30 of SEBI (LODR), Regulations, 2015- Change in Senior Management Personnel of the Bank

Company Update29 Aug 2026

Newspaper Advertisement regarding opening of Special Window for Transfer and Dematerialisation of Physical Securities

Company Update29 Aug 2026

Intimation under Regulation 30 of the SEBI LODR Regulations, 2015

Company Update24 Aug 2026

Intimation under Regulation 30 of the SEBI (LODR) Regulations, 2015 - Allotment of Equity shares under SIB ESOS Scheme-2008

Company Update21 Aug 2026

Intimation under Regulation 30 of the SEBI(LODR) Regulations, 2015- Change in Senior Management Personnel of the Bank

Company Update21 Aug 2026

Intimation under Regulation 30 of the SEBI (LODR) Regulations, 2015

Company Update20 Aug 2026

Intimation under Regulation 30 of SEBI(LODR) Regulations, 2015

AGM/EGM20 Aug 2026

Proceedings of the 98th Annual General Meeting of the Bank pursuant to Regulation 30 and 44 (3) of SEBI(LODR) Regulations,2015

AGM/EGM20 Aug 2026

Proceedings of the 98th Annual General Meeting of the Bank pursuant to Regulation 30 and 44(3) of SEBI(LODR) Regulations,2015

Company Update17 Aug 2026

Intimation under Regulation 30 of SEBI(LODR)Regulations, 2015- Opening of New Branches

Company Update10 Aug 2026

Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Participation in the Investor Conference - August 10, 2026

Company Update10 Aug 2026

Intimation of the Analyst/Investor Meeting held on August 10, 2026

Others27 Jul 2026

Business Responsibility and Sustainability Report (BRSR) for the Financial year 2025-26

Others27 Jul 2026

Intimation under Regulation 34 and other applicable provisions of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015-Notice of the ....

AGM/EGM27 Jul 2026

Notice of 98th Annual General Meeting(AGM) of the South Indian Bank Limited and Annual report for the Financial Year 2025-26

Company Update27 Jul 2026

Newspaper Advertisement- Intimation under Regulation 30 & 47 of the SEBI (LODR) Regulations, 2015

Company Update27 Jul 2026

Intimation under Regulation 30 of the SEBI (LODR)Regulations, 2015- Allotment of Equity Shares under SIB ESOS Scheme-2008

Company Update27 Jul 2026

Intimation under Regulation 30 of SEBI (LODR)Regulations, 2015 -Opening of New Branch

Insider Trading / SAST24 Jul 2026

The Exchange has received the disclosure under Regulation 29(1) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Kotak Mahindra Mutual Fund

Company Update23 Jul 2026

Disclosure under SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011

Company Update22 Jul 2026

Conference call for Investors/Analysts- Transcript of the Conference call

Company Update17 Jul 2026

Conference call for Investors/Analysts -Audio recording of the Conference Call

Credit Ratings

6
infomericsRating update
01 Oct 2025Report
crisilRating update
01 Oct 2025Report
careRating update
31 Jul 2025Report
fitchRating update
29 Jul 2025Report
crisilRating update
03 Oct 2024Report
infomericsRating update
01 Oct 2024Report

Concalls

46

Jan 2026

31 Jan 2026

Jan 2026

31 Jan 2026

Oct 2025

31 Oct 2025

Jul 2025

31 Jul 2025

May 2025

31 May 2025

Jan 2025

31 Jan 2025

Oct 2024

31 Oct 2024

Oct 2024

31 Oct 2024

Jul 2024

31 Jul 2024

May 2024

31 May 2024

Jan 2024

31 Jan 2024

Oct 2023

31 Oct 2023

Jul 2023

31 Jul 2023

May 2023

31 May 2023

Jan 2023

31 Jan 2023

Oct 2022

31 Oct 2022

Oct 2022

31 Oct 2022

Jul 2022

31 Jul 2022

May 2022

31 May 2022

Jan 2022

31 Jan 2022

Oct 2021

31 Oct 2021

Jul 2021

31 Jul 2021

May 2021

31 May 2021

Feb 2021

28 Feb 2021

Jan 2021

31 Jan 2021

Dec 2020

31 Dec 2020

Oct 2020

31 Oct 2020

Jul 2020

31 Jul 2020

Jun 2020

30 Jun 2020

Jan 2020

31 Jan 2020

Nov 2019

30 Nov 2019

Oct 2019

31 Oct 2019

Jul 2019

31 Jul 2019

May 2019

31 May 2019

Jan 2019

31 Jan 2019

Oct 2018

31 Oct 2018

Jul 2018

31 Jul 2018

May 2018

31 May 2018

Jan 2018

31 Jan 2018

Oct 2017

31 Oct 2017

May 2017

31 May 2017

Jan 2017

31 Jan 2017

Oct 2016

31 Oct 2016

Jul 2016

31 Jul 2016

May 2016

31 May 2016

Jan 2016

31 Jan 2016

Held by ETFs

1 ETFs hold southbank · sorted by weight

#ETFWeight %
1

AONETOTAL

AONEAMC - AONETOTAL

0.06%

Held by Mutual Funds

19 schemes hold southbank · sorted by weight

#SchemeWeight %
1

Bandhan Focused Fund

IDFC Mutual Fund

2.93%
2

Kotak Multi Cap Fund

Kotak Mahindra Mutual Fund

1.82%
3

Bandhan Small Cap Fund

IDFC Mutual Fund

1.66%
4

Motilal Oswal Nifty Microcap 250 Index Fund

Motilal Oswal Mutual Fund

1.33%
5

WhiteOak Capital Banking & Financial Services Fund

WhiteOak Capital Mutual Fund

1.19%
6

Kotak Special Opportunities Fund

Kotak Mahindra Mutual Fund

1.19%
7

ITI Value Fund

ITI Mutual Fund

1.05%
8

Kotak Banking & Financial Services Fund

Kotak Mahindra Mutual Fund

1.05%
9

ITI Banking and Financial Services Fund

ITI Mutual Fund

1.01%
10

WhiteOak Capital Special Opportunities Fund

WhiteOak Capital Mutual Fund

0.67%
11

WhiteOak Capital Flexi Cap Fund

WhiteOak Capital Mutual Fund

0.46%
12

WhiteOak Capital Multi Cap Fund

WhiteOak Capital Mutual Fund

0.46%
13

WhiteOak Capital ELSS Tax Saver Fund

WhiteOak Capital Mutual Fund

0.42%
14

WhiteOak Capital Mid Cap Fund

WhiteOak Capital Mutual Fund

0.37%
15

SBI ELSS Tax Saver Fund

SBI Mutual Fund

0.24%
16

SBI Quality Fund

SBI Mutual Fund

0.10%
17

Bandhan Nifty Total Market Index Fund

Bandhan Mutual Fund

0.06%
18

Groww Nifty Total Market Index Fund

Groww Mutual Fund

0.06%
19

Motilal Oswal BSE 1000 Index Fund

Motilal Oswal Mutual Fund

0.06%