APTUS VALUE HSG FIN I LTD·NBFC 58.19HOUSING FINANCE 67.57·Finance Companies

Price

279.5

+0.57%
O:276.65
H:282.45
L:274.85
C:279.5

52W Range

193.03364
+45%/-23%

Market Cap

₹13,995.76 Cr

Traded: ₹14.42 Cr (0.10%) 0.0x

Free Float: ₹1,927.22 Cr (0.75% of FF traded)

Volume · 60D trend

5.17 L 0.0x

Delivery: % 0.0x

View Delivery Data

Returns

1W:+0% 1M:+2% 3M:+2% 6M:+22% 12M:-11%

Valuation

P/E14.8
P/B2.8
P/S--
EV/EBIT--

Business Strength

ROE18.6%
ROCE15.0%
OPM--
NPM--

Growth (3Y CAGR)

EPS+25.3%
Sales+26.0%
Profit+23.0%
3Y Return+2.0%

Balance Sheet

Debt/Equity1.6
Debt7,874 Cr
Pledge0.0%
CWIP/Fixed Asset0.0%

Cash Position

CFO/NP-62.8%
FCF-599 Cr
FCF 3Y Avg-3,371 Cr
Cash/MCap4.0%

Others

Div Yield1.4%
Div Payout0.0%
Cash Conv. Cycle--
Tradeable Free Float13.8%

MTF Exposure Trend

60 sessions · funded amount, % of FF, daily delta

Current
₹ 61.82 Cr
3.21% FF
60d high
₹ 73.40 Cr
60d low
₹ 56.44 Cr
60d mean
₹ 65.49 Cr
vs mean
▼ 5.60%

Growth Trends

Metric10Y5Y3Y1YTTMTrend
Sales
--
+28.0%
+26.0%
--
+25.0%
Decelerating
Profit
--
+29.0%
+23.0%
--
+26.0%
Stable
Return
--
--
+2.0%
-14.0%
--
Decelerating
ROE
+17.0%
+18.0%
+19.0%
--
--
Accelerating

Quarterly Results

Mar 2026

7 May
Rev
--
----
OPM--
NPM--
PAT
+26% YoY261 Cr
EPS
+26% YoY5.2

Dec 2025

4 Feb
Rev
--
----
OPM--
NPM--
PAT
+24% YoY236 Cr
EPS
+24% YoY4.7

Sep 2025

Rev
--
----
OPM--
NPM--
PAT
+24% YoY227 Cr
EPS
+24% YoY4.5

Jun 2025

Rev
--
----
OPM--
NPM--
PAT
+28% YoY219 Cr
EPS
+28% YoY4.4

Mar 2025

Rev
--
----
OPM--
NPM--
PAT
+26% YoY207 Cr
EPS
+26% YoY4.1

Dec 2024

Rev
--
----
OPM--
NPM--
PAT
+21% YoY190 Cr
EPS
+21% YoY3.8

Sep 2024

Rev
--
----
OPM--
NPM--
PAT
+23% YoY182 Cr
EPS
+23% YoY3.6

Jun 2024

Rev
--
----
OPM--
NPM--
PAT
+21% YoY172 Cr
EPS
+20% YoY3.4

Mar 2024

Rev
--
----
OPM--
NPM--
PAT
+21% YoY164 Cr
EPS
+21% YoY3.3

Dec 2023

Rev
--
----
OPM--
NPM--
PAT
+26% YoY158 Cr
EPS
+25% YoY3.2

Sep 2023

Rev
--
----
OPM--
NPM--
PAT
+20% YoY148 Cr
EPS
+20% YoY3.0

Jun 2023

Rev
--
----
OPM--
NPM--
PAT
+20% YoY142 Cr
EPS
--2.9

Mar 2023

Rev
--
----
OPM--
NPM--
PAT
+23% YoY135 Cr
EPS
--2.7

Dec 2022

Rev
286 Cr
--+7% QoQ
OPM83.0%
NPM44.1%
PAT
+24% YoY126 Cr
EPS
--2.5

Sep 2022

Rev
268 Cr
----
OPM81.0%
NPM45.9%
PAT
+45% YoY123 Cr
EPS
--2.5

Revenue & Margin Trends

Annual

Quarterly

Balance Sheet Health

Leverage

Debt / Equity0.00
Interest Coverage-2.2x
Promoter Pledge0.0%
Borrowings--

Efficiency

Receivable Days days
Inventory Days days
Payable Days days
Cash Conversion cycle days

Cash Position

Operating Cash Flow-592 Cr
Investing Cash Flow-72 Cr
Financing Cash Flow822 Cr
Free Cash Flow-599 Cr

Detailed Financials

Mar 2026
Dec 2025
Sep 2025
Jun 2025
Mar 2025
Dec 2024
Sep 2024
Jun 2024
Mar 2024
Dec 2023
Sep 2023
Jun 2023
Mar 2023
Dec 2022
Sep 2022
Sales--------------------------286268
Expenses1019991817567686161595645554751
Operating Profit--------------------------239217
OPM %--------------------------83.0%81.0%
Other Income191510101591410131311101299
Interest161162165160150143128120109989685787767
Depreciation433333332232222
Profit Before Tax328304294286271246237222215205190183176168157
Tax %20.0%22.0%23.0%23.0%24.0%22.0%23.0%23.0%24.0%23.0%22.0%22.0%23.0%25.0%21.0%
Net Profit261236227219207190182172164158148142135126123
Exceptional Items------------------------------
EPS (Rs)5.24.74.54.44.13.83.63.43.33.23.02.92.72.52.5
Sales Growth (YoY)------------------------------
Sales Growth (QoQ)--------------------------6.7%--
OP Growth (YoY)------------------------------
OP Growth (QoQ)--------------------------10.1%--
Profit Growth (YoY)26.0%24.0%24.0%28.0%26.0%21.0%23.0%21.0%21.0%26.0%20.0%20.0%23.0%24.0%45.0%
EPS Growth (YoY)25.9%23.9%24.4%27.6%25.8%20.6%22.6%20.3%21.0%25.4%19.8%--------
EPS Growth (QoQ)10.4%4.2%3.2%6.0%8.7%4.7%5.8%4.6%4.1%6.4%3.9%5.2%7.9%1.6%--
OP Margin--------------------------83.6%81.0%
Net Margin--------------------------44.1%45.9%
Material Cost %------------------------------
Employee Cost %10.8%11.7%9.8%9.7%9.7%9.7%10.3%11.0%11.6%10.4%11.8%10.2%11.9%10.8%12.3%
P/S--6.376.11------------------------
P/E14.8315.0414.46------------------------
P/B2.772.882.62------------------------

Shareholding Pattern

Shareholders:1.7L (+26.5%)
Current MixMar 2026

Exchange Filings

50
Company Update08 Jul 2026

Intimation of Schedule of Earnings Conference Call.

Board Meeting07 Jul 2026

Aptus Value Housing Finance India Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 31/07/2026 ,inter alia, to consider and approve the Unaudited ....

Insider Trading / SAST26 Jun 2026

Closure of Trading Window for the quarter ended 30th June 2026

Company Update26 Jun 2026

Allotment of 50,000 equity shares of Rs.2/- each under Aptus Employee Stock Option Scheme 2021

Company Update19 Jun 2026

Intimation of Investor/Analyst Meet

Company Update01 Jun 2026

Intimation of Investor/Analyst Meet

Company Update29 May 2026

Intimation of Annual Secretarial compliance report.

Company Update25 May 2026

Intimation of Investor/Analyst Meet.

Company Update14 May 2026

Earnings Call Transcript

Company Update13 May 2026

Communication to Shareholders- Intimation on Tax Deduction at Source ( TDS) /Withholding Tax on Dividend.

Company Update13 May 2026

Intimation of Investor/Analyst Meet.

Company Update07 May 2026

Revised Audio Recordings of the earnings call for the Fourth quarter and Year ended on 31st March 2026

Company Update07 May 2026

Newspaper Publication of Audited Financial results for the Fourth Quarter and year ended on 31st March 2026.

Company Update07 May 2026

Audio Recordings of the earnings call for the Fourth quarter and Year ended on 31st March 2026

Corp. Action06 May 2026

The Board has declared second interim dividend of Rs.2.50 per equity share for the FY 2025-26

Company Update06 May 2026

Audited Financial Results for the FY ended 31st March 2026

Company Update06 May 2026

Investor Press release for the fourth Quarter and year ended as on 31st March 2026

Company Update06 May 2026

Investor Presentation for the Quarter ended on 31st March 2026

Result06 May 2026

Audited Financial Results for the Financial year ended 31st March 2026

Board Meeting06 May 2026

Outcome of the Board Meeting held on 06th May 2026

Company Update28 Apr 2026

Re-appointment of Ms. Mona Kachhwaha as an Independent director of the company

AGM/EGM24 Apr 2026

Submission of Voting results along with scrutinizer report w.r.t postal ballot notice dated 20th March 2026.

Company Update09 Apr 2026

Intimation of Schedule of Earnings Conference Call

Others09 Apr 2026

The Meeting of Board of directors of the company is scheduled to be held on 06th May 2026 to consider and approve the Audited Financial Results of the company for the fourth quarter and ....

Board Meeting09 Apr 2026

Aptus Value Housing Finance India Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 06/05/2026 ,inter alia, to consider and approve the Audited ....

Company Update04 Apr 2026

Certificate under Reg.74(5) of SEBI (DP) regulations for the quarter ended 31st March 2026

Insider Trading / SAST01 Apr 2026

The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for SMALLCAP World Fund, Inc.

Insider Trading / SAST25 Mar 2026

Closure of Trading Window

Company Update25 Mar 2026

Newspaper Advertisement for dispatch of postal Ballot Notice for the Appointment of Independent Director.

AGM/EGM24 Mar 2026

Intimation of Notice of Postal Ballot

Company Update18 Mar 2026

Appointment of Mr. Mukul Mathur as an Additional Independent Director of the company

Company Update17 Mar 2026

Intimation of Analyst/Investor Meet

Company Update09 Mar 2026

Intimation of Completion of Tenure of Independent Director

Company Update03 Mar 2026

Allotment of 10,000 Equity Shares of Rs.2/- each under Aptus Employee Stock Option Scheme 2021

Company Update19 Feb 2026

Intimation of Investor/Analysts Meet

AGM/EGM19 Feb 2026

Submission of Voting Results along with scrutinizer report w.r.t postal ballot notice dated 12th January 2026

Company Update18 Feb 2026

Intimation of Investor/Analyst Meet.

Company Update18 Feb 2026

Intimation of Investor/Analyst Meet.

Company Update16 Feb 2026

Intimation of Analyst/Investor Meet

Company Update12 Feb 2026

Allotment of 10,000 Secured, Redeemable, Rated., Listed, Non-Convertible debentures of Rs.1,00,000/- each

Company Update12 Feb 2026

Earnings Call Transcript

Company Update05 Feb 2026

Intimation of Analyst/Investor Meet

Company Update05 Feb 2026

Newspaper Publication of Unaudited financial results for the third quarter ended 31st December 2025

Company Update05 Feb 2026

Audio Recordings of the earnings call for the third quarter ended 31st December 2025

Others04 Feb 2026

Asset Cover details for the quarter ended 31st December 2025

Company Update04 Feb 2026

Investor Press release for the quarter ended 31st December 2025

Company Update04 Feb 2026

Investor Presentation for the quarter ended 31st December 2025

Result04 Feb 2026

Unaudited Financial results for the quarter ended 31st December 2025

Board Meeting04 Feb 2026

Outcome of the Board Meeting held on 04th February 2025

Company Update20 Jan 2026

Intimation of Schedule of Earnings Conference Call

Annual Reports

5

2025

2024

2023

2022

2021

Credit Ratings

6
icraRating update
13 Aug 2025Report
careRating update
03 Jul 2025Report
careRating update
20 May 2025Report
careRating update
07 Mar 2025Report
careRating update
16 Dec 2024Report
careRating update
13 Sept 2024Report

Concalls

19

Feb 2026

28 Feb 2026

Nov 2025

30 Nov 2025

Aug 2025

31 Aug 2025

May 2025

31 May 2025

Feb 2025

28 Feb 2025

Nov 2024

30 Nov 2024

Aug 2024

31 Aug 2024

May 2024

31 May 2024

Feb 2024

29 Feb 2024

Nov 2023

30 Nov 2023

Aug 2023

31 Aug 2023

May 2023

31 May 2023

Feb 2023

28 Feb 2023

Nov 2022

30 Nov 2022

Aug 2022

31 Aug 2022

May 2022

31 May 2022

Jan 2022

31 Jan 2022

Nov 2021

30 Nov 2021

Oct 2021

31 Oct 2021

Held by ETFs

12 ETFs hold aptus · sorted by weight

#ETFWeight %
1

MOSMALL250

MOTILALAMC - MOSMALL250

0.46%
2

SML100CASE

ZERODHAAMC - SML100CASE

0.85%
3

SBISMLETF

SBIAMC - SBISMLETF

0.46%
4

HDFCSML250

HDFCAMC - HDFCSML250

0.46%
5

SMALL250

MIRAEAMC - SMALL250

0.46%
6

GROWWSC250

GROWWAMC - GROWWSC250

0.45%
7

BSE500IETF

ICICIPRAMC - ICICI500

0.05%
8

MULTICAP

MIRAEAMC - MULTICAP

0.11%
9

AONETOTAL

AONEAMC - AONETOTAL

0.05%
10

MONIFTY500

MOTILALAMC - MONIFTY500

0.05%
11

HDFCBSE500

HDFCAMC - HDFCBSE500

0.05%
12

SMALLADD

DSPAMC - SMALLADD

0.45%

Held by Mutual Funds

3 schemes hold aptus · sorted by weight

#SchemeWeight %
1

Kotak Small Cap Fund

Kotak Mahindra Mutual Fund

1.66%
2

SBI Small Cap Fund

SBI Mutual Fund

1.36%
3

SBI Flexicap Fund

SBI Mutual Fund

0.82%